Atlanta Check Cashers Inc logo

Atlanta Check Cashers Inc in Lithonia, GA

2.2/5

Atlanta Check Cashers Inc offers check cashing, payday loans, and cash advance services in Lithonia, GA with extended hours and minimal wait times.

Data compiled from public sources · Rating from CreditDoc methodology

Atlanta Check Cashers Inc Review

Atlanta Check Cashers Inc is a financial services provider based in Lithonia, Georgia, operating from 2617 Panola Rd #106. The company is listed under payday loan services but primarily functions as a check cashing and alternative lending operation serving the Atlanta metropolitan area. According to their website, they operate extended hours seven days a week, with Saturday and weekday hours from 8AM–8PM and Sunday hours from 9AM–6PM, positioning themselves as an accessible option for customers with non-traditional schedules.

The company offers rapid cash access services including payday loans, check cashing, and cash advances in amounts ranging from $100 to $2,500. Their online application process is designed for speed, with claims of fast access to funds. They advertise flexible loan amounts and market themselves as a simple alternative to traditional banking for consumers needing immediate liquidity. Their website emphasizes that personal information is handled securely and positions customer service as a key differentiator.

Atlanta Check Cashers Inc distinguishes itself through extended operating hours compared to traditional banks and many competing lenders in the Georgia market. The company lists a 3.3-star rating based on 11 reviews, with some customers praising minimal wait times and customer service quality. Their dual web presence (mbvt.com listing and goloancenter.com domain) suggests multiple marketing channels targeting consumers searching for fast cash solutions.

However, the review profile reveals significant inconsistency in service quality. While some customers report positive experiences with wait times and customer service, others report unprofessional interactions and staff irritability when answering basic questions. The company's actual lending practices, fee structures, APR rates, and terms are not disclosed on the provided website content, making it difficult to assess whether their products truly function as payday alternatives or operate as high-cost short-term lending products. The lack of regulatory information, licensing details, or transparent pricing is a notable gap for a lender in this category.

Services & Features

Cash advances
Check cashing
Email support and inquiries
Extended-hours service availability
Online loan applications
Payday loans
Phone-based customer support
Same-day or rapid fund access
Small personal loans ($100–$2,500)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended seven-day-a-week hours (8AM–8PM Saturday/weekdays, 9AM–6PM Sunday) for accessibility
  • Customer testimonials cite minimal wait times for service
  • Loan amounts available from $100 up to $2,500 to meet various emergency cash needs
  • Simple online application process advertised for fast fund access
  • Multiple contact channels including phone (+1 770-808-1378) and email support
  • Positioned for consumers needing rapid cash without traditional bank requirements

Cons

  • Inconsistent customer service quality with reports of staff irritability and unwelcoming personalities
  • No disclosed fee structure, APR, or loan terms on website to evaluate true affordability
  • No licensing, regulatory, or compliance information provided to verify legitimacy
  • Limited online presence beyond directory listing with minimal transparent business details
  • Mixed review profile (3.3 stars) indicates reliability concerns despite some positive feedback

Rating Breakdown

Value
2.0
Effectiveness
1.0
Customer Service
2.2
Transparency
2.0
Ease of Use
3.9

Frequently Asked Questions

Is Atlanta Check Cashers Inc legitimate?

Yes. Atlanta Check Cashers Inc is a registered company, headquartered in 2617 Panola Rd Ste 106, Lithonia, GA 30058.

Quick Facts

Headquarters
2617 Panola Rd Ste 106, Lithonia, GA 30058
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Atlanta Check Cashers Inc

CreditDoc Diagnosis

Doctor's Verdict on Atlanta Check Cashers Inc

Best for consumers in the Lithonia/Atlanta area who need emergency cash and prefer in-person service with extended availability. Main caveat: lack of transparent pricing, fee, and APR disclosure makes it impossible to verify whether this operates as a true payday alternative (under 36% APR) or as high-cost short-term lending; mixed reviews also suggest service quality inconsistency despite positive testimonials on wait times.

CFPB Transparency Report

Public data from the Consumer Financial Protection Bureau

Issues Resolved
100%
Timely Responses
85.7%

Source: consumerfinance.gov | Last checked 2026-04-08

Best For

  • Consumers needing emergency cash access outside standard business hours
  • People who prefer in-person service with immediate fund access
  • Individuals without traditional bank accounts seeking check cashing services
Updated 2026-05-08

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