First Shore Federal Savings and Loan Association logo

First Shore Federal Savings and Loan Association in Salisbury, MD

4.2/5

Unable to verify current information. First Shore Federal's website is inaccessible, preventing accurate profile generation.

Data compiled from public sources · Rating from CreditDoc methodology

First Shore Federal Savings and Loan Association Review

First Shore Federal Savings and Loan Association is listed as a banking institution, historically operating in the savings and loan sector. However, current operational details, service offerings, and company status cannot be verified due to website access restrictions. com) is returning access denied errors, which prevents direct confirmation of current services, locations, or institutional details.

Without accessible website content, factual representation of their products, features, or competitive positioning is impossible. Any profile built at this time would be speculative rather than evidence-based. Prospective customers should attempt direct contact through alternative means (phone, physical branch) to verify current operations and service availability.

The website access issue may indicate technical problems, security configurations, or potential changes in the company's web presence.

Services & Features

Business banking
Checking accounts
FDIC insured deposits
Mortgage lending
Personal loans
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC insured — deposits protected up to $250,000
  • Established in 1953
  • Local community bank with personal service
  • 7 locations

Cons

  • Website is inaccessible, preventing verification of current services and offerings
  • No accessible information available to confirm operational status or service details
  • Cannot verify current interest rates, fees, or product features

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.8
Transparency
4.0
Ease of Use
4.5

Mortgage Lending Transparency

First Shore Federal Savings and Loan Association processed 298 mortgage applications in 2023, approving 78.9% of applicants across 3 states.

298

Applications

78.9%

Approval Rate

$153K

Avg Loan

3

States Served

Approval Rate by Applicant Income

Under $50K
53.3%
$50K–$100K
76.9%
$100K–$200K
86.3%
Over $200K
92%

Based on 298 applications. Income in thousands (reported by applicant).

Top Lending States

Delaware 203 apps · 71.4%
Maryland 89 apps · 78.7%
Virginia 6 apps · 50%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does First Shore Federal Savings and Loan Association offer?

First Shore Federal Savings and Loan Association offers 6 services including Checking accounts, Savings accounts, Personal loans, Mortgage lending, Business banking, and 1 more.

Who is First Shore Federal Savings and Loan Association best suited for?

First Shore Federal Savings and Loan Association is best suited for Local banking with personal service, FDIC-insured deposits, Small business banking.

What are the strengths and weaknesses of First Shore Federal Savings and Loan Association?

Key strengths: FDIC insured — deposits protected up to $250,000; Established in 1953; Local community bank with personal service. Areas to consider: Website is inaccessible, preventing verification of current services and offerings; No accessible information available to confirm operational status or service details.

How does First Shore Federal Savings and Loan Association compare to similar companies?

In the Banks category, comparable providers include Arundel Federal Savings Bank, Bank of Ocean City, Bayvanguard Bank. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.

Quick Facts

Founded
1953
Headquarters
Salisbury, MD
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #30680
Visit First Shore Federal Savings and Loan Association

CreditDoc Diagnosis

Doctor's Verdict on First Shore Federal Savings and Loan Association

Profile cannot be completed without accessible website content or verified company information. Direct contact with the institution is necessary to obtain accurate, current details about services and operations.

Best For

  • Local banking with personal service
  • FDIC-insured deposits
  • Small business banking
Updated 2026-05-14

Similar Companies

Arundel Federal Savings Bank logo

Arundel Federal Savings Bank

Arundel Federal Savings Bank is a community-focused financial institution established in 1906, offering checking, savings, mortgages, and business banking services with local branch support.

4.2/5
BBB:

Best for: Local Maryland/DC-area residents seeking personalized community banking relationships, Small business owners needing dedicated account support and flexible business checking

Bank of Ocean City logo

Bank of Ocean City

Bank of Ocean City is a full-service bank offering personal and business deposit accounts, lending products, and digital banking solutions with emphasis on financial literacy education.

4.3/5
BBB:

Best for: Ocean City-area residents and businesses seeking local community banking relationships, Consumers interested in financial education and fraud prevention resources

Bayvanguard Bank logo

Bayvanguard Bank

Unable to verify. Website is inaccessible (Access Denied error). Cannot confirm company details, services, or legitimacy.

4.2/5
BBB:

Best for: Local banking with personal service, FDIC-insured deposits

Is First Shore Federal Savings and Loan Association Right for You?

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