No stored Google rating available.
Community Choice Financial operates 700+ locations nationwide offering check cashing, deferred deposit loans, and prepaid card services through the Cash1 brand.
Data compiled from public sources
Community Choice Financial (CCFI) was established in 1986 and has grown into a national financial services company operating over 700 neighborhood-based locations across the United States. The company serves underbanked and underserved consumers through multiple brands, with Cash1 being a primary consumer-facing portal for their services. The organization is licensed in multiple states including California, Ohio, Oregon, Idaho, and Texas, operating under strict regulatory oversight.
Cash1 primarily offers check cashing services, deferred deposit loans (payday loans), and prepaid card solutions. Customers can access services both in-store at physical locations and through an online portal at cash1.ccfi.com, where they can manage accounts, view transaction history, make payments, and access loan details. The company partners with Green Dot Bank to provide prepaid card features including direct deposit, overdraft protection, and ATM access. Services are available 24/7 through their online platform with phone support at (833) 241-3329.
Cash1 distinguishes itself through its established 37-year operating history, extensive physical location network, and integration with modern digital banking through Green Dot partnership. The company maintains state licensing compliance and emphasizes customer service as a core priority. Their omnichannel approach allows customers to handle transactions online or in-person, and they offer flexibility across multiple financial products rather than a single service type.
As a check-cashing and deferred deposit lender, Cash1 serves consumers who need immediate liquidity but may have limited traditional banking access. However, deferred deposit loans typically carry high APRs and fees, making them an expensive short-term borrowing option. The regulatory disclosures emphasize identity verification requirements and overdraft fees, indicating customers should carefully review terms before engaging services.
This is state-level context for Check Cashing & Money Services consumers in Sacramento, CA. It does not confirm that Cash1 or this specific location is licensed.
State regulator
California Department of Financial Protection and Innovation (DFPI)
Consumer protection
Short-term lending status: Legal
General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Cash1 offers 12 services including Check cashing services at 700+ locations, Deferred deposit loans (payday loans) in licensed states, Money orders, Wire transfers, Bill payment services, and 7 more.
Cash1 has profile signals associated with Consumers without traditional bank accounts needing immediate check cashing or deferred deposit loans, Individuals in areas with limited banking infrastructure who benefit from 700+ physical neighborhood locations, Customers seeking 24/7 online account access combined with in-store check cashing convenience, Unbanked or underbanked workers who need rapid access to paycheck funds and prepaid card features.
Key strengths: 700+ physical locations nationwide plus online access via cash1.ccfi.com for 24/7 account management; Licensed and regulated in multiple states (California, Ohio, Oregon, Idaho, Texas) with documented state licensing compliance; Online portal allows customers to upload documents, check transaction history, and view loan details anytime. Areas to consider: Deferred deposit loans (payday loans) carry high interest rates and fees typical of the industry, making them expensive short-term borrowing; Green Dot prepaid card charges ATM fees ($3 out-of-network, $1 balance inquiry) and limits free withdrawals to 1 per month.
In the Check Cashing & Money Services category, comparable providers include Check Cashing & Grocery Deli Liquor Wine & Beer, Express Loans, Money Exchange Hernandez. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Cash1 is profile signals for unbanked or underbanked consumers who need immediate access to check cashing or short-term deferred deposit loans and value physical location convenience combined with online account access. The primary caveat is that deferred deposit loans are expensive financing products with high APRs and fees; they should only be used for genuine emergencies and not as recurring borrowing solutions.
Check cashing service combined with grocery deli and liquor retail located in San Jose. Offers check cashing, money orders, and beverage/food sales.
Profile signals: Unbanked or underbanked customers in the San Jose area needing same-day cash access, Customers seeking convenient one-stop shopping combining financial services with grocery/liquor purchases
ACE Cash Express operates physical locations offering check cashing, payday loans, bill payment, and money transfer services without requiring a bank account.
Profile signals: Unbanked or underbanked consumers needing to cash checks without a bank account, Individuals seeking immediate bill payment options in cash at physical locations
Money Exchange Hernandez offers check cashing, money orders, wire transfers, and bill payment services in San Diego's San Ysidro neighborhood with extended hours.
Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Cross-border commuters and San Ysidro residents needing rapid money transfer services
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
Cash advances are expensive. Here are cheaper, faster ways to cover an emergency expense without getting trapped in a debt cycle.
Read guide →Balance transfer cards can save you money on interest, but fees to verify and deadlines catch people off guard. Here's how to use them the right way.
Read guide →A parent's guide to teaching teenagers about money, credit, and financial decisions before they leave home — covering the skills schools skip.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Cash1 and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.