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C C M H in Parkersburg, WV

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CCMH Federal Credit Union is a member-owned nonprofit serving healthcare workers and their families in West Virginia with savings accounts, checking, and personal loans.

Data compiled from public sources

C C M H Review

CCMH Federal Credit Union (Camden Clark Memorial Hospital FCU) was established to serve the financial needs of employees and families associated with Camden Clark Memorial Hospital in Parkersburg, West Virginia, along with staff from affiliated medical practices and organizations throughout West Virginia and Ohio. The credit union operates as a non-profit institution with NCUA insurance protection, maintaining a lean operational model with four employees managing over 1,200 member accounts.

The credit union offers regular share savings accounts, share draft checking accounts, and a variety of personal loans. Members can access online banking, mobile banking via phone, debit cards, check reordering, and ATM services. They currently promote a spring loan special of $10,000 at 8% APR over 60 months. Share draft checking requires no minimum balance and includes dividend payments, while regular savings accounts require a $5 minimum balance maintained at all times. Membership requires a one-time $1 fee and $5 opening deposit.

CCMH FCU distinguishes itself through a highly restricted field of membership focused on healthcare professionals and their dependents, creating a tight-knit member community. The credit union maintains conservative operations with over $5 million in assets and $3.1 million in outstanding loans. Their limited hours of operation (weekday mornings and one extended Thursday) reflect their small-scale, listed mission rather than broad consumer banking.

This is a niche credit union best suited for eligible employees of Camden Clark Memorial Hospital and affiliated medical practices. The restrictive membership requirements, minimal branch presence, limited hours, and small asset base mean members have fewer services compared to larger regional credit unions. However, members benefit from personalized service, non-profit structure, and rates competitive for their market segment.

Services & Features

Check reordering services
Free ATM access at unspecified location(s)
Funds availability policy disclosures
Loan calculators and rate information
Lost debit card replacement (1-800-991-4965)
Mobile banking via phone (877-393-3019)
Online banking with account access and statement management
Personal secured loans available immediately upon membership
Personal signature loans (after 12-month membership tenure)
Regular share savings accounts with quarterly dividend compounding and $5 minimum balance
Share draft checking accounts with no minimum balance requirement and monthly dividends
Visa debit/check card for point-of-sale transactions and ATM access

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Non-profit NCUA-insured credit union structure eliminates profit motive in lending and savings
  • No minimum balance requirement for share draft checking accounts, only NSF fees of $32
  • Competitive spring loan special: $10,000 at 8% APR for 60 months (~$205/month)
  • Monthly dividend compounding on share draft checking with rates set by member-elected board
  • Quarterly dividend compounding on regular savings accounts
  • Low membership barriers: $1 one-time fee and $5 minimum opening deposit
  • Free online and mobile banking access with no monthly account maintenance fees

Cons

  • Highly restrictive membership limited to Camden Clark Memorial Hospital employees, affiliated medical practices, and immediate family—most consumers cannot join
  • Very limited hours: closes at 2:30 p.m. Monday-Wednesday and Friday, only open until 4:30 p.m. Thursday
  • Signature loans require one-year membership tenure; only secured loans available immediately
  • Minimal staff (4 employees) limits service availability and may create longer wait times
  • $2 fee charged for mailed statements rather than free online statements

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Parkersburg, WV. It does not confirm that C C M H or this specific location is licensed.

State regulator

West Virginia Division of Financial Institutions

Key state rules to check

  • Payday lending banned since 2006 when the enabling statute expired and was not renewed.
  • The general usury cap is 8% for most consumer loans.
  • Licensed supervised consumer lenders can charge up to 31%.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does C C M H offer?

C C M H offers 12 services including Regular share savings accounts with quarterly dividend compounding and $5 minimum balance, Share draft checking accounts with no minimum balance requirement and monthly dividends, Personal secured loans available immediately upon membership, Personal signature loans (after 12-month membership tenure), Visa debit/check card for point-of-sale transactions and ATM access, and 7 more.

What profile signals are listed for C C M H?

C C M H has profile signals associated with Camden Clark Memorial Hospital employees and medical staff in Parkersburg, WV, Employees of affiliated medical practices listed in membership criteria (Ernest Miller Jr., D.O.; Fred Jay Krieg, Ph.D.; F.G. Powderly, M.D., etc.), Spouses and immediate family members of eligible employees seeking member-owned banking, Employees of ServCare Home Health Agency, AMIS Systems Inc., and Medical Financial Consultants at approved locations.

What are the strengths and weaknesses of C C M H?

Key strengths: Non-profit NCUA-insured credit union structure eliminates profit motive in lending and savings; No minimum balance requirement for share draft checking accounts, only NSF fees of $32; Competitive spring loan special: $10,000 at 8% APR for 60 months (~$205/month). Areas to consider: Highly restrictive membership limited to Camden Clark Memorial Hospital employees, affiliated medical practices, and immediate family—most consumers cannot join; Very limited hours: closes at 2:30 p.m. Monday-Wednesday and Friday, only open until 4:30 p.m. Thursday.

How does C C M H compare to similar companies?

In the Credit Unions category, comparable providers include 167th Tfr, Berkeley County Public Schools, Cape. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1972
Headquarters
Parkersburg, WV
BBB Accredited
No
Certifications
NCUA Insured Charter #21057
Visit C C M H

CreditDoc Profile Note

Research Note on C C M H

CCMH FCU is exclusively for healthcare workers and families affiliated with Camden Clark Memorial Hospital and partner medical organizations in West Virginia—not for general consumers. The restrictive membership, minimal hours, and small staff make it impractical for anyone outside the eligible field, but valuable for qualifying members seeking non-profit banking with personalized service and board-determined rates.

Profile Signals

  • Camden Clark Memorial Hospital employees and medical staff in Parkersburg, WV
  • Employees of affiliated medical practices listed in membership criteria (Ernest Miller Jr., D.O.; Fred Jay Krieg, Ph.D.; F.G. Powderly, M.D., etc.)
  • Spouses and immediate family members of eligible employees seeking member-owned banking
  • Employees of ServCare Home Health Agency, AMIS Systems Inc., and Medical Financial Consultants at approved locations
Updated 2026-05-14

Similar Companies

1

167th Tfr

167th TFR Federal Credit Union is a member-owned credit union offering mortgages, auto loans, credit cards, and savings accounts with competitive APRs.

BBB: NR

Profile signals: Members eligible for the credit union's field of membership seeking competitive auto and mortgage rates, Local consumers in the credit union's service area wanting personalized financial service

B

Berkeley County Public Schools

Berkeley County Public Schools Federal Credit Union is a member-owned, non-profit financial cooperative serving Berkeley County employees and their families since 1973.

BBB: NR

Profile signals: Berkeley County Public Schools employees seeking safe, federally-insured savings and basic lending, Families of school district employees wanting low-cost checking and vehicle financing

C

Cape

CAPE Federal Credit Union is a not-for-profit credit union serving Harrison County, West Virginia, offering checking, savings, loans, and digital banking services to members.

BBB: NR

Profile signals: Harrison County, West Virginia residents seeking community-focused banking relationships, Individuals employed by USPS or employers offering direct deposit who want simplified paycheck setup

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Quick Summary

  • C C M H is listed as a Credit Unions provider in Parkersburg, WV on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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