Allworth Financial logo

Allworth Financial

5.0/5

Allworth Financial is a fiduciary wealth management and financial planning firm with $35B AUM, 32,000+ clients, and 30 years in business, offering comprehensive advisory services.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Allworth Financial Review

Allworth Financial is an established wealth management and financial advisory firm founded 30 years ago, now managing $35 billion in assets for over 32,000 clients across multiple office locations. The company operates as a fiduciary advisory firm with two dedicated advisors in their Seattle office—Bret Butcher (CFP, MBA) and Darren Dindinger (MBA, CFP, CRPC)—who specialize in personalized wealth management for individuals and families throughout Washington.

The firm offers an integrated suite of services designed to address the full spectrum of clients' financial needs under one roof. These include comprehensive financial planning, investment management with customized portfolio strategies, tax planning using state-of-the-art tools, estate planning with legacy-preserving tactics, insurance services, and specialized 401(k) solutions for employers. They also provide specialized guidance for airline employees, leveraging in-depth knowledge of airline benefit plans and pilot-specific financial strategies.

Allworth distinguishes itself through several notable credentials and recognitions. The firm maintains a 97% client loyalty rate and has earned recognition as a Barron's Top 100 RIA Firm, USA Today's Best Financial Advisory Firms, and Best in Class Ethics from NBRI. Their fiduciary commitment means client interests are legally prioritized, and their in-house team structure provides clients with coordinated expertise across financial planning, investment, tax, and estate domains.

However, this is a premium wealth management firm designed for affluent investors and families with substantial assets. The $35B AUM and 32,000-client base suggest this is not an entry-level or low-cost option. The website content does not disclose specific fee structures, asset minimums, or cost comparisons, leaving prospective clients to contact the firm directly for pricing information. This firm is fundamentally different from the 'free-help' category under which it was originally classified.

Services & Features

Financial Planning and wealth unification
Investment Management with customized portfolio strategies
Tax Planning and optimization using state-of-the-art tools
Estate Planning with legacy-preserving tactics
Insurance Services auditing and risk assessment
401(k) employer retirement plan services
Specialized airline employee financial guidance
Comprehensive wealth management coordination
Fiduciary advisory services
Portfolio refinement and optimization

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • 97% client loyalty rate demonstrates strong retention and satisfaction
  • Barron's Top 100 RIA Firm recognition with 30-year operating history and $35B AUM
  • Fiduciary status legally obligates advisors to prioritize client interests
  • Integrated in-house services eliminate coordination gaps across planning, investment, tax, and estate domains
  • Specialized expertise for airline industry employees including pilots with knowledge of airline-specific benefit plans
  • Team includes credentialed advisors (CFP, MBA, CRPC certifications)
  • Multi-service approach handles financial planning, investment management, tax planning, estate planning, and insurance

Cons

  • No fee transparency on website—requires direct contact to understand cost structure and potential asset minimums
  • Premium positioning suggests likely unsuitable for investors with limited assets or modest income
  • Limited to two named advisors in Seattle office, potentially creating capacity constraints for new clients
  • Website does not specify minimum account sizes, investment thresholds, or service qualification criteria
  • General wealth management firm not specialized for credit repair, debt relief, or consumer financial distress

Rating Breakdown

Value
0.0
Effectiveness
0.0
Customer Service
5.0
Transparency
0.0
Ease of Use
0.0

Frequently Asked Questions

Is Allworth Financial legitimate?

Yes. Allworth Financial is a registered company headquartered in 9706 4th Ave NE Suite 315, Seattle, WA 98115. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
9706 4th Ave NE Suite 315, Seattle, WA 98115
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Allworth Financial

CreditDoc Diagnosis

Doctor's Verdict on Allworth Financial

Allworth Financial is best suited for affluent investors and families with substantial assets seeking comprehensive, coordinated wealth management from credentialed fiduciary advisors. The critical caveat is that this is a premium advisory firm with $35B AUM and undisclosed fee structures—it is not appropriate for consumers seeking free financial counseling, credit repair, debt relief, or emergency financing, and the original 'free-help' categorization is factually incorrect.

Best For

  • Affluent individuals and families seeking comprehensive, integrated wealth management and financial planning
  • Airline industry employees (pilots, crew) requiring specialized benefits and retirement planning guidance
  • Investors with substantial assets seeking coordinated tax planning, investment management, and estate planning
  • High-net-worth clients prioritizing fiduciary relationships and long-term advisory relationships
Updated 2026-04-03

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