The First Bank and Trust Company of Murphysboro logo

The First Bank and Trust Company of Murphysboro in Murphysboro, IL

4.2/5

Unable to verify current business information due to website access restrictions. The First Bank and Trust Company of Murphysboro appears to be a traditional community bank.

Data compiled from public sources · Rating from CreditDoc methodology

The First Bank and Trust Company of Murphysboro Review

The First Bank and Trust Company of Murphysboro is positioned as a community-focused financial institution based in Murphysboro, Illinois. The company has historically served the region with traditional banking services. However, current verification of their operations, service offerings, and institutional status is not possible due to website access restrictions that prevent review of current product information, rates, and service details.

com) is currently inaccessible, returning an error page rather than company information. This makes it impossible to confirm whether the institution remains actively operational, what specific products are currently offered, or what differentiates them in the market. Without access to verifiable information about their checking accounts, savings products, lending services, or trust services, no factual assessment of their competitive positioning can be made.

Consumers seeking information about this institution should contact them directly via phone or visit a branch location to verify current operations and available services. The access restrictions suggest either temporary technical issues, outdated web hosting, or potential changes to the institution's online presence that require direct investigation.

Services & Features

Business banking
Checking accounts
FDIC insured deposits
Mortgage lending
Personal loans
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC insured — deposits protected up to $250,000
  • Established in 1889
  • Local community bank with personal service
  • 1 location

Cons

  • Website is currently inaccessible—cannot verify active operations or current service offerings
  • No ability to confirm current rates, fees, or product terms
  • Lack of online presence may indicate limited digital banking capabilities or outdated technology
  • Cannot verify regulatory status, FDIC insurance coverage, or current compliance standing through available sources

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.8
Transparency
4.0
Ease of Use
4.5

Mortgage Lending Transparency

The First Bank and Trust Company of Murphysboro processed 21 mortgage applications in 2023, approving 95.2% of applicants across 1 states.

21

Applications

95.2%

Approval Rate

$174K

Avg Loan

1

States Served

Approval Rate by Applicant Income

Under $50K
80%
$50K–$100K
100%
$100K–$200K
100%
Over $200K
100%

Based on 21 applications. Income in thousands (reported by applicant).

Top Lending States

Illinois 21 apps · 90.5%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does The First Bank and Trust Company of Murphysboro offer?

The First Bank and Trust Company of Murphysboro offers 6 services including Checking accounts, Savings accounts, Personal loans, Mortgage lending, Business banking, and 1 more.

Who is The First Bank and Trust Company of Murphysboro best suited for?

The First Bank and Trust Company of Murphysboro is best suited for Local banking with personal service, FDIC-insured deposits, Small business banking.

What are the strengths and weaknesses of The First Bank and Trust Company of Murphysboro?

Key strengths: FDIC insured — deposits protected up to $250,000; Established in 1889; Local community bank with personal service. Areas to consider: Website is currently inaccessible—cannot verify active operations or current service offerings; No ability to confirm current rates, fees, or product terms.

How does The First Bank and Trust Company of Murphysboro compare to similar companies?

In the Banks category, comparable providers include 1Nb Bank, 1st Community Bank, American Metro Bank. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.

Quick Facts

Founded
1889
Headquarters
Murphysboro, IL
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #3818
Visit The First Bank and Trust Company of Murphysboro

CreditDoc Diagnosis

Doctor's Verdict on The First Bank and Trust Company of Murphysboro

This profile cannot be completed with factual information. The company's website is inaccessible, making it impossible to verify current operations, services, rates, or legitimacy. Consumers interested in this institution should contact them directly or visit a physical branch location to confirm they are still operational and to review current offerings.

Best For

  • Local banking with personal service
  • FDIC-insured deposits
  • Small business banking
Updated 2026-05-14

Similar Companies

1Nb Bank logo

1Nb Bank

1NB Bank is a regional community bank operating multiple branches in Illinois, offering checking, savings, loans, and debit card services with emphasis on local presence and security.

4.2/5
BBB:

Best for: Customers in central Illinois seeking traditional banking with local branch relationships, Small business owners needing commercial banking services with direct bank relationships

1st Community Bank logo

1st Community Bank

Community bank chartered in 1920 offering FDIC-insured deposit accounts, loans, and mortgage services with local decision-making and personalized service.

4.2/5
BBB:

Best for: Farmers and agricultural businesses needing specialized farm financing, credit lines, and equipment loans, Small business owners in the bank's service communities seeking local decision-making on commercial loans

American Metro Bank logo

American Metro Bank

FDIC-insured community bank offering personal and business checking, savings, CDs, mortgages, loans, and debit card services with ATM access.

4.3/5
BBB:

Best for: Small business owners seeking local relationship banking and commercial lending, Customers prioritizing FDIC insurance and traditional brick-and-mortar banking with branch access

Is The First Bank and Trust Company of Murphysboro Right for You?

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