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Greenfield, IN Advance America at 148 E New Rd offers payday loans and title loans Mon–Sat.
Data compiled from public sources
Advance America's Greenfield, IN branch is located at 148 E New Rd, a convenient standalone storefront serving the Greenfield community. The location is open Monday through Friday from 10 AM to 6 PM, and Saturday from 10 AM to 2 PM; the store is closed on Sundays. This accessible location makes it easy for residents to access emergency cash services during business hours.
This Greenfield location offers payday loans, title loans, and check-cashing services to help locals bridge short-term cash gaps. For questions about loan options and terms, call the branch directly at 317-467-9850. The team is equipped to process applications quickly and discuss your specific borrowing needs.
If you live or work in the Greenfield, IN area and are researching emergency-cash options, Advance America provides a fast alternative to traditional banking. Bring a valid government-issued ID, proof of income, and a blank check to streamline your application. Visit the 148 E New Rd location during business hours to speak with a loan staff context.
Review lender profiles, APR ranges, fees, minimum-score fields, and funding-speed notes before deciding what to do next.
This is state-level context for Emergency Cash consumers in Greenfield, IN. It does not confirm that Advance America or this specific location is licensed.
State regulator
Indiana Department of Financial Institutions
Consumer protection
Status: Permitted
Rate context: Tiered fee structure: 15% on first $250; 13% on $251-$400; 10% on $401-$605
Amount context: $605
Payday loans capped at $605 maximum. Borrowers may hold up to two payday loans simultaneously but not from the same lender. A statewide database (operated by DFI) tracks all outstanding payday loans to prevent over-borrowing. Regulated under Ind. Code § 24-4.5-1-101 et seq.
Status: Permitted
Rate context: Governed by Uniform Consumer Credit Code with rate caps of 36% APR for loans under $2,000; higher amounts may have different rate structures
Installment loans are regulated under Ind. Code § 24-4.5. Creditors must disclose all terms, finance charges, and payment schedules in writing. The DFI oversees compliance.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
According to CFPB data (2023-present), Advance America has a 99.8% response rate to consumer complaints, with 97.5% of those responses delivered within the CFPB's 15-day window. Response rate measures whether the company replied — not whether the consumer's issue was resolved in their favor.
Advance America offers 9 services including Payday Loans ($100-$500, 2-4 week terms, online or in-store), Installment Loans ($100-$1,000, multiple payment periods, online or in-store), Title Loans ($2,000-$25,000, vehicle collateral, online or in-store), Online loan applications and funding, In-store loan applications with trained staff assistance, and 4 more.
Advance America has profile signals associated with Consumers needing $100-$500 immediately before their next paycheck with ability to repay in 2-4 weeks, Vehicle owners with good-condition cars and immediate capital needs up to $25,000, Borrowers preferring in-person service and staff guidance for loan selection.
Key strengths: provider-stated funding timing available for personal loans up to $1,000; Flexible product range from short-term payday loans to installment loans with longer repayment terms; High customer ratings (4.9/5 stars from 125,456 reviews) indicating consistent service quality. Areas to consider: Payday loans limited to $500, requiring repayment in 2-4 weeks, which may not address longer-term financial needs; Title loans use vehicle as collateral, creating risk of vehicle repossession if unable to repay.
In the Emergency Cash category, comparable providers include Advance America, Advance America, Indy's Check & Loan. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Advance America is profile signals for consumers facing immediate, short-term cash shortfalls (typically 1-2 weeks) who cannot access traditional bank loans and have reliable income or vehicle collateral. The primary caveat is that payday and installment loans carry significantly higher costs than traditional credit, and the short repayment terms can create repeat-borrowing cycles; consumers should only use these products when alternative resources are exhausted and repayment is certain.
Public data from the Consumer Financial Protection Bureau
* Percentage of consumer complaints that received a company response (does not indicate the complaint was resolved in the consumer's favor)
** Percentage of responses delivered within the CFPB's 15-day window
Source: consumerfinance.gov | Last checked 2026-03-27
Brownsburg, IN Advance America storefront at 124 E Northfield Dr J offers payday and title-loan profile details with flexible terms.
Profile signals: Working- or middle-income individuals facing a genuine short-term cash emergency before their next paycheck, Borrowers who need fast in-store cash access and live near one of 800+ Advance America locations
At 1985 E Stop 13 Rd, Indianapolis, IN, Advance America provides same-day cash advances and title loans during extended business hours.
Profile signals: Credit-challenged consumers with bad or no credit researching emergency-cash options within 24 hours, Underbanked individuals without access to credit cards or traditional bank personal loans
PlanBLoan is a loan marketplace that connects borrowers with personal loan lenders offering up to $5,000. The platform charges no fees and does not make lending decisions itself.
Profile signals: Borrowers seeking personal loans between $200–$5,000 who want to compare multiple lender offers quickly, Consumers with fair credit who want to avoid hard inquiries on their credit report during the initial application stage
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Read guide →New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Lenders are required to show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the lower-cost loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.
Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.
Example
You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.
A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.
The Military Lending Act protects active-duty servicemembers and their families from high-cost lending. Any lender charging above 36% MAPR to military is breaking federal law.
Example
A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.
The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.
Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.
Example
New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example
A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.
The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.
Example
Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.
A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'
NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.
Example
Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.
The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.
If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.
Example
Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you may only be required to repay the principal — no interest or fees.
Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.
Cash advances are a repeat-borrowing risk: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.
Example
You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
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