Unable to verify. Website currently inaccessible (Access Denied error). Cannot generate factual profile without accessible company information.
Data compiled from public sources · Rating from CreditDoc methodology
com) is currently returning an 'Access Denied' error, preventing verification of company details, service offerings, or operational information. Without access to official company materials, financial disclosures, or current service descriptions, a factual profile cannot be constructed. The company is categorized as a banking institution based on naming convention and historical classification, but current verification is impossible.
Any profile generated without website access would violate the requirement to base information exclusively on verifiable company sources. A researcher would need to either wait for website restoration, contact the company directly via phone, or access archived versions through alternative sources before creating an accurate profile. This access denial prevents compliance with the FACTUAL-ONLY directive.
First Southern Bank processed 265 mortgage applications in 2023, approving 87.9% of applicants across 6 states.
265
Applications
87.9%
Approval Rate
$187K
Avg Loan
6
States Served
Based on 265 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
First Southern Bank offers 6 services including Checking accounts, Savings accounts, Personal loans, Mortgage lending, Business banking, and 1 more.
First Southern Bank is best suited for Local banking with personal service, FDIC-insured deposits, Small business banking.
Key strengths: FDIC insured — deposits protected up to $250,000; Established in 1934; Local community bank with personal service. Areas to consider: Website currently inaccessible - blocks verification of services, rates, and company details; Cannot confirm current operational status or service offerings.
In the Banks category, comparable providers include 22nd State Banking Company, Amerifirst Bank, Auburnbank. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.
CreditDoc Diagnosis
Cannot recommend or assess this company. Website access denial prevents verification of whether First Southern Bank is operational, what services it offers, or whether it meets consumer needs. Direct contact with the company by phone is necessary before any consumer decisions.
22nd State Bank is a regional community bank serving South Alabama with personal banking, business solutions, and wealth management services through online and in-person channels.
Best for: South Alabama residents and business owners seeking personalized, relationship-based community banking, Small business owners who value in-person guidance and local decision-making from their financial institution
AmeriFirst Bank is a community-focused regional bank in Central Alabama offering personal and business checking, savings, loans, and CDs with emphasis on local decision-making and personalized service.
Best for: Central Alabama small business owners who value personal relationships with loan officers, Individual customers in the AmeriFirst service area seeking community-focused banking
FDIC-insured bank based in Auburn, Alabama offering personal and business checking, savings, loans, mortgages, and digital banking services.
Best for: Auburn, Alabama residents and local business owners seeking community banking relationships, Families interested in financial literacy education through Greenlight partnership programs
Answer 3 quick questions to see if this provider matches your needs.
1. What's your primary financial goal?
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