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Ria Money Transfer is an international remittance service enabling fast money transfers to 190+ countries through online, mobile app, and in-person channels with 600,000+ payout locations worldwide.
Data compiled from public sources
Ria Money Transfer has operated for over 35 years as a global money transfer provider specializing in international remittances. The company facilitates transfers to over 190 countries and territories, positioning itself as a reported cross-border payment solution for individuals sending money to family and friends abroad.
Ria offers multiple transmission channels: online web-based transfers, a mobile app (iOS/Android), in-person cash payments at physical agent locations, WhatsApp integration, and cash pickup at 600,000+ worldwide locations. Recipients can receive funds via bank deposit, cash pickup, digital wallet, home delivery, or ATM withdrawal. The service supports over 100 currencies and advertises competitive exchange rates with listed fee structures (example: $1.99 USD fee for Mexico transfers).
The company distinguishes itself through scale (600,000+ agent locations), speed (transfers quoted within seconds), multi-modal delivery options, and brand recognition as an official sponsor of the Mexican National Team. User ratings are strong across platforms (4.9/5 on iOS, 4.8/5 on Google Play, 4.5/5 on Trustpilot with 34.7k reviews), and they emphasize a 100% listed satisfaction term and claims of over one billion safe transfers completed.
While Ria operates as a legitimate remittance provider with substantial market presence, consumers should note that international money transfer fees, exchange rate markups, and delivery times vary significantly by corridor and method. The current categorization as "check-cashing" is technically inaccurate—this is primarily a remittance/international money transfer service, though it does share some functional overlap with traditional money order and wire transfer services.
Ria Envia received 57 consumer complaints in the past 12 months. 91.5% received a timely response.
57
Complaints (12 months)
0.0%
Resolved with relief
Stable
Complaint trend
Most Common Complaint Categories
This is state-level context for Check Cashing & Money Services consumers in Mesa, AZ. It does not confirm that Ria Envia or this specific location is licensed.
State regulator
Arizona Department of Insurance and Financial Institutions
Consumer protection
Short-term lending status: Banned
General rate context: 36% APR cap on consumer loans; payday lending banned since 2010
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Ria Envia offers 12 services including Online money transfer via website with real-time rate quotes, Mobile app-based international money transfers with tracking functionality, In-person cash payment at physical agent locations, WhatsApp-integrated money transfer to select countries, Bank deposit delivery to recipient accounts, and 7 more.
Ria Envia has profile signals associated with Immigrant workers and expats regularly sending money to family in Latin America, Africa, Asia, or Europe, Individuals without bank accounts or banking relationships seeking accessible cash-based fund delivery, Users prioritizing convenience of multiple send/receive options over absolute lowest-cost transfers, Senders requiring same-day or next-day international settlement for time-sensitive transfers.
Key strengths: 600,000+ global payout locations across 190+ countries enabling widespread cash pickup access; Multiple send methods including online, mobile app, in-person, WhatsApp, reducing friction for different user preferences; Strong independent ratings: 4.9/5 stars on iOS with 246.9k reviews and 4.5/5 on Trustpilot. Areas to consider: Transfer fees apply (example $1.99 USD minimum shown for Mexico), reducing net value received by recipient; Exchange rates include markup above interbank rates—actual rates customers receive are not competitively disclosed.
In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Ria Money Transfer is best suited for regular international remitters—primarily immigrant workers and expats sending funds to family abroad—who value convenience and broad payout access over absolute cost minimization. The primary caveat is that while Ria offers legitimacy and scale, consumers should compare transfer fees and exchange rate markups against competitors like Wise, OFX, or direct bank transfers before committing, as the markup on exchange rates may be substantial despite listed upfront fee disclosure.
760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.
Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts
MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.
Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account
Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.
Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably
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