First Trust and Savings Bank logo

First Trust and Savings Bank in Wheatland, IA

4.2/5

Unable to verify company details. Website currently inaccessible (Access Denied error). Cannot confirm banking services, locations, or offerings.

Data compiled from public sources · Rating from CreditDoc methodology

First Trust and Savings Bank Review

First Trust And Savings Bank operates under the banking category based on its stated domain and historical positioning. bank) is currently inaccessible due to server permission errors, making it impossible to verify current operations, service offerings, or company legitimacy. 2629a2e0) suggests either temporary server issues, domain misconfiguration, or the site may no longer be actively maintained.

Without access to official company information, we cannot confirm whether this entity is currently operating as a traditional bank, credit union, or neobank. Any profile information would be speculation rather than fact-based. Consumers seeking to work with this institution should independently verify its legitimacy through official banking regulators (FDIC, OCC, or state banking authorities) before opening accounts or conducting transactions.

The inaccessibility of their web presence raises significant red flags regarding current operational status and customer service accessibility.

Services & Features

Business banking
Checking accounts
FDIC insured deposits
Mortgage lending
Personal loans
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC insured — deposits protected up to $250,000
  • Established in 1905
  • Local community bank with personal service
  • 8 locations

Cons

  • Website completely inaccessible - cannot verify company information or services
  • No verifiable contact information, hours, or location details available
  • Cannot confirm FDIC insurance status or regulatory compliance without accessible documentation
  • Potential operational or legitimacy concerns suggested by prolonged site inaccessibility
  • No way to verify customer service capabilities or product offerings

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.8
Transparency
4.0
Ease of Use
4.5

Mortgage Lending Transparency

First Trust and Savings Bank processed 124 mortgage applications in 2023, approving 98.4% of applicants across 1 states.

124

Applications

98.4%

Approval Rate

$116K

Avg Loan

1

States Served

Approval Rate by Applicant Income

Under $50K
100%
$50K–$100K
94.1%
$100K–$200K
100%
Over $200K
100%

Based on 124 applications. Income in thousands (reported by applicant).

Top Lending States

Iowa 52 apps · 100%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does First Trust and Savings Bank offer?

First Trust and Savings Bank offers 6 services including Checking accounts, Savings accounts, Personal loans, Mortgage lending, Business banking, and 1 more.

Who is First Trust and Savings Bank best suited for?

First Trust and Savings Bank is best suited for Local banking with personal service, FDIC-insured deposits, Small business banking.

What are the strengths and weaknesses of First Trust and Savings Bank?

Key strengths: FDIC insured — deposits protected up to $250,000; Established in 1905; Local community bank with personal service. Areas to consider: Website completely inaccessible - cannot verify company information or services; No verifiable contact information, hours, or location details available.

How does First Trust and Savings Bank compare to similar companies?

In the Banks category, comparable providers include American State Bank, American State Bank, American Trust and Savings Bank. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.

Quick Facts

Founded
1905
Headquarters
Wheatland, IA
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #8752
Visit First Trust and Savings Bank

CreditDoc Diagnosis

Doctor's Verdict on First Trust and Savings Bank

Cannot recommend this company for any consumer purpose without verified, accessible company information. The website's inaccessibility is a critical red flag—consumers should not attempt to open accounts or deposit funds without first independently confirming the company's legitimacy through regulatory databases (FDIC.gov, OCC.gov) and verifying current operations with state banking authorities.

Best For

  • Local banking with personal service
  • FDIC-insured deposits
  • Small business banking
Updated 2026-05-14

Similar Companies

American State Bank logo

American State Bank

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BBB:

Best for: Residents of Iowa and South Dakota communities served by American State Bank seeking full-service regional banking, Customers wanting integrated banking, investment, and insurance services from a single institution

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American State Bank

American State Bank is a community bank offering FDIC-insured checking, savings, debit cards, online banking, and mortgage lending services across multiple Iowa locations.

4.3/5
BBB:

Best for: Residents of Osceola, Lamoni, Winterset, and surrounding Iowa communities, Customers who value personal relationships and local decision-making over branch convenience

American Trust and Savings Bank logo

American Trust and Savings Bank

Community bank in Lowden, Iowa offering personal checking, savings, loans, and digital banking since 1913 with emphasis on local relationships.

4.3/5
BBB:

Best for: Agricultural businesses and farmers seeking specialized farm lending in Iowa, Small business owners in rural Iowa communities preferring local banking relationships

Is First Trust and Savings Bank Right for You?

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Financial Wellness Guides

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