Compare 10 business loans companies serving Philadelphia, Pennsylvania. Average rating: 4.4/5.
Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.
Capital MBS is a business financing marketplace offering equipment loans, business funding, and credit consulting to small businesses with loan amounts from $20K–$5M and funding in 1–5 days.
Best for: Small business owners who don't qualify for traditional bank loans due to limited credit history or non-traditional business structures, Entrepreneurs seeking equipment financing with flexible terms and quick approval timelines
Philadelphia-based business lender offering lines of credit up to $350K and merchant cash advances up to $2M with minimal documentation and rapid 24-hour funding.
Best for: Established small businesses needing rapid working capital ($50K-$350K) with 2+ years operating history, Entrepreneurs requiring capital for inventory, equipment, or operational expansion without lengthy SBA approval timelines
Complete Controller is a Philadelphia-based bookkeeping service firm offering outsourced accounting, monthly reconciliation, and financial reporting for small to mid-sized local businesses.
Best for: Philadelphia-area small to mid-sized business owners who lack full-time bookkeeping needs but require professional accuracy and continuity, Healthcare practices, law firms, contractors, and real estate investors operating in the Delaware Valley with industry-specific accounting needs
Philadelphia-based commercial financing broker arranging hard money, construction, and FHA loans for residential, commercial, and land projects through a network of vetted lenders.
Best for: Real estate investors seeking hard money loans for fix-and-flip or rental property projects, Borrowers with credit challenges or non-traditional income who don't qualify for conventional FHA or Fannie Mae loans
Philadelphia's public-private economic development corporation providing financing, real estate solutions, and capital access to businesses, nonprofits, and developers across the city.
Best for: Philadelphia-based small businesses seeking growth capital with mission-aligned lenders, Nonprofits and community development organizations needing project financing
Payment processing consultant and merchant account broker based in Philadelphia serving U.S. businesses. Specializes in reducing credit card processing fees through dual-pricing merchant accounts.
Best for: Small to mid-sized retail and service businesses processing $10,000+ monthly, Merchants currently overpaying on credit card processing fees seeking rate reduction
Capital MBS is a business financing marketplace offering equipment loans, business funding, and credit consulting to small businesses with loan amounts from $20K–$5M and funding in 1–5 days.
Best for: Small business owners who don't qualify for traditional bank loans due to limited credit history or non-traditional business structures, Entrepreneurs seeking equipment financing with flexible terms and quick approval timelines
Philadelphia-based business lender offering lines of credit up to $350K and merchant cash advances up to $2M with minimal documentation and rapid 24-hour funding.
Best for: Established small businesses needing rapid working capital ($50K-$350K) with 2+ years operating history, Entrepreneurs requiring capital for inventory, equipment, or operational expansion without lengthy SBA approval timelines
Complete Controller is a Philadelphia-based bookkeeping service firm offering outsourced accounting, monthly reconciliation, and financial reporting for small to mid-sized local businesses.
Best for: Philadelphia-area small to mid-sized business owners who lack full-time bookkeeping needs but require professional accuracy and continuity, Healthcare practices, law firms, contractors, and real estate investors operating in the Delaware Valley with industry-specific accounting needs
Philadelphia-based commercial financing broker arranging hard money, construction, and FHA loans for residential, commercial, and land projects through a network of vetted lenders.
Best for: Real estate investors seeking hard money loans for fix-and-flip or rental property projects, Borrowers with credit challenges or non-traditional income who don't qualify for conventional FHA or Fannie Mae loans
Philadelphia's public-private economic development corporation providing financing, real estate solutions, and capital access to businesses, nonprofits, and developers across the city.
Best for: Philadelphia-based small businesses seeking growth capital with mission-aligned lenders, Nonprofits and community development organizations needing project financing
Payment processing consultant and merchant account broker based in Philadelphia serving U.S. businesses. Specializes in reducing credit card processing fees through dual-pricing merchant accounts.
Best for: Small to mid-sized retail and service businesses processing $10,000+ monthly, Merchants currently overpaying on credit card processing fees seeking rate reduction
LEAF Commercial Capital provides equipment financing, technology financing, and growth funding to small and mid-sized businesses across multiple industries since 2002.
Best for: Small-to-mid-sized businesses needing equipment financing in specialized verticals (healthcare, hospitality, industrial machinery), Technology companies and software vendors requiring custom tech infrastructure financing solutions
NewLane Finance provides equipment financing for businesses, vendors, brokers, and medical practices. A subsidiary of WSFS Bank with $1.1B+ financed since inception.
Best for: Vendors and brokers seeking reliable equipment financing partnerships to offer customers, Small businesses and medical practices ready to purchase or replace equipment with minimal downtime
RTD Financial is a wealth management firm offering personalized financial advisory services for individuals, families, businesses, and nonprofits through a relationship-first approach.
Best for: Affluent individuals and families seeking personalized wealth management with dedicated advisory relationships, Business owners and executives designing or managing employer retirement plans
VestedIn (formerly WPFSI) is a CDFI community lender offering business loans up to $100,000, technical assistance, and financial education to entrepreneurs across Philadelphia and six surrounding counties.
Best for: West Philadelphia-based small business owners needing $10,000-$100,000 and hands-on technical mentorship, Early-stage entrepreneurs lacking business acumen who benefit from mandatory technical assistance