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USA Check Center (formerly Check Center)
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Part of the Western Union chain · locations
Western Union in Saginaw, TX
Saginaw, TX: Western Union at 1653 Basswood Blvd offers money transfers and check cashing services.
Data compiled from public sources · Rating from CreditDoc methodology
Western Union Review
Western Union's location at 1653 Basswood Blvd in Saginaw, TX stands as a convenient financial services hub for this community. Operating as a standalone facility, this branch maintains hours from 8 AM to 8 PM every day of the week. The extended daily availability makes it easy for Saginaw residents to send or receive money and handle check cashing needs.
This Saginaw branch specializes in domestic and international money transfers—its core service—along with check cashing for customers with checks to deposit. Whether you're sending funds to family across the country or receiving money from abroad, this location can process your transaction. For questions about transfer fees, available services, or exchange rates, call +1 682-316-6386.
Saginaw residents visiting this Western Union branch should bring a government-issued photo ID and have recipient information ready for transfers. The service process is quick and transparent: provide your details, destination, amount, and pay the associated fee. Count on this 1653 Basswood Blvd location for reliable access to money transfer services throughout the entire week.
Services & Features
ATM access at branch locations
Auto buying resource tool
Boat loans (7.64% APR)
Certificates of deposit (up to 3.46% APY)
Checking accounts with Kasasa Cash Back rewards
Drive-through banking at multiple locations
Financial education resources
Money market accounts (1.20% APY)
Mortgage loans
New and used auto loans (5.49% APR)
Online banking
Savings accounts
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Auto loan rates as low as 5.49% APR for new vehicles with online application option
- Kasasa Cash Back Checking offering 3% cash back on debit card purchases up to $400 per cycle
- Multiple branch locations in Oklahoma with drive-through and on-site ATM access
- Certificate of deposit rates up to 3.46% APY available
- Federally insured credit union (NCUA) providing member deposit protection
- Community engagement through financial education resources and local events
- Online banking and digital service options available for members
Cons
- Limited geographic availability—only serves Oklahoma communities; membership requires affiliation with the field of membership
- Promotional rates advertised are subject to credit approval and individual qualification; actual rates may be higher
- Money market account rates are relatively low at 1.20% APY compared to online banks
- Credit union membership eligibility restrictions apply; not open to all consumers
- Boat loan rates at 7.64% APR are higher than auto loan rates, limiting competitiveness for certain products
Rating Breakdown
Value 2.0
Effectiveness 1.0
Customer Service 2.2
Transparency 2.0
Ease of Use 3.7
Frequently Asked Questions
Is Western Union legitimate?
Yes. Western Union is a registered company, headquartered in 1653 Basswood Blvd, Saginaw, TX 76131.
Quick Facts
- Headquarters
- 1653 Basswood Blvd, Saginaw, TX 76131
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Western Union
Western Sun Federal Credit Union is best for Oklahoma-based consumers who qualify for membership and prefer traditional branch banking with competitive auto lending rates. The main caveat is that it operates as a regional credit union with membership eligibility requirements, limited geographic reach, and advertised rates require credit approval; consumers outside Oklahoma or unable to meet membership criteria should explore other options.
Best For
- Oklahoma residents seeking competitive auto loans with local branch service
- Credit union members eligible for membership who want cash-back checking rewards
- Consumers prioritizing relationship banking with personalized service over online-only institutions
- Local community members who value financial institutions with community involvement
Updated 2026-04-29
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