B

Bothwell Hospital Employees in Sedalia, MO

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Member-owned credit union serving healthcare professionals and Bothwell Regional Health Center employees in Sedalia, Missouri since 1972, offering savings accounts, loans, and financial services.

Data compiled from public sources

Bothwell Hospital Employees Review

Bothwell Hospital Employees Credit Union was founded in 1972 by Mike Matchael with a mission to help healthcare workers save money and access affordable loans. As a democratically operated, not-for-profit financial cooperative, it has served the health care industry supporting Bothwell Regional Health Center in Sedalia, Missouri for over 50 years. The organization is governed by a volunteer board of directors and supervisory board elected by members.

The credit union offers a comprehensive range of financial products including multiple savings account types (regular savings, money market, Christmas Club, Education Savings, Emergency Fund), share certificates, VISA cards, debit cards, and various loan products (vehicle, signature, secured, and student loans). They provide mortgage services, retirement planning options (IRA, 401(k), TSA, UGMA), investment services including 529 college savings plans, and insurance products covering vehicle, home, life, and health coverage. Additional services include credit counseling, free credit reports, tax preparation, mobile and online banking, and travel discounts.

What distinguishes Bothwell Hospital Employees Credit Union is its listed field of membership focused exclusively on healthcare professionals and their families. Eligibility extends to physicians, healthcare professionals, nursing facility employees, hospice workers, in-home care providers, ambulance service staff, medical and dental students, pharmacy workers, and their immediate families. This niche focus allows them to tailor products specifically to the needs and financial situations of healthcare workers. The organization maintains a small, local operation with just two full-time staff members and volunteer leadership, keeping overhead low.

The primary limitation is geographic and membership restriction—this is a small, local credit union serving only those with eligibility ties to Bothwell Regional Health Center and the Sedalia, Missouri community. Members should have a connection to the healthcare industry or be family of someone who does. The limited staff and volunteer model means fewer resources for product development compared to larger financial institutions, though this also translates to lower costs for members through rate claims to verify.

Services & Features

Credit counseling and free credit report access
Insurance products (vehicle, home, life, health, credit life, credit disability, GAP coverage, mechanical repair warranty)
Investment services including 529 college savings and market watch
Mortgage services
Online and mobile banking with e-statements
Regular savings accounts and money market accounts
Retirement planning (IRA, 401(k), TSA, UGMA) and retirement management
Share certificates (time share certificates)
Specialty savings clubs (Christmas Club, Travelers Club, Education Savings, Emergency Fund)
Travel services, Sprint cellular discounts, and Direct TV discounts
VISA credit cards and Espree debit cards
Vehicle loans, signature loans, secured loans, and student loans

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Member-owned, not-for-profit structure ensures profits are returned to members through rate claims to verify and lower fees
  • Established 50+ year history (founded 1972) demonstrates stability and longevity serving the same community
  • Comprehensive financial services under one roof including loans, investments, insurance, and retirement planning
  • listed focus on healthcare professionals allows products and services tailored to medical industry needs
  • Free credit counseling and free credit report access provided to members
  • Family member eligibility extends to immediate relatives even if the healthcare worker isn't a member
  • NCUA insurance protection for member accounts up to $250,000 per account category

Cons

  • Strict field of membership eligibility limits access to healthcare professionals and their families only
  • Very small operation with only 2 full-time employees limits service capacity and product innovation
  • Limited geographic footprint with single branch location in Sedalia, Missouri may inconvenience remote members
  • No mention of mobile app or robust digital banking infrastructure compared to larger credit unions
  • Limited hours of operation (9am-5pm Monday-Friday) restrict member access outside business hours

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Sedalia, MO. It does not confirm that Bothwell Hospital Employees or this specific location is licensed.

State regulator

Missouri Division of Finance

Key state rules to check

  • Payday loans capped at $500 with maximum fee of 75% of the original loan amount.
  • Maximum loan term is 14-31 days.
  • Borrowers may renew up to 6 times, but principal must decrease by 5% with each renewal.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Bothwell Hospital Employees offer?

Bothwell Hospital Employees offers 12 services including Regular savings accounts and money market accounts, Share certificates (time share certificates), Specialty savings clubs (Christmas Club, Travelers Club, Education Savings, Emergency Fund), VISA credit cards and Espree debit cards, Vehicle loans, signature loans, secured loans, and student loans, and 7 more.

What profile signals are listed for Bothwell Hospital Employees?

Bothwell Hospital Employees has profile signals associated with Healthcare professionals (physicians, nurses, therapists) seeking rate claims to verify on loans and savings, Bothwell Regional Health Center employees and their immediate family members, Healthcare workers wanting consolidated financial services with industry-specific experience context and understanding.

What are the strengths and weaknesses of Bothwell Hospital Employees?

Key strengths: Member-owned, not-for-profit structure ensures profits are returned to members through rate claims to verify and lower fees; Established 50+ year history (founded 1972) demonstrates stability and longevity serving the same community; Comprehensive financial services under one roof including loans, investments, insurance, and retirement planning. Areas to consider: Strict field of membership eligibility limits access to healthcare professionals and their families only; Very small operation with only 2 full-time employees limits service capacity and product innovation.

How does Bothwell Hospital Employees compare to similar companies?

In the Credit Unions category, comparable providers include Alliance, Arsenal, Burlington Northtown Community. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1972
Headquarters
Sedalia, MO
BBB Accredited
No
Certifications
NCUA Insured Charter #61268
Visit Bothwell Hospital Employees

CreditDoc Profile Note

Research Note on Bothwell Hospital Employees

profile signals for healthcare workers employed at or with family ties to Bothwell Regional Health Center in Sedalia, Missouri seeking a stable, member-owned financial institution with listed understanding of medical industry needs. Main caveat: membership is restricted by field of eligibility, and the small operation may lack the technological sophistication and service availability of larger regional or national credit unions.

Profile Signals

  • Healthcare professionals (physicians, nurses, therapists) seeking rate claims to verify on loans and savings
  • Bothwell Regional Health Center employees and their immediate family members
  • Healthcare workers wanting consolidated financial services with industry-specific experience context and understanding
Updated 2026-05-14

Similar Companies

A

Alliance

Alliance Credit Union is a member-owned, not-for-profit financial institution offering auto loans, mortgages, checking/savings accounts, business solutions, and personal loans with rate claims to verify.

BBB: NR

Profile signals: Auto loan borrowers seeking flexible terms and local decision-making, First-time homebuyers exploring mortgage options with personalized guidance

A

Arsenal

Arsenal Credit Union is a St. Louis-based member-owned financial institution offering checking, savings, loans, and investment services to individuals and businesses.

BBB: NR

Profile signals: St. Louis area residents seeking community-focused banking with local branch access, Members wanting high-yield checking with Premier Checking's 4.25% APY on moderate balances

B

Burlington Northtown Community

Not-for-profit credit union founded in 1928, serving Clay County, Missouri members with competitive loans, checking, savings, and member-owned financial services.

BBB: NR

Profile signals: Clay County Missouri residents seeking locally-rooted, member-owned financial services, Borrowers looking for competitive personal, auto, or boat loans from a not-for-profit institution

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Quick Summary

  • Bothwell Hospital Employees is listed as a Credit Unions provider in Sedalia, MO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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