Integra Credit vs Texan Credit Corporation (2026)
Written by Harvey Brooks | Reviewed by the CreditDoc Editorial Team
Integra Credit
Google rating from 2,237 reviews
Texan Credit Corporation
Google rating from 2,408 reviews
Summary
Integra Credit and Texan Credit Corporation both serve subprime borrowers with published application timing, but Integra offers more cost context. Integra provides loans up to $3,000 with listed APR disclosure (149-399%), BBB A+ accreditation, and next-business-day funding, versus Texan's $1,800 maximum with undisclosed rates and BBB B+ rating. Integra has more supporting context, with higher loan caps and better transparency, though Texan's 75+ physical Texas branches appeal to borrowers needing in-person support. For most bad-credit borrowers seeking speed, transparency, and flexibility, Integra Credit delivers the more bundled-feature context.
Side-by-Side Comparison
| Feature | ||
|---|---|---|
| Monthly Price | No monthly subscription listed | No monthly subscription listed |
| Setup Fee | No setup fee listed | No setup fee listed |
| BBB Rating | A+ Higher | B+ |
| Refund Term Listed | No | No |
| Google Rating | | |
| Credit Monitoring | ||
| All 3 Bureaus | ||
| Goodwill Letters | ||
| Cease & Desist Letters | ||
| Debt Validation | ||
| Credit Education | ||
| ID Theft Protection | ||
| Score Tracking | ||
| Mobile App | ||
| Online Portal | ||
| Personal Advisor | ||
| AI-Powered |
How to Compare These Two
CreditDoc Profile Note
Research Note on Integra Credit
Review Integra Credit if these stored profile signals are relevant to your research: Borrowers with very poor credit who cannot access any other lending options. Consumers needing $500-$3,000 with fast online approval and funding. Profile signal to verify: Explicitly serves borrowers with bad credit and claims to evaluate beyond credit scores.
CreditDoc Profile Note
Research Note on Texan Credit Corporation
Review Texan Credit Corporation if these stored profile signals are relevant to your research: Texas residents needing personal installment loans from a local branch-based lender. Consumers with limited credit seeking small-dollar loans with in-person service. Profile signal to verify: published application timing with responses in as little as 30 minutes for online applications.
CreditDoc Profile Note
Research Note on Integra Credit
CreditDoc comparison note: Integra Credit. Integra Credit's BBB A+ accreditation, higher loan amounts ($500–$3,000 vs. $1,800), listed APR disclosure, and more listed Google rating (4.8 vs. 4.7) make it the profile with more profile context fields. While Texan offers physical branch locations, Integra's combination of credibility, loan flexibility, and faster funding provides more cost context for subprime borrowers.
Check the Context Before You Contact a Company
Use this comparison with each company profile, related category pages, local guides, and CreditDoc data explainers. This page is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Frequently Asked Questions
Which lists the lower monthly price, Integra Credit or Texan Credit Corporation?
Neither profile lists a recurring monthly subscription fee. This does not mean all borrowing, card, usage, interest, or per-transaction costs are free. Setup fees can change first-month cost: Integra Credit has no listed setup fee, while Texan Credit Corporation has no listed setup fee.
Which has the higher stored BBB rating, Integra Credit or Texan Credit Corporation?
Integra Credit has an A+ BBB rating (accredited), while Texan Credit Corporation has a B+ BBB rating. BBB ratings are third-party signals and should be checked with current provider, regulator, and complaint-response context.
Do Integra Credit and Texan Credit Corporation list refund terms?
Neither profile lists a refund term in the stored comparison data.
How should I compare Integra Credit and Texan Credit Corporation?
Compare the profile details, pricing fields, public ratings where available, refund terms, and complaint-response context before contacting either company. CreditDoc's stored comparison note records Integra Credit for this matchup because: Integra Credit's BBB A+ accreditation, higher loan amounts ($500–$3,000 vs. $1,800), listed APR disclosure, and more listed Google rating (4.8 vs. 4.7) make it the profile with more profile context fields. While Texan offers physical branch locations, Integra's combination of credibility, loan flexibility, and faster funding provides more cost context for subprime borrowers.
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