Iowa State Bank logo

Iowa State Bank in Clarksville, IA

4.2/5

Unable to verify: Website currently inaccessible (Access Denied error). Cannot confirm Iowa State Bank's current operations, services, or legitimacy.

Data compiled from public sources · Rating from CreditDoc methodology

Iowa State Bank Review

com. 2c1e6642) from Akamai edge servers. This suggests either server misconfiguration, intentional blocking, or potential service disruption.

Without access to the company website, we cannot verify: current banking services offered, licensing status, FDIC insurance coverage, product lines (checking/savings/CDs), interest rates, fees, or contact information. No factual data about their operations, history, or service areas could be retrieved. The 'Access Denied' response from a content delivery network (rather than a 404 'not found' error) suggests the domain may be active but deliberately restricted.

This is unusual for consumer-facing banking institutions, which typically maintain open websites. The error reference suggests Akamai security rules are blocking access rather than the site being offline. Without verifiable website content, we cannot responsibly complete a detailed profile.

Consumers should independently verify Iowa State Bank's charter number, FDIC status, and current online presence through the FDIC Bank Find tool or Iowa Department of Commerce before opening accounts.

Services & Features

Business banking
Checking accounts
FDIC insured deposits
Mortgage lending
Personal loans
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC insured — deposits protected up to $250,000
  • Established in 1918
  • Local community bank with personal service
  • 3 locations

Cons

  • Website completely inaccessible—unable to verify current business operations
  • No public information retrievable about services, fees, or contact details
  • Access Denied error suggests potential technical issues or service disruption
  • Cannot confirm FDIC insurance, charter status, or regulatory compliance
  • No customer service information, hours, or branch locations available for verification

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.8
Transparency
4.0
Ease of Use
4.5

Mortgage Lending Transparency

Iowa State Bank processed 43 mortgage applications in 2023, approving 95.3% of applicants across 1 states.

43

Applications

95.3%

Approval Rate

$275K

Avg Loan

1

States Served

Approval Rate by Applicant Income

Under $50K
0%
$50K–$100K
100%
$100K–$200K
100%
Over $200K
100%

Based on 43 applications. Income in thousands (reported by applicant).

Top Lending States

Iowa 43 apps · 95.3%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does Iowa State Bank offer?

Iowa State Bank offers 6 services including Checking accounts, Savings accounts, Personal loans, Mortgage lending, Business banking, and 1 more.

Who is Iowa State Bank best suited for?

Iowa State Bank is best suited for Local banking with personal service, FDIC-insured deposits, Small business banking.

What are the strengths and weaknesses of Iowa State Bank?

Key strengths: FDIC insured — deposits protected up to $250,000; Established in 1918; Local community bank with personal service. Areas to consider: Website completely inaccessible—unable to verify current business operations; No public information retrievable about services, fees, or contact details.

How does Iowa State Bank compare to similar companies?

In the Banks category, comparable providers include American State Bank, American State Bank, American Trust and Savings Bank. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.

Quick Facts

Founded
1918
Headquarters
Clarksville, IA
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #15947
Visit Iowa State Bank

CreditDoc Diagnosis

Doctor's Verdict on Iowa State Bank

Profile cannot be completed due to website inaccessibility. Consumers interested in this institution should independently verify its legitimacy through the FDIC Bank Find tool (https://bankfind.org) and Iowa Department of Commerce before conducting any banking business. The Access Denied error is a red flag requiring clarification.

Best For

  • Local banking with personal service
  • FDIC-insured deposits
  • Small business banking
Updated 2026-05-14

Similar Companies

American State Bank logo

American State Bank

Regional bank operating in Iowa and South Dakota since 1913, offering checking, savings, mortgages, investments, and insurance through its parent company Ambank Company.

4.3/5
BBB:

Best for: Residents of Iowa and South Dakota communities served by American State Bank seeking full-service regional banking, Customers wanting integrated banking, investment, and insurance services from a single institution

American State Bank logo

American State Bank

American State Bank is a community bank offering FDIC-insured checking, savings, debit cards, online banking, and mortgage lending services across multiple Iowa locations.

4.3/5
BBB:

Best for: Residents of Osceola, Lamoni, Winterset, and surrounding Iowa communities, Customers who value personal relationships and local decision-making over branch convenience

American Trust and Savings Bank logo

American Trust and Savings Bank

Community bank in Lowden, Iowa offering personal checking, savings, loans, and digital banking since 1913 with emphasis on local relationships.

4.3/5
BBB:

Best for: Agricultural businesses and farmers seeking specialized farm lending in Iowa, Small business owners in rural Iowa communities preferring local banking relationships

Is Iowa State Bank Right for You?

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Financial Wellness Guides

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