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Western Union in Long Beach, NY

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Long Beach, NY's Western Union at 606 Long Beach Blvd offers check cashing, money transfers, and bill payment services with extended weekend hours.

Data compiled from public sources

Western Union Review

Located at 606 Long Beach Blvd in Long Beach, NY, this Western Union branch operates as a standalone money services center. The Long Beach location is positioned to serve the surrounding neighborhood with accessible street-level entry and convenient weekday hours from 9AM to 5PM Monday through Friday, plus extended weekend availability from 8AM to 9PM on Saturday and Sunday.

This Long Beach Western Union offers a full range of services including domestic and international money transfers, check cashing, bill payments, and prepaid card services. For specific inquiries or to confirm service availability, customers can reach the location directly at +1 516-897-7901.

Whether you're a Long Beach resident needing to send money quickly or looking for a reliable check-cashing option, this Western Union branch provides convenient access during business hours. Bring a valid government-issued ID for transactions, and note that evening and weekend availability makes this location practical for working schedules.

Services & Features

ATM access at multiple branch locations
Auto loans (new and used vehicles, rates from 5.49% APR)
Boat loans (rates from 7.64% APR)
Certificates of Deposit (CDs, rates up to 3.46% APY)
Checking accounts with Kasasa Cash Back rewards (3% cash back on debit purchases)
Drive-through banking services
Free auto-buying resource tool for vehicle shopping
Money Market accounts (rates up to 1.20% APY)
Mortgage loans and refinancing
Online banking and account management
Online loan applications
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Auto loan rates as low as 5.49% APR for new vehicles with online application option
  • Kasasa Cash Back Checking offering 3% cash back on up to $400 in debit card purchases per cycle
  • CD rates up to 3.46% APY and competitive savings rates for deposit products
  • Multiple branch locations in Broken Arrow, Bixby, and Downtown Tulsa with ATMs and extended drive-through hours (7:30am-5:30pm weekdays, Saturday service available)
  • Member-owned, not-for-profit structure with NCUA deposit insurance protection
  • Active community engagement with financial education, free resources, and member events
  • Boat loan offerings as low as 7.64% APR for members seeking listed lending

Cons

  • Service area limited to Oklahoma (Tulsa region primarily), restricting convenience for members outside this geographic area
  • Membership eligibility requirements not transparently detailed on website—likely restricted by employment, residence, or family membership criteria
  • Loan rates subject to change and credit approval, with specific qualification requirements for promotional rates and cash back checking account
  • Limited digital banking features discussed; no mention of mobile app functionality or advanced online services
  • Money market rates relatively low at 1.20% APY compared to some online alternatives

Consumer Complaint Record

Western Union received 491 consumer complaints in the past 12 months. All complaints received a timely response from the company.

491

Complaints (12 months)

1.0%

Resolved with relief

Stable

Complaint trend

Most Common Complaint Categories

Other transaction problem
22.8%
Fraud or scam
21.2%
Money was not available when promised
17.6%

Source: Consumer Financial Protection Bureau

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Long Beach, NY. It does not confirm that Western Union or this specific location is licensed.

State regulator

New York Department of Financial Services

Money services context in New York

Short-term lending status: Banned

General rate context: 16% civil usury; 25% criminal usury; payday lending banned

New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.

Key state rules to check

  • Payday lending is banned; civil usury cap of 16% and criminal usury cap of 25% make it illegal.
  • The Department of Financial Services actively enforces against online payday lenders targeting NY residents.
  • Licensed lenders under the Banking Law may charge rates agreed upon for certain loan types.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Western Union offer?

Western Union offers 12 services including Auto loans (new and used vehicles, rates from 5.49% APR), Boat loans (rates from 7.64% APR), Mortgage loans and refinancing, Checking accounts with Kasasa Cash Back rewards (3% cash back on debit purchases), Savings accounts, and 7 more.

What profile signals are listed for Western Union?

Western Union has profile signals associated with Oklahoma residents and employees in the Tulsa area seeking competitive auto and boat loans with local branch service, Credit union members prioritizing cash back rewards on debit card spending through qualifying checking accounts, Consumers looking to build or improve credit with personalized service and member-focused assistance, Savers seeking NCUA-insured deposit products with rate claims to verify through a not-for-profit financial institution.

What are the strengths and weaknesses of Western Union?

Key strengths: Auto loan rates as low as 5.49% APR for new vehicles with online application option; Kasasa Cash Back Checking offering 3% cash back on up to $400 in debit card purchases per cycle; CD rates up to 3.46% APY and competitive savings rates for deposit products. Areas to consider: Service area limited to Oklahoma (Tulsa region primarily), restricting convenience for members outside this geographic area; Membership eligibility requirements not transparently detailed on website—likely restricted by employment, residence, or family membership criteria.

How does Western Union compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include 10th Avenue Check Cashing Corporation, A & S Foreign Exchange Inc, E Z Money LLC. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
606 Long Beach Blvd, Long Beach, NY 11561
BBB Accredited
No
Visit Western Union

CreditDoc Profile Note

Research Note on Western Union

Western Sun Federal Credit Union is profile signals for Oklahoma residents and employees within the Tulsa service area seeking competitive auto/boat lending, cash back checking rewards, and personalized member service through a not-for-profit credit union structure. The primary caveat is geographic limitation—membership eligibility and branch access are restricted to the Oklahoma region, making this option unsuitable for those outside the Tulsa area or without qualifying membership criteria.

Profile Signals

  • Oklahoma residents and employees in the Tulsa area seeking competitive auto and boat loans with local branch service
  • Credit union members prioritizing cash back rewards on debit card spending through qualifying checking accounts
  • Consumers looking to build or improve credit with personalized service and member-focused assistance
  • Savers seeking NCUA-insured deposit products with rate claims to verify through a not-for-profit financial institution
Updated 2026-05-08

Similar Companies

10th Avenue Check Cashing Corporation logo

10th Avenue Check Cashing Corporation

10th Avenue Check Cashing Corp cashes checks, processes money orders, and offers bill payment services in Hell's Kitchen, Manhattan. Open 7 days with convenient midtown location.

BBB: NR

Profile signals: Hell's Kitchen residents needing local check-cashing without traveling to other neighborhoods, Customers who need multiple services (check cashing + bill payment + metro cards) at one stop

A & S Foreign Exchange Inc logo

A & S Foreign Exchange Inc

A & S Foreign Exchange Inc. is a New York-based currency exchange and traveler's check service operating for over 27 years, offering rate claims to verify on major world currencies.

BBB: NR

Profile signals: International travelers departing from or returning to the New York area needing currency exchange, Customers requiring physical in-person currency exchange with immediate transactions

E Z Money LLC logo

E Z Money LLC

Multi-service financial center offering check cashing, payday loans, prepaid cards, and money transfers. Licensed in Iowa, Michigan, Missouri, and North Dakota.

BBB: NR

Profile signals: Consumers without traditional bank accounts who need immediate check cashing without fees or holds, Unbanked or underbanked workers in covered states needing occasional emergency cash advances

Compare Your Needs With Western Union

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Quick Summary

  • Western Union is listed as a Check Cashing & Money Services provider in Long Beach, NY on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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