Bothwell Hospital Employees logo

Bothwell Hospital Employees in Sedalia, MO

4.0/5

Member-owned credit union serving healthcare professionals and Bothwell Regional Health Center employees in Sedalia, Missouri since 1972, offering savings accounts, loans, and financial services.

Data compiled from public sources · Rating from CreditDoc methodology

Bothwell Hospital Employees Review

Bothwell Hospital Employees Credit Union was founded in 1972 by Mike Matchael with a mission to help healthcare workers save money and access affordable loans. As a democratically operated, not-for-profit financial cooperative, it has served the health care industry supporting Bothwell Regional Health Center in Sedalia, Missouri for over 50 years. The organization is governed by a volunteer board of directors and supervisory board elected by members.

The credit union offers a comprehensive range of financial products including multiple savings account types (regular savings, money market, Christmas Club, Education Savings, Emergency Fund), share certificates, VISA cards, debit cards, and various loan products (vehicle, signature, secured, and student loans). They provide mortgage services, retirement planning options (IRA, 401(k), TSA, UGMA), investment services including 529 college savings plans, and insurance products covering vehicle, home, life, and health coverage. Additional services include credit counseling, free credit reports, tax preparation, mobile and online banking, and travel discounts.

What distinguishes Bothwell Hospital Employees Credit Union is its specialized field of membership focused exclusively on healthcare professionals and their families. Eligibility extends to physicians, healthcare professionals, nursing facility employees, hospice workers, in-home care providers, ambulance service staff, medical and dental students, pharmacy workers, and their immediate families. This niche focus allows them to tailor products specifically to the needs and financial situations of healthcare workers. The organization maintains a small, local operation with just two full-time staff members and volunteer leadership, keeping overhead low.

The primary limitation is geographic and membership restriction—this is a small, local credit union serving only those with eligibility ties to Bothwell Regional Health Center and the Sedalia, Missouri community. Members should have a connection to the healthcare industry or be family of someone who does. The limited staff and volunteer model means fewer resources for product development compared to larger financial institutions, though this also translates to lower costs for members through competitive rates.

Services & Features

Credit counseling and free credit report access
Insurance products (vehicle, home, life, health, credit life, credit disability, GAP coverage, mechanical repair warranty)
Investment services including 529 college savings and market watch
Mortgage services
Online and mobile banking with e-statements
Regular savings accounts and money market accounts
Retirement planning (IRA, 401(k), TSA, UGMA) and retirement management
Share certificates (time share certificates)
Specialty savings clubs (Christmas Club, Travelers Club, Education Savings, Emergency Fund)
Travel services, Sprint cellular discounts, and Direct TV discounts
VISA credit cards and Espree debit cards
Vehicle loans, signature loans, secured loans, and student loans

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Member-owned, not-for-profit structure ensures profits are returned to members through competitive rates and lower fees
  • Established 50+ year history (founded 1972) demonstrates stability and longevity serving the same community
  • Comprehensive financial services under one roof including loans, investments, insurance, and retirement planning
  • Specialized focus on healthcare professionals allows products and services tailored to medical industry needs
  • Free credit counseling and free credit report access provided to members
  • Family member eligibility extends to immediate relatives even if the healthcare worker isn't a member
  • NCUA insurance protection for member accounts up to $250,000 per account category

Cons

  • Strict field of membership eligibility limits access to healthcare professionals and their families only
  • Very small operation with only 2 full-time employees limits service capacity and product innovation
  • Limited geographic footprint with single branch location in Sedalia, Missouri may inconvenience remote members
  • No mention of mobile app or robust digital banking infrastructure compared to larger credit unions
  • Limited hours of operation (9am-5pm Monday-Friday) restrict member access outside business hours

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
4.2
Ease of Use
4.0

Frequently Asked Questions

Is Bothwell Hospital Employees legitimate?

Yes. Bothwell Hospital Employees is a registered company, headquartered in Sedalia, MO, founded in 1972.

How long does Bothwell Hospital Employees take to show results?

Membership approval and account opening typically takes 1-3 business days. Loan decisions are usually faster than traditional banks.

Quick Facts

Founded
1972
Headquarters
Sedalia, MO
BBB Accredited
No
Certifications
NCUA Insured Charter #61268
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
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CreditDoc Diagnosis

Doctor's Verdict on Bothwell Hospital Employees

Best for healthcare workers employed at or with family ties to Bothwell Regional Health Center in Sedalia, Missouri seeking a stable, member-owned financial institution with specialized understanding of medical industry needs. Main caveat: membership is restricted by field of eligibility, and the small operation may lack the technological sophistication and service availability of larger regional or national credit unions.

Best For

  • Healthcare professionals (physicians, nurses, therapists) seeking competitive rates on loans and savings
  • Bothwell Regional Health Center employees and their immediate family members
  • Healthcare workers wanting consolidated financial services with industry-specific expertise and understanding
Updated 2026-05-14

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