Bank of Star Valley logo

Bank of Star Valley in Afton, WY

4.2/5

FDIC-insured community bank offering checking, savings, CDs, IRAs, and personal loans with online and mobile banking services.

Data compiled from public sources · Rating from CreditDoc methodology

Bank of Star Valley Review

Bank of Star Valley is a community-focused FDIC-insured bank that has positioned itself as a locally-owned financial institution where neighbors are owners. Based on their website content, the bank emphasizes personalized service and community connection as core values, distinguishing themselves from larger national institutions. com and a published 2025 Economic Review.

The bank offers a comprehensive suite of retail banking products including multiple checking account options (including Kasasa® Rewards Checking), savings accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs). They provide personal loans, business loans, home equity lines of credit, and overdraft lines of credit. Electronic services include online banking, bill pay, mobile banking with remote deposit capabilities, direct deposit, and wire transfers.

Their debit card is a MasterCard® product with access to over 25,000 ATMs nationwide through the MoneyPass network. Bank of Star Valley distinguishes itself through hands-on customer service features like Card Control (allowing customers to manage debit card usage via mobile app), safe deposit boxes, notary services, medallion signature guarantees for customers, and night depository services. They offer personal banking services including cashier's checks, money orders, and coin counting (at their Afton branch).

The bank operates multiple physical locations and provides a dedicated phone line (307-885-0000) for customer support, including international travel notifications. The company appears to be a regional bank with limited geographic presence based on references to "Star Valley" and specific branch locations. No information about their credit card offerings (mentioned in a call-to-action) is detailed on the pages provided.

Services & Features

Business loans
Certificates of Deposit (CDs)
Checking accounts including Kasasa® Rewards Checking
Home equity lines of credit
Individual Retirement Accounts (IRAs)
MasterCard® debit cards with 25,000+ surcharge-free ATMs
Mobile banking with remote deposit
Online banking with bill pay
Personal loans
Safe deposit boxes and night depository services
Savings accounts
Wire transfers and telephone transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by U.S. Government
  • Access to 25,000+ surcharge-free ATMs nationwide through MoneyPass network
  • Card Control app feature allows real-time debit card management and fraud prevention
  • Remote deposit capability through mobile app for check deposits
  • Comprehensive product suite including CDs, IRAs, personal loans, and business loans
  • Free online banking with bill pay and fund transfer capabilities
  • Personal banking services including safe deposit boxes, notary services, and cashier's checks

Cons

  • Limited geographic presence appears to be regional/local to Star Valley area only
  • No interest rates, fees, or APR information disclosed on website
  • No minimum deposit amounts or account opening requirements specified
  • Outdated website content (last update noted as September 2016 in footer)
  • No information provided about credit card terms despite promotional mention

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.8
Transparency
4.0
Ease of Use
4.5

Frequently Asked Questions

What services does Bank of Star Valley offer?

Bank of Star Valley offers 12 services including Checking accounts including Kasasa® Rewards Checking, Savings accounts, Certificates of Deposit (CDs), Individual Retirement Accounts (IRAs), Personal loans, and 7 more.

Who is Bank of Star Valley best suited for?

Bank of Star Valley is best suited for Star Valley residents seeking local community banking with personalized service, Customers wanting integrated checking, savings, and loan products from one institution, Individuals who value physical branch locations and in-person banking services, Business owners needing commercial banking services and local business loans.

What are the strengths and weaknesses of Bank of Star Valley?

Key strengths: FDIC-insured deposits backed by U.S. Government; Access to 25,000+ surcharge-free ATMs nationwide through MoneyPass network; Card Control app feature allows real-time debit card management and fraud prevention. Areas to consider: Limited geographic presence appears to be regional/local to Star Valley area only; No interest rates, fees, or APR information disclosed on website.

How does Bank of Star Valley compare to similar companies?

In the Banks category, comparable providers include Bank of Commerce, Bank of Jackson Hole Trust, Big Horn Federal Savings Bank. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.

Quick Facts

Founded
1996
Headquarters
Afton, WY
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #34148
Visit Bank of Star Valley

CreditDoc Diagnosis

Doctor's Verdict on Bank of Star Valley

Bank of Star Valley is best for residents of the Star Valley area seeking a community bank with comprehensive retail banking services, personal loans, and business lending. The primary caveat is that this appears to be a regional bank with limited geographic presence, and the website lacks essential transparency around rates, fees, and account terms needed for informed financial decisions.

Best For

  • Star Valley residents seeking local community banking with personalized service
  • Customers wanting integrated checking, savings, and loan products from one institution
  • Individuals who value physical branch locations and in-person banking services
  • Business owners needing commercial banking services and local business loans
Updated 2026-05-08

Similar Companies

Bank of Commerce logo

Bank of Commerce

FDIC-insured bank in Rawlins offering free checking and savings accounts with rewards through Kasasa, plus home mortgage services.

4.2/5
BBB:

Best for: Local Rawlins/Wyoming residents seeking community banking with FDIC protection, Consumers wanting rewards checking without complex qualification requirements

Bank of Jackson Hole Trust logo

Bank of Jackson Hole Trust

Wyoming-based trust and wealth management services specializing in estate planning, asset protection, and fiduciary relationships for high-net-worth clients.

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Best for: High-net-worth individuals seeking multi-state or international asset protection through Wyoming trusts, Business owners planning succession and legacy transfer to family or designated heirs

Big Horn Federal Savings Bank logo

Big Horn Federal Savings Bank

FDIC-insured federal savings bank serving the Big Horn Basin for over 85 years with consumer and business checking, savings, loans, and digital banking services.

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Best for: Residents and businesses in the Big Horn Basin seeking full-service community banking, Customers prioritizing FDIC-insured deposits and established local bank relationships over premium rates

Is Bank of Star Valley Right for You?

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