Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL vs Cosmo Credit Repair (2026)
Written by Harvey Brooks | Reviewed by the CreditDoc Editorial Team
Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL
Google rating from 1,104 reviews
Cosmo Credit Repair
Google rating from 349 reviews
Summary
Credit Supreme starts at $49.99/month with a $69.99 setup fee and holds a BBB A+ rating backed by 1,104 reviews averaging 4.8/5 — far more stored public-review context than Cosmo Credit Repair's 349 reviews at 4.6/5. Cosmo charges up to $99/month with undisclosed setup fees and carries a weaker B− BBB rating with at least one unanswered complaint. Both offer listed refund terms, but Credit Supreme's 90-day refund policy has documented friction through BBB complaints, while Cosmo promises a 50-point score increase or provider-stated refund. Credit Supreme's lower base price, stronger ratings volume, veteran-owned status, and listed same-day dispute-filing workflow make it the more cost context for consumers comparing profile details despite its newer founding date.
Side-by-Side Comparison
| Feature | ||
|---|---|---|
| Monthly Price | From $49.99/mo | No monthly subscription listed |
| Setup Fee | $69.99 | No setup fee listed |
| BBB Rating | A+ Higher | B- |
| Refund Term Listed | Yes | Yes |
| Google Rating | | |
| Credit Monitoring | ||
| All 3 Bureaus | ||
| Goodwill Letters | ||
| Cease & Desist Letters | ||
| Debt Validation | ||
| Credit Education | ||
| ID Theft Protection | ||
| Score Tracking | ||
| Mobile App | ||
| Online Portal | ||
| Personal Advisor | ||
| AI-Powered |
How to Compare These Two
CreditDoc Profile Note
Research Note on Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL
Review Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL if these stored profile signals are relevant to your research: South Florida residents who want a local, hands-on credit repair team. Veterans and active-duty military seeking a veteran-owned firm with applicable discounts. Profile signal to verify: 4.8/5 Google rating from over 1,100 reviews — high stored public-review volume.
CreditDoc Profile Note
Research Note on Cosmo Credit Repair
Review Cosmo Credit Repair if these stored profile signals are relevant to your research: Prospective homebuyers in the DFW area needing to clear collections, judgments, or late payments before a mortgage application. Entrepreneurs seeking to improve personal credit scores to qualify for business financing. Profile signal to verify: Founded March 2012 — over 14 years operating in the DFW credit repair market.
CreditDoc Profile Note
Research Note on Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL
CreditDoc comparison note: Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL. Credit Supreme offers nearly half the monthly cost ($49.99 vs $99), a significantly higher BBB rating (A+ vs B−), and over three times the verified review volume (1,104 vs 349) at a higher average score (4.8 vs 4.6), making it the clearer listed-cost context despite being founded seven years later.
Check the Context Before You Contact a Company
Use this comparison with each company profile, related category pages, local guides, and CreditDoc data explainers. This page is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Frequently Asked Questions
Which lists the lower monthly price, Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL or Cosmo Credit Repair?
Only one profile lists a recurring monthly subscription fee. This does not make the other profile cost-free; review borrowing, card, usage, interest, and per-transaction costs before comparing total cost. Current listed context: Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL: From $49.99/mo; Cosmo Credit Repair: No monthly subscription listed. Setup fees can change first-month cost: Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL lists a $69.99 setup fee, while Cosmo Credit Repair has no listed setup fee.
Which has the higher stored BBB rating, Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL or Cosmo Credit Repair?
Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL has an A+ BBB rating, while Cosmo Credit Repair has a B- BBB rating. BBB ratings are third-party signals and should be checked with current provider, regulator, and complaint-response context.
Do Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL and Cosmo Credit Repair list refund terms?
Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL has a listed refund term: 90-day listed refund term: if no item deletions occur by the third billing cycle, monthly fees are refunded. Note: multiple BBB complaints document difficulty obtaining this refund in practice; at least one customer was referred to collections after disputing charges. Cosmo Credit Repair has a listed refund term: published 50-point score-increase refund term, as stated on their website and About Us page.
How should I compare Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL and Cosmo Credit Repair?
Compare the profile details, pricing fields, public ratings where available, refund terms, and complaint-response context before contacting either company. CreditDoc's stored comparison note records Credit Supreme - Credit Repair Miami - Fix Credit Fast Miami FL for this matchup because: Credit Supreme offers nearly half the monthly cost ($49.99 vs $99), a significantly higher BBB rating (A+ vs B−), and over three times the verified review volume (1,104 vs 349) at a higher average score (4.8 vs 4.6), making it the clearer listed-cost context despite being founded seven years later.
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