167th TFR Federal Credit Union is a member-owned credit union offering mortgages, auto loans, credit cards, and savings accounts with competitive APRs.
Data compiled from public sources · Rating from CreditDoc methodology
167th TFR Federal Credit Union is a federally-chartered, member-owned credit union serving consumers seeking alternative banking through a not-for-profit financial cooperative structure. The institution emphasizes member-first service and community economic growth as core principles. They position themselves as providing personalized service where members are treated as individuals rather than account numbers, with staff described as experienced and knowledgeable.
The credit union offers a comprehensive suite of financial products including mortgage loans with flexible terms, auto loans (new and used vehicles), signature loans, home equity lines of credit, MasterCard credit cards with no annual fee, online and mobile banking platforms, and deposit accounts. Featured rates advertised include 4.50% APR for new auto loans, 5.00% for used auto loans, 6.99% for MasterCard, 7.90% for home equity, and 9.50% for signature loans. They provide online application capabilities and a mobile banking app alongside traditional branch services.
The credit union distinguishes itself through member-ownership structure, accessibility features (AudioEye-enabled website), a dedicated payment portal, and emphasis on personalized service over transactional relationships. They highlight competitive rates, no annual fee credit cards, and unified rates for credit card purchases and cash advances without additional fees. The institution appears locally focused with limited branch locations shown on their website.
As a credit union, 167th TFR offers NCUA insurance protection on deposits and member-owned governance, but members must qualify for membership based on field of membership criteria not detailed on their accessible website content. The geographic footprint appears limited based on location search functionality, potentially restricting access to some consumers. Rate competitiveness depends on membership eligibility and credit profile.
Yes. 167th Tfr is a registered company, headquartered in Martinsburg, WV, founded in 1959.
Membership approval and account opening typically takes 1-3 business days. Loan decisions are usually faster than traditional banks.
CreditDoc Diagnosis
167th TFR Federal Credit Union is best for members within their field of membership seeking competitive rates on mortgages and auto loans combined with personalized member service. The main caveat is that membership access is restricted by undisclosed eligibility criteria, and the geographically limited branch network may not serve all potential borrowers.
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Best for: Harrison County, West Virginia residents seeking community-focused banking relationships, Individuals employed by USPS or employers offering direct deposit who want simplified paycheck setup
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