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Bank of Brookhaven is an FDIC-insured community bank in Mississippi offering checking, savings, loans, and digital banking services since 2000.
Data compiled from public sources
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Bank of Brookhaven opened its doors on January 31, 2000, and proudly markets itself as the only remaining home-owned bank in Lincoln County, Mississippi. The institution emphasizes its commitment to community involvement and responsive service as core differentiators in the competitive banking landscape. As an FDIC-insured institution, deposits are backed by the full faith and credit of the U.S. Government, providing standard deposit protection.
The bank offers a comprehensive suite of retail and commercial banking services. For individuals, this includes multiple checking and savings account options, CDs and IRAs, personal installment loans, mortgage loans (including customized options), and debit/credit card services. Digital capabilities encompass online banking, mobile banking, digital wallet integration, bill pay, and cash management tools. The bank also provides traditional banking services such as wire transfers, money orders, notary services, overdraft protection, and night depository options. Phone banking is available for account inquiries and management.
Bank of Brookhaven distinguishes itself through its positioning as a locally-owned, community-focused institution in an era of consolidation. The organization emphasizes personalized mortgage lending tailored to individual needs and budgets, and maintains a commitment to both personal and commercial lending. Their customer base appears to be community members who prioritize relationship banking over large national institutions.
As a smaller regional bank, Bank of Brookhaven faces inherent limitations. The website provides limited detail on specific loan rates, terms, account features, or competitive advantages beyond community ownership. Digital banking capabilities appear functional but basic compared to larger institutions. Prospective customers should verify specific product terms and rates directly, as detailed pricing and feature information is not available on the website.
This is state-level context for Banks consumers in Brookhaven, MS. It does not confirm that Bank of Brookhaven or this specific location is licensed.
State regulator
Mississippi Department of Banking and Consumer Finance
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
According to CFPB data (2023-present), Bank of Brookhaven has a 50% response rate to consumer complaints, with 0% of those responses delivered within the CFPB's 15-day window. Response rate measures whether the company replied — not whether the consumer's issue was resolved in their favor.
Bank of Brookhaven offers 17 services including FDIC-insured checking accounts, Savings accounts, Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs), Personal installment loans, Mortgage loans (customized options), and 12 more.
Bank of Brookhaven has profile signals associated with Lincoln County, Mississippi residents seeking relationship-based community banking, Small business owners and commercial entities in the local market, Customers prioritizing local ownership and community involvement over national bank convenience, Individuals seeking personalized mortgage lending with customized terms.
Key strengths: FDIC-insured deposits backed by full faith and credit of U.S. Government; Positioned as the only remaining home-owned bank in Lincoln County, emphasizing local control; Offers multiple account types including free student checking. Areas to consider: Limited geographic footprint as a small regional bank restricts accessibility for non-local customers; Website lacks specific details on loan rates, APRs, account terms, and fees needed for comparison shopping.
In the Banks category, comparable providers include Amory First Savings and Loan Bank, Ssb, Bank of Anguilla, Bank of Commerce. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Bank of Brookhaven is best suited for individuals and businesses in Lincoln County, Mississippi who value local, community-focused banking and personalized service over the convenience and features of large national institutions. Primary caveat: limited website transparency on specific rates, terms, and fees makes it difficult to evaluate competitiveness without direct contact; geographic limitations restrict accessibility for customers outside the local market.
Public data from the Consumer Financial Protection Bureau
* Percentage of consumer complaints that received a company response (does not indicate the complaint was resolved in the consumer's favor)
** Percentage of responses delivered within the CFPB's 15-day window
Source: consumerfinance.gov | Last checked 2026-03-30
Community bank in Amory, MS offering mortgages, construction loans, savings accounts, and unsecured loans with in-house loan servicing and local decision-making.
Profile signals: Long-term Monroe County, Mississippi residents seeking relationship-based banking and personalized mortgage services, Homebuyers and homeowners wanting fixed-rate mortgages with local in-house servicing and transparency throughout the process
Community bank serving the South Delta since 1904, offering checking, savings, loans, and deposit products with FDIC insurance and a focus on personal relationships.
Profile signals: Agricultural businesses and farmers needing listed crop, equipment, and land improvement financing, Individuals and families in the South Delta region seeking relationship-based community banking
Bank of Commerce is a Mississippi-based bank offering personal checking and savings accounts with FDIC insurance, online banking, and local branch support.
Profile signals: Mississippi residents seeking local community banking with in-person relationships, Customers prioritizing FDIC-insured savings and checking with local branch access
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