LKN Pawn logo

LKN Pawn in Denver, NC

4.5/5
Google rating from 164 reviews

Lake Norman Pawn Inc is a federally licensed pawnbroker in Denver, NC specializing in firearms and other collateral-based loans.

Data compiled from public sources · Google rating shown when a stored review count is available

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LKN Pawn Review

Lake Norman Pawn Inc operates as a licensed pawnbroker under Federal Firearms License (FFL) number 1-56-109-02-2J-09002, issued by the Bureau of Alcohol, Tobacco, Firearms, and Explosives (ATF). The business is located at 7505 HWY 73 STE H in Denver, North Carolina 28037, in Mecklenburg County. The company is verified on FFLs.com but remains unclaimed as a business profile.

As a Type 02 FFL pawnbroker, Lake Norman Pawn Inc is authorized to provide collateral-based loans using firearms and other items of value as security. The business accepts pawned items, provides short-term loans against collateral, and operates as a traditional pawnbroker serving the Lake Norman area and surrounding communities in the Charlotte metropolitan region.

The business maintains direct phone contact at 704-966-1478 for customer inquiries and loan transactions. The company's licensing and regulatory status is managed through the ATF's IRS Region 1, District 56 office. Their FFL classification specifically limits their pawn operations to firearms other than destructive devices, meaning they handle legal firearms inventory and lending operations under strict federal compliance.

However, there is a significant caveat: the Federal Firearms License listed on the public record expired on September 1, 2022, and the FFLs.com database indicates an updated version of this license exists. This means the company's current licensing status may have changed, and consumers should verify current credentials directly with the business before conducting any transactions.

Services & Features

ATF-regulated pawn operations
Collateral-based short-term lending
Federal Firearms License (FFL) compliant transactions
Firearms handling and storage
In-person pawn shop transactions
Pawn loans using firearms as collateral

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Federally licensed and regulated by the ATF under FFL Type 02 classification
  • Located conveniently on Highway 73 in Denver, NC, serving Lake Norman area
  • Established business with verifiable federal firearms licensing history
  • Direct phone contact available (704-966-1478) for customer service
  • Specializes in firearms-related pawn transactions with legal compliance
  • Listed on FFLs.com as a verified business for transparency

Cons

  • Federal Firearms License expired September 1, 2022 according to the FFL database
  • Minimal online presence beyond FFL registry listing; no independent website or social media found
  • No customer reviews, ratings, or testimonials available on the listing
  • Business profile remains unclaimed on FFLs.com, suggesting limited digital engagement
  • No published information about loan terms, interest rates, fees, or lending policies

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Denver, NC. It does not confirm that LKN Pawn or this specific location is licensed.

State regulator

North Carolina Commissioner of Banks

Consumer protection

North Carolina Attorney General Consumer Protection Division

Money services context in North Carolina

Short-term lending status: Banned

General rate context: 8% general; 30% for consumer finance loans under $10,000; payday lending banned since 2001

North Carolina banned payday lending in 2001, becoming one of the first states to do so. Consumer finance companies are regulated with rate caps. Consumers can file complaints with the Commissioner of Banks or the Attorney General's Consumer Protection Division.

Key state rules to check

  • Payday lending banned since 2001 when the Check Cashers Act authorization expired.
  • Consumer finance companies limited to 30% APR on loans under $10,000.
  • The North Carolina Consumer Finance Act regulates all licensed consumer lending.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does LKN Pawn offer?

LKN Pawn offers 6 services including Pawn loans using firearms as collateral, Federal Firearms License (FFL) compliant transactions, Collateral-based short-term lending, In-person pawn shop transactions, Firearms handling and storage, and 1 more.

What profile signals are listed for LKN Pawn?

LKN Pawn has profile signals associated with Individuals seeking collateral-based loans using firearms as security, Local Denver, NC residents needing quick access to pawn services, Customers who prefer in-person, traditional pawnbroker transactions.

What are the strengths and weaknesses of LKN Pawn?

Key strengths: Federally licensed and regulated by the ATF under FFL Type 02 classification; Located conveniently on Highway 73 in Denver, NC, serving Lake Norman area; Established business with verifiable federal firearms licensing history. Areas to consider: Federal Firearms License expired September 1, 2022 according to the FFL database; Minimal online presence beyond FFL registry listing; no independent website or social media found.

How does LKN Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Evolve Credit Repair-Dallas Texas Credit Repair, Ledell Group Credit Law Firm, VICTOR PAWN BROKER Inc.. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
Denver, NC
BBB Accredited
No
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CreditDoc Profile Note

Research Note on LKN Pawn

Lake Norman Pawn Inc is profile signals for local residents in the Denver, NC area seeking traditional pawn loans, particularly those with firearms or other valuable collateral. The primary caveat is that the company's federal firearms license expired in September 2022, and it is unclear whether the business has renewed, relocated, or remains operational—verification of current licensing status directly with the company is essential before conducting any transactions.

Profile Signals

  • Individuals seeking collateral-based loans using firearms as security
  • Local Denver, NC residents needing quick access to pawn services
  • Customers who prefer in-person, traditional pawnbroker transactions
Updated 2026-05-08

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Quick Summary

  • LKN Pawn is listed as a Pawn Shops provider in Denver, NC on CreditDoc.
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