Collins Community — Consumer Response Profile

How this company responds to consumer inquiries (CFPB data) • Period: 2023-present • Last verified: 2026-05-04

Resolution Rate
48.1%

Consumer inquiries resolved successfully

Timely Response
7.4%

Responded within 15-day window

Total Interactions
54

Consumer interactions on record

Services Used by Consumers

Debt collection 94.4%
Consumer Loan 3.7%
Credit card 1.9%

Consumer Feedback Categories

Written notification about debt 27.8%
Took or threatened to take negative or legal action 22.2%
False statements or representation 14.8%
Attempts to collect debt not owed 13.0%
Disclosure verification of debt 5.6%

Response Breakdown

Untimely response 27 (50.0%)
Closed with explanation 25 (46.3%)
Closed 1 (1.9%)
Closed with non-monetary relief 1 (1.9%)

Understanding This Data

The Consumer Financial Protection Bureau (CFPB) tracks how financial companies respond to consumer inquiries. This profile shows Collins Community's responsiveness and resolution track record.

  • Resolution Rate — How often the company resolves consumer inquiries with a satisfactory outcome (monetary or non-monetary relief).
  • Timely Response Rate — How consistently the company responds within the required 15-day window — a sign of operational responsiveness.
  • Services Used — Which product categories consumers interact with most frequently.
  • Feedback Categories — The types of inquiries consumers submit most often.

Higher resolution and timely response rates indicate strong consumer service operations. Volume of interactions is not a quality indicator — larger, more established companies naturally handle more consumer inquiries.

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