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American United Federal Credit Union is a Utah-based credit union offering personal and business checking, savings, loans, credit cards, and wealth management services to members.
Data compiled from public sources
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American United Federal Credit Union operates as a member-owned, not-for-profit financial institution serving Utah residents and businesses. As a federal credit union, it is NCUA-insured and regulated as a credit union rather than a traditional bank. org with both personal and business banking divisions.
The credit union provides a comprehensive suite of financial products including personal and business checking accounts (Primary Checking, GoldStar Membership, ATM Checking, Fresh Start Checking), savings vehicles (Primary Savings, Youth Savings, Club Accounts, Money Market, Certificates, IRAs), vehicle financing (auto loans and recreational loans), home lending (mortgage loans and home equity lines of credit), personal loans, and VISA credit card options with rewards or cash back features. Additionally, they offer money services such as wire transfers, cashier's checks, money orders, notary services, and safe deposit boxes. Their insurance and wealth management division includes identity theft protection, life insurance, auto and property insurance, and financial advisor services.
American United distinguishes itself through member-focused programs including a referral bonus program, end-of-year dividends, monthly dividends, youth financial education (MoneyEdu), and listed offerings like skip-a-payment loan protections and guaranteed asset protection on vehicle loans. They provide free financial checkups, maintain a financial wellness center with learning courses available in English and Spanish, and offer discounted community partnerships (Lagoon tickets, CARFAX reports). The CO-OP Shared Banking network extends their service availability beyond their physical branch locations.
As a credit union, American United operates under the not-for-profit model where members share in profits through dividends rather than external shareholders extracting value. Prospective members should verify membership eligibility and compare rates and fees with other local financial institutions.
This is state-level context for Credit Unions consumers in West Jordan, UT. It does not confirm that American United or this specific location is licensed.
State regulator
Utah Department of Financial Institutions
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
According to CFPB data (2023-present), American United has a 100% response rate to consumer complaints, with 100% of those responses delivered within the CFPB's 15-day window. Response rate measures whether the company replied — not whether the consumer's issue was resolved in their favor.
American United offers 13 services including Personal checking accounts (Primary, GoldStar, ATM, Fresh Start), Business checking accounts (Basic, Premier with rewards debit card), Savings accounts (Primary, Youth, Club, Money Market, Certificates), Individual Retirement Accounts (IRAs) and IRA Certificates, Auto loans and recreational vehicle loans, and 8 more.
American United has profile signals associated with Utah residents seeking a member-owned alternative to traditional banks with dividend participation, Families wanting youth financial education and children's savings products with rewards, Vehicle buyers interested in auto loans with skip-a-payment protection and GAP coverage, Small business owners seeking SBA lending (7a and 504 loans) and business credit products.
Key strengths: Member-owned, not-for-profit credit union structure returns profits to members via dividends; NCUA insurance protection on deposits up to $250,000; Comprehensive product range including checking, savings, loans, credit cards, mortgages, and insurance. Areas to consider: Website does not display current APR rates for most loan products, only credit cards listed at 9.90% minimum; No information about membership eligibility requirements or who can join.
In the Credit Unions category, comparable providers include Alpine, America First, Beckstrand and Associates. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
American United Federal Credit Union is profile signals for Utah-based individuals and small business owners seeking member-owned banking with dividend participation and comprehensive loan/investment services. The main caveat is the lack of publicly displayed rate and fee information on their website, requiring direct contact with the credit union to compare their specific terms against competitors.
Public data from the Consumer Financial Protection Bureau
* Percentage of consumer complaints that received a company response (does not indicate the complaint was resolved in the consumer's favor)
** Percentage of responses delivered within the CFPB's 15-day window
Source: consumerfinance.gov | Last checked 2026-03-24
Alpine Credit Union is a member-owned financial cooperative serving Utah with comprehensive banking, lending, and investment services across six local branches.
Profile signals: Utah residents seeking community-based banking with physical branch access and personalized service, Small business owners needing integrated business banking, payment processing, and lending relationships
American First Credit Union is a member-owned, not-for-profit financial cooperative serving consumers and businesses since 1952, offering checking, savings, loans, and digital banking services.
Profile signals: Individuals seeking lower-cost financial services through member-owned cooperative structure, Consumers needing comprehensive lending products (auto, home, personal) from a single institution
CUScore is a free directory and comparison tool for finding federally insured credit unions across America, featuring NCUA financial data, health scores, and branch locations for 4,374 institutions.
Profile signals: Consumers researching credit union options and comparing institutions before membership application, First-time credit union members seeking to understand differences between credit unions and traditional banks
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