Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL vs Credit360 Credit Repair Services (2026)
Written by Harvey Brooks | Reviewed by the CreditDoc Editorial Team
Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL
Summary
Credit Supreme charges $49.99/month with a $69.99 setup fee and offers a 90-day money-back guarantee, though BBB complaints document refund friction. Credit360 uses a pay-per-deletion model starting at $360 upfront audit fee plus $50-$100 per deletion, with no monthly fees but potentially higher total costs for multiple items. Credit Supreme offers superior predictable pricing and a 4.8/5 rating with 1,100+ reviews, while Credit360's Trustpilot rating of 1.7/5 raises concerns despite strong Google reviews. For most consumers, Credit Supreme provides better value with transparent costs and stronger social proof.
Side-by-Side Comparison
| Feature | ||
|---|---|---|
| Monthly Price | From $49.99/mo Best | From $Infinity/mo |
| Setup Fee | $69.99 Best | $360.00 |
| BBB Rating | A+ Best | NR |
| Money-Back Guarantee | Yes | Yes |
| Our Rating | | |
| Credit Monitoring | ||
| All 3 Bureaus | ||
| Goodwill Letters | ||
| Cease & Desist Letters | ||
| Debt Validation | ||
| Credit Education | ||
| ID Theft Protection | ||
| Score Tracking | ||
| Mobile App | ||
| Online Portal | ||
| Personal Advisor | ||
| AI-Powered |
Which One Is Right for You?
CreditDoc Diagnosis
Doctor's Verdict on Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL
Choose Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL if you want: South Florida residents who want a local, hands-on credit repair team. Veterans and active-duty military seeking a veteran-owned firm with applicable discounts. Top strength: 4.8/5 Google rating from over 1,100 reviews — exceptional volume of social proof.
CreditDoc Diagnosis
Doctor's Verdict on Credit360 Credit Repair Services
Choose Credit360 Credit Repair Services if you want: Florida consumers with multiple specific negative items (collections, charge-offs, repossessions) who want to pay only for verified results. Business owners in South Florida seeking to establish or repair business credit profiles. Top strength: Pay-per-deletion model — clients only pay for items actually removed, not for effort or time.
CreditDoc Diagnosis
Doctor's Verdict on Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL
Our pick: Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL. Credit Supreme offers predictable monthly pricing at $49.99 with same-day dispute filing and 1,100+ verified reviews (4.8/5), versus Credit360's unpredictable pay-per-deletion model that could exceed $1,500+ for multiple items and a concerning 1.7/5 Trustpilot rating despite BBB accreditation.
Frequently Asked Questions
Which is cheaper, Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL or Credit360 Credit Repair Services?
Credit360 Credit Repair Services is cheaper at Free/mo compared to Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL at $49.99/mo. However, Credit360 Credit Repair Services charges a $360.00 setup fee, while Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL charges a $69.99 setup fee.
Which has a better BBB rating, Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL or Credit360 Credit Repair Services?
Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL has a A+ BBB rating, while Credit360 Credit Repair Services has a NR BBB rating. The BBB rating reflects how well a company responds to customer complaints and conducts business.
Do Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL and Credit360 Credit Repair Services offer money-back guarantees?
Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL offers a money-back guarantee: 90-day money-back guarantee: if no item deletions occur by the third billing cycle, monthly fees are refunded. Note: multiple BBB complaints document difficulty obtaining this refund in practice; at least one customer was referred to collections after disputing charges. Credit360 Credit Repair Services offers a money-back guarantee: 100% money-back guarantee offered. Full terms and conditions not publicly disclosed; contact provider directly for specifics.
Which company is better overall, Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL or Credit360 Credit Repair Services?
Based on our analysis, Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL is the better overall choice. Credit Supreme offers predictable monthly pricing at $49.99 with same-day dispute filing and 1,100+ verified reviews (4.8/5), versus Credit360's unpredictable pay-per-deletion model that could exceed $1,500+ for multiple items and a concerning 1.7/5 Trustpilot rating despite BBB accreditation.
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