Bank of Brookhaven is an FDIC-insured community bank in Mississippi offering checking, savings, loans, and digital banking services since 2000.
Data compiled from public sources · Rating from CreditDoc methodology
Bank of Brookhaven opened its doors on January 31, 2000, and proudly markets itself as the only remaining home-owned bank in Lincoln County, Mississippi. The institution emphasizes its commitment to community involvement and responsive service as core differentiators in the competitive banking landscape. As an FDIC-insured institution, deposits are backed by the full faith and credit of the U.S. Government, providing standard deposit protection.
The bank offers a comprehensive suite of retail and commercial banking services. For individuals, this includes multiple checking and savings account options, CDs and IRAs, personal installment loans, mortgage loans (including customized options), and debit/credit card services. Digital capabilities encompass online banking, mobile banking, digital wallet integration, bill pay, and cash management tools. The bank also provides traditional banking services such as wire transfers, money orders, notary services, overdraft protection, and night depository options. Phone banking is available for account inquiries and management.
Bank of Brookhaven distinguishes itself through its positioning as a locally-owned, community-focused institution in an era of consolidation. The organization emphasizes personalized mortgage lending tailored to individual needs and budgets, and maintains a commitment to both personal and commercial lending. Their customer base appears to be community members who prioritize relationship banking over large national institutions.
As a smaller regional bank, Bank of Brookhaven faces inherent limitations. The website provides limited detail on specific loan rates, terms, account features, or competitive advantages beyond community ownership. Digital banking capabilities appear functional but basic compared to larger institutions. Prospective customers should verify specific product terms and rates directly, as detailed pricing and feature information is not available on the website.
Yes. Bank of Brookhaven is a registered company, headquartered in Brookhaven, MS, founded in 2000.
Account opening typically takes 1-3 business days. Loan decisions vary by product.
CreditDoc Diagnosis
Bank of Brookhaven is best suited for individuals and businesses in Lincoln County, Mississippi who value local, community-focused banking and personalized service over the convenience and features of large national institutions. Primary caveat: limited website transparency on specific rates, terms, and fees makes it difficult to evaluate competitiveness without direct contact; geographic limitations restrict accessibility for customers outside the local market.
Public data from the Consumer Financial Protection Bureau
Source: consumerfinance.gov | Last checked 2026-03-30
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