Business Loans Provider Profiles in Philadelphia, PA

Review 20 listed business loans profiles associated with Philadelphia, Pennsylvania. Average stored Google rating where available: 4.7/5.

20 Listed Profiles 10 Google-rated Payday: Banned

Pennsylvania Lending Regulations

Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.

Usury cap: 6% for non-licensed lenders (24% for licensed small loan companies); payday lending banned Agency: Pennsylvania Attorney General Bureau of Consumer Protection

Provider Profiles for Business Loans

Capital MBS

Capital MBS is a business financing marketplace offering equipment loans, business funding, and credit consulting to small businesses with loan amounts from $20K–$5M and funding in 1–5 days.

5.0/5

Google rating from 72 reviews

BBB: NR

Profile signals: Small business owners who don't qualify for traditional bank loans due to limited credit history or non-traditional business structures, Entrepreneurs seeking equipment financing with flexible terms and application-timing claims timelines

Capital Sense Funding

Philadelphia-based business lender offering lines of credit up to $350K and merchant cash advances up to $2M with limited-documentation claims to verify and rapid 24-hour funding.

5.0/5

Google rating from 22 reviews

BBB: NR

Profile signals: Established small businesses needing rapid working capital ($50K-$350K) with 2+ years operating history, Entrepreneurs requiring capital for inventory, equipment, or operational expansion without lengthy SBA approval timelines

Complete Controller Philadelphia, PA - Bookkeeping Service

Complete Controller is a Philadelphia-based bookkeeping service firm offering outsourced accounting, monthly reconciliation, and financial reporting for small to mid-sized local businesses.

5.0/5

Google rating from 11 reviews

BBB: NR

Profile signals: Philadelphia-area small to mid-sized business owners who lack full-time bookkeeping needs but require professional accuracy and continuity, Healthcare practices, law firms, contractors, and real estate investors operating in the Delaware Valley with industry-specific accounting needs

PIDC (Philadelphia Industrial Development Corporation)

Philadelphia's public-private economic development corporation providing financing, real estate solutions, and capital access to businesses, nonprofits, and developers across the city.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Philadelphia-based small businesses seeking growth capital with mission-aligned lenders, Nonprofits and community development organizations needing project financing

RTD Financial

RTD Financial is a wealth management firm offering personalized financial advisory services for individuals, families, businesses, and nonprofits through a relationship-first approach.

5.0/5

Google rating from 10 reviews

BBB: NR

Profile signals: Affluent individuals and families seeking personalized wealth management with dedicated advisory relationships, Business owners and executives designing or managing employer retirement plans

The Payment Specialists

Payment processing consultant and merchant account broker based in Philadelphia serving U.S. businesses. Specializes in reducing credit card processing fees through dual-pricing merchant accounts.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Small to mid-sized retail and service businesses processing $10,000+ monthly, Merchants currently overpaying on credit card processing fees seeking rate reduction

Listed Business Loans Profiles in Philadelphia (20)

Capital MBS

Capital MBS is a business financing marketplace offering equipment loans, business funding, and credit consulting to small businesses with loan amounts from $20K–$5M and funding in 1–5 days.

5.0/5

Google rating from 72 reviews

BBB: NR

Profile signals: Small business owners who don't qualify for traditional bank loans due to limited credit history or non-traditional business structures, Entrepreneurs seeking equipment financing with flexible terms and application-timing claims timelines

Capital Sense Funding

Philadelphia-based business lender offering lines of credit up to $350K and merchant cash advances up to $2M with limited-documentation claims to verify and rapid 24-hour funding.

5.0/5

Google rating from 22 reviews

BBB: NR

Profile signals: Established small businesses needing rapid working capital ($50K-$350K) with 2+ years operating history, Entrepreneurs requiring capital for inventory, equipment, or operational expansion without lengthy SBA approval timelines

Complete Controller Philadelphia, PA - Bookkeeping Service

Complete Controller is a Philadelphia-based bookkeeping service firm offering outsourced accounting, monthly reconciliation, and financial reporting for small to mid-sized local businesses.

5.0/5

Google rating from 11 reviews

BBB: NR

Profile signals: Philadelphia-area small to mid-sized business owners who lack full-time bookkeeping needs but require professional accuracy and continuity, Healthcare practices, law firms, contractors, and real estate investors operating in the Delaware Valley with industry-specific accounting needs

PIDC (Philadelphia Industrial Development Corporation)

Philadelphia's public-private economic development corporation providing financing, real estate solutions, and capital access to businesses, nonprofits, and developers across the city.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Philadelphia-based small businesses seeking growth capital with mission-aligned lenders, Nonprofits and community development organizations needing project financing

RTD Financial

RTD Financial is a wealth management firm offering personalized financial advisory services for individuals, families, businesses, and nonprofits through a relationship-first approach.

5.0/5

Google rating from 10 reviews

BBB: NR

Profile signals: Affluent individuals and families seeking personalized wealth management with dedicated advisory relationships, Business owners and executives designing or managing employer retirement plans

The Payment Specialists

Payment processing consultant and merchant account broker based in Philadelphia serving U.S. businesses. Specializes in reducing credit card processing fees through dual-pricing merchant accounts.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Small to mid-sized retail and service businesses processing $10,000+ monthly, Merchants currently overpaying on credit card processing fees seeking rate reduction

Enterprise Commercial Financing

Philadelphia-based commercial financing broker arranging hard money, construction, and FHA loans for residential, commercial, and land projects through a network of vetted lenders.

4.6/5

Google rating from 8 reviews

BBB: NR

Profile signals: Real estate investors seeking hard money loans for fix-and-flip or rental property projects, Borrowers with credit challenges or non-traditional income who don't qualify for conventional FHA or Fannie Mae loans

NewLane Finance Company

NewLane Finance provides equipment financing for businesses, vendors, brokers, and medical practices. A subsidiary of WSFS Bank with $1.1B+ financed since inception.

4.4/5

Google rating from 402 reviews

BBB: NR

Profile signals: Vendors and brokers seeking reliable equipment financing partnerships to offer customers, Small businesses and medical practices ready to purchase or replace equipment with minimal downtime

LEAF Commercial Capital, Inc.

LEAF Commercial Capital provides equipment financing, technology financing, and growth funding to small and mid-sized businesses across multiple industries since 2002.

4.2/5

Google rating from 107 reviews

BBB: NR

Profile signals: Small-to-mid-sized businesses needing equipment financing in listed verticals (healthcare, hospitality, industrial machinery), Technology companies and software vendors requiring custom tech infrastructure financing solutions

VestedIn

VestedIn (formerly WPFSI) is a CDFI community lender offering business loans up to $100,000, technical assistance, and financial education to entrepreneurs across Philadelphia and six surrounding counties.

4.2/5

Google rating from 11 reviews

BBB: NR

Profile signals: West Philadelphia-based small business owners needing $10,000-$100,000 and hands-on technical mentorship, Early-stage entrepreneurs lacking business acumen who benefit from mandatory technical assistance

Ageras US

Ageras is an online marketplace connecting small businesses with accounting, bookkeeping, and tax preparation service providers.

BBB: NR

Profile signals: Small business owners seeking to outsource accounting or bookkeeping functions, Businesses needing tax preparation services and wanting professional referrals

All Commercial Capital

All Commercial Capital structures customized commercial loan solutions for businesses, offering construction financing, bridge loans, and commercial real estate funding through a network of nationwide lenders.

BBB: NR

Profile signals: Commercial real estate investors and owners seeking refinancing or cash-out loans on multi-unit properties, Construction companies and developers needing listed financing for non-residential projects

Capital Source Finance LLC

Capital Source Financial offers wealth solutions and financing for businesses. Based in Philadelphia, they serve existing clients and prospective business partners.

BBB: NR

Profile signals: Existing Capital Source Financial clients seeking support or additional services, Philadelphia-area business owners who prefer in-person financial consultations

Commerce Capital Funding Co.

Commerce Capital Funding offers fast unsecured business loans, lines of credit, and merchant cash advances for small businesses researching short-term cash access flow solutions.

BBB: NR

Profile signals: Small business owners needing fast working capital without bank delays, Merchants with consistent card sales looking for short-term cash access advances

Commercial Lenders of America

Commercial Lenders of America offers commercial real estate financing, hard money loans, SBA loans, and working capital solutions for small to large businesses with up to $100M in loan amounts.

BBB: NR

Profile signals: Real estate investors seeking short-term fix-and-flip or bridge financing, Small business owners needing working capital without collateral for amounts under $725,000

Commercial Lending Philadelphia PA

Customers Bank is a commercial lender serving mid to large-sized businesses in Philadelphia, PA, offering tailored financing solutions for expansion, equipment, real estate, and working capital.

BBB: NR

Profile signals: Mid to large-sized businesses in Philadelphia seeking working capital or expansion financing, Companies planning acquisitions, real estate purchases, or equipment upgrades with financing needs exceeding $100K

Commercial Real Estate Loans USA

Private commercial real estate lender offering mortgages, bridge loans, and hard money financing for projects from $100K to $2B nationwide and internationally.

BBB: NR

Profile signals: Commercial real estate investors seeking bridge financing for time-sensitive acquisitions or auctions, Developers with ground-up construction projects rejected by traditional lenders

EAZZY GROUP LLC

Eazzy Consulting is a financial consulting firm offering business loans, lines of credit, SBA financing, and merchant cash advances with published application timing and funding within 24 hours.

BBB: NR

Profile signals: Early-stage startup business owners needing capital within first 2 years of operation, Small business owners seeking equipment or construction financing not listed on traditional banks

North Philadelphia Financial Partnership

Nonprofit lender offering small business loans, microloans, and personal loans to Philadelphia-area entrepreneurs and residents, with emphasis on community impact over traditional credit metrics.

BBB: NR

Profile signals: Philadelphia-based entrepreneurs and small business owners who may have fair or limited credit history, Business owners in economically distressed Philadelphia neighborhoods seeking community impact lenders

Resolution Financial Services

Resolution Accounting provides outsourced bookkeeping, accounting, and part-time CFO advisory services to small businesses in the Exton, PA area.

BBB: NR

Profile signals: Small business owners (1-50 employees) whose accounting is disorganized or falling behind and need professional cleanup, Early-stage startups and growth-phase companies that need CFO-level financial guidance but cannot afford a full-time CFO