Part of the First Bank chain · locations
First Bank logo

First Bank in Clewiston, FL

4.2/5

Clewiston, FL's First Bank branch at 300 E Sugarland Hwy provides banking services to local residents and businesses.

Data compiled from public sources · Rating from CreditDoc methodology

First Bank Review

First Bank's Clewiston, FL branch is located at 300 E Sugarland Hwy, serving the Clewiston community with convenient banking access. This standalone location provides the full range of First Bank services to residents and businesses throughout the area.

At this Clewiston location, First Bank offers deposit accounts, personal and business loans, ATM services, and customer support. Stop by to discuss checking and savings options, or visit the ATM for 24/7 access to your accounts.

Visiting First Bank in Clewiston, FL? Bring a valid government-issued ID and any relevant financial documents when applying for accounts or services. This location makes it convenient for Clewiston residents to access trusted banking services locally.

Services & Features

Agriculture loans
Business checking and savings accounts with business money market accounts
Business loans including commercial real estate, equipment loans, term loans, and lines of credit
Certificates of Deposit (CDs) for both personal and business customers
Home mortgage loans and HELOCs
Individual Retirement Accounts (IRAs)
Merchant card services and ACH services
Mobile banking with mobile deposit capture
Personal and business credit cards with rewards programs
Personal checking accounts (Kasasa Cash, Kasasa Cash Back, First 1 Interest, InControl)
Personal loans and auto loans
Personal savings accounts and money market accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits with full government backing up to regulatory limits
  • Free Kasasa Cash checking with no monthly maintenance fees, plus ATM fee refunds and cash rewards
  • Nearly 100-year history of agricultural lending supporting local farmers with affordable rates
  • Comprehensive lending options including personal loans, mortgages, HELOCs, auto loans, and business financing
  • Mobile banking with mobile deposit functionality allowing check deposits from anywhere
  • Multiple checking account tiers (Kasasa, Interest Checking, InControl) to match different customer needs
  • Recent adoption of FedNow instant payment capability through SHAZAM partnership

Cons

  • Limited geographic service area restricted to Florida locations (Clewiston, Fort Myers, LaBelle)
  • Website undergoing refresh, suggesting current digital experience and online tools may be outdated
  • No online bank rates or competitive advantage information provided; likely higher fees than online competitors
  • Limited transparency on specific loan terms, APRs, and fee schedules available on homepage
  • Community bank model means potentially less competitive rates compared to national banks and online lenders

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.8
Transparency
4.0
Ease of Use
4.5

Consumer Complaint Record

First Bank received 39 consumer complaints in the past 12 months. All complaints received a timely response from the company.

39

Complaints (12 months)

23.8%

Resolved with relief

Stable

Complaint trend

Most Common Complaint Categories

Managing an account
33.3%
Problem caused by your funds being low
14.3%
Problem with a lender or other company charging your account
11.1%

7 FDIC-insured branch locations nationwide.

Source: Consumer Financial Protection Bureau · FDIC BankFind

Frequently Asked Questions

What services does First Bank offer?

First Bank offers 12 services including Personal checking accounts (Kasasa Cash, Kasasa Cash Back, First 1 Interest, InControl), Personal savings accounts and money market accounts, Certificates of Deposit (CDs) for both personal and business customers, Individual Retirement Accounts (IRAs), Personal loans and auto loans, and 7 more.

Who is First Bank best suited for?

First Bank is best suited for Florida residents seeking local relationship banking with community investment and personalized service, Small business owners and farmers needing agricultural or commercial lending with local decision-making, Customers wanting rewards-based checking with no monthly fees and ATM fee refunds, Personal loan applicants who prefer working with a local bank rather than online lenders.

What are the strengths and weaknesses of First Bank?

Key strengths: FDIC-insured deposits with full government backing up to regulatory limits; Free Kasasa Cash checking with no monthly maintenance fees, plus ATM fee refunds and cash rewards; Nearly 100-year history of agricultural lending supporting local farmers with affordable rates. Areas to consider: Limited geographic service area restricted to Florida locations (Clewiston, Fort Myers, LaBelle); Website undergoing refresh, suggesting current digital experience and online tools may be outdated.

How does First Bank compare to similar companies?

In the Banks category, comparable providers include American Momentum Bank, Crews Bank & Trust, EdFed. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.

Quick Facts

Founded
1922
Headquarters
Clewiston, FL
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #9620
Visit First Bank

CreditDoc Diagnosis

Doctor's Verdict on First Bank

First Bank is best for Florida residents and businesses seeking personal relationship banking with local decision-making, community reinvestment, and specialized agricultural lending. The main caveat is geographic limitation to Florida locations and likely non-competitive rates compared to larger national and online banks, making this most suitable for customers prioritizing local service over lowest-cost products.

Best For

  • Florida residents seeking local relationship banking with community investment and personalized service
  • Small business owners and farmers needing agricultural or commercial lending with local decision-making
  • Customers wanting rewards-based checking with no monthly fees and ATM fee refunds
  • Personal loan applicants who prefer working with a local bank rather than online lenders
Updated 2026-05-08

Similar Companies

American Momentum Bank logo

American Momentum Bank

FDIC-insured bank offering personal and business checking, savings, CDs, IRAs, and lending products across multiple states with focus on association and small business banking.

4.4/5
BBB: NR

Best for: Small business owners and entrepreneurs needing SBA loans and commercial lending in Texas or Florida, Property managers and HOA companies seeking dedicated association banking support

Crews Bank & Trust logo

Crews Bank & Trust

Crews Bank & Trust is a full-service bank with 90+ years of Florida history, offering personal and business banking, mortgages, investment services, and trust administration through multiple branches including Sarasota.

4.4/5
BBB: NR

Best for: Florida-based business owners seeking relationship-driven banking with SBA loans, commercial real estate financing, and treasury management, Sarasota-area residents and professionals wanting a full-service bank with trust/wealth management and estate planning services

EdFed logo

EdFed

Educational Federal Credit Union offers member-owned banking services including auto loans, mortgages, credit cards, and home equity products with promotional rates and cash-back incentives.

4.4/5
BBB: NR

Best for: Credit union members seeking auto loans with promotional rates and deferred payment options, Homebuyers interested in guided home purchasing through dedicated concierge support

Is First Bank Right for You?

Answer 3 quick questions to see if this provider matches your needs.

1. What's your primary financial goal?

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to First Bank and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.