Metro Bank logo

Metro Bank in Pell City, AL

4.2/5

Unable to generate profile: Website access denied. No factual data available to verify Metro Bank's current services, products, or offerings.

Data compiled from public sources · Rating from CreditDoc methodology

Metro Bank Review

604899e from Akamai edge servers. Without access to their website content, it is impossible to verify what banking services Metro Bank actually provides, whether they offer checking accounts, savings products, credit facilities, or other financial services. The website error prevents confirmation of their current operational status, regulatory compliance, product offerings, fees, interest rates, or customer service details.

Any profile generated without access to verified website content would violate data accuracy standards required for consumer financial guidance. The error suggests either a temporary server issue, regional access restriction, or potential website maintenance—none of which can be determined from the error message alone. To complete an accurate company profile, direct website access or alternative verified sources (regulatory filings, customer reviews on independent platforms, or official company communications) would be required.

Until website content is accessible, no specific claims about Metro Bank's services, competitive advantages, or suitability for consumers can be responsibly documented.

Services & Features

Business banking
Checking accounts
FDIC insured deposits
Mortgage lending
Personal loans
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC insured — deposits protected up to $250,000
  • Established in 1989
  • Local community bank with personal service
  • 9 locations

Cons

  • Website currently inaccessible—cannot verify current services or legitimacy
  • No publicly available information accessible to confirm operational status
  • Error reference suggests potential infrastructure or security issues

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.8
Transparency
4.0
Ease of Use
4.5

Mortgage Lending Transparency

Metro Bank processed 2,097 mortgage applications in 2023, approving 85.9% of applicants across 9 states.

2,097

Applications

85.9%

Approval Rate

$171K

Avg Loan

9

States Served

Approval Rate by Applicant Income

Under $50K
72.1%
$50K–$100K
79.4%
$100K–$200K
89.8%
Over $200K
94.8%

Based on 2,097 applications. Income in thousands (reported by applicant).

Top Lending States

Massachusetts 933 apps · 82.1%
Nebraska 701 apps · 78.6%
Alabama 275 apps · 84.7%
New Hampshire 133 apps · 52.6%
Iowa 46 apps · 82.6%
Tennessee 1 apps · 0%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does Metro Bank offer?

Metro Bank offers 6 services including Checking accounts, Savings accounts, Personal loans, Mortgage lending, Business banking, and 1 more.

Who is Metro Bank best suited for?

Metro Bank is best suited for Local banking with personal service, FDIC-insured deposits, Small business banking.

What are the strengths and weaknesses of Metro Bank?

Key strengths: FDIC insured — deposits protected up to $250,000; Established in 1989; Local community bank with personal service. Areas to consider: Website currently inaccessible—cannot verify current services or legitimacy; No publicly available information accessible to confirm operational status.

How does Metro Bank compare to similar companies?

In the Banks category, comparable providers include 22nd State Banking Company, Amerifirst Bank, Auburnbank. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.

Quick Facts

Founded
1989
Headquarters
Pell City, AL
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #27510
Visit Metro Bank

CreditDoc Diagnosis

Doctor's Verdict on Metro Bank

Cannot recommend or evaluate Metro Bank at this time due to website unavailability. No factual data exists to determine if this company is operational, legitimate, or suitable for any consumer segment.

Best For

  • Local banking with personal service
  • FDIC-insured deposits
  • Small business banking
Updated 2026-05-14

Similar Companies

22nd State Banking Company logo

22nd State Banking Company

22nd State Bank is a regional community bank serving South Alabama with personal banking, business solutions, and wealth management services through online and in-person channels.

4.2/5
BBB:

Best for: South Alabama residents and business owners seeking personalized, relationship-based community banking, Small business owners who value in-person guidance and local decision-making from their financial institution

Amerifirst Bank logo

Amerifirst Bank

AmeriFirst Bank is a community-focused regional bank in Central Alabama offering personal and business checking, savings, loans, and CDs with emphasis on local decision-making and personalized service.

4.2/5
BBB:

Best for: Central Alabama small business owners who value personal relationships with loan officers, Individual customers in the AmeriFirst service area seeking community-focused banking

Auburnbank logo

Auburnbank

FDIC-insured bank based in Auburn, Alabama offering personal and business checking, savings, loans, mortgages, and digital banking services.

4.2/5
BBB:

Best for: Auburn, Alabama residents and local business owners seeking community banking relationships, Families interested in financial literacy education through Greenlight partnership programs

Is Metro Bank Right for You?

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Financial Wellness Guides

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