CCMH Federal Credit Union (Camden Clark Memorial Hospital FCU) was established to serve the financial needs of employees and families associated with Camden Clark Memorial Hospital in Parkersburg, West Virginia, along with staff from affiliated medical practices and organizations throughout West Virginia and Ohio. The credit union operates as a non-profit institution with NCUA insurance protection, maintaining a lean operational model with four employees managing over 1,200 member accounts.
The credit union offers regular share savings accounts, share draft checking accounts, and a variety of personal loans. Members can access online banking, mobile banking via phone, debit cards, check reordering, and ATM services. They currently promote a spring loan special of $10,000 at 8% APR over 60 months. Share draft checking requires no minimum balance and includes dividend payments, while regular savings accounts require a $5 minimum balance maintained at all times. Membership requires a one-time $1 fee and $5 opening deposit.
CCMH FCU distinguishes itself through a highly restricted field of membership focused on healthcare professionals and their dependents, creating a tight-knit member community. The credit union maintains conservative operations with over $5 million in assets and $3.1 million in outstanding loans. Their limited hours of operation (weekday mornings and one extended Thursday) reflect their small-scale, specialized mission rather than broad consumer banking.
This is a niche credit union best suited for eligible employees of Camden Clark Memorial Hospital and affiliated medical practices. The restrictive membership requirements, minimal branch presence, limited hours, and small asset base mean members have fewer services compared to larger regional credit unions. However, members benefit from personalized service, non-profit structure, and rates competitive for their market segment.