Compare 11 mortgages & home loans companies serving New York, New York. Average rating: 4.4/5.
New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Better is a direct mortgage lender offering online home loans powered by AI technology. They've funded over $110B in loans for 600k customers through their digital platform.
Best for: Tech-savvy homebuyers and refinancers comfortable with fully online mortgage processes, Borrowers seeking convenience and streamlined digital experiences over traditional bank visits
CIVIC Financial Services is a real estate investment lender offering fix-and-flip, bridge, rental, and construction loans for experienced and first-time property investors.
Best for: Experienced real estate investors looking to finance fix-and-flip projects with competitive rates, Rental property investors seeking portfolio loans for multiple investment properties
Manhattan Bridge Capital is a NASDAQ-listed hard money lender specializing in fix-and-flip, bridge, and construction loans for real estate investors across the New York tri-state area.
Best for: Professional real estate investors executing fix-and-flip projects in the NYC tri-state area, Small developers financing new construction projects needing rapid capital deployment
InstaLend is a private real estate lender offering hard money and bridge loans for fix-and-flip, rental, and new construction projects with fast approval and minimal paperwork.
Best for: Real estate fix-and-flip investors needing rapid capital deployment for time-sensitive acquisitions, Rental property investors seeking long-term financing (up to 30 years) with flexible asset-based underwriting
Lending Buddy is a residential mortgage lender offering home purchase and refinance loans with a focus on transparent guidance and educational resources for borrowers.
Best for: Veterans and active military members seeking VA loan options with minimal down payment, First-time homebuyers seeking educational guidance and transparent mortgage consultation
The Funding Store is a mortgage brokerage that pre-qualifies homebuyers and shops rates across 100+ lenders for purchase and refinance loans.
Best for: Non-traditional borrowers seeking mortgages with limited or alternative documentation, Investors acquiring non-owner-occupied or multi-family properties outside standard lending profiles
Better is a direct mortgage lender offering online home loans powered by AI technology. They've funded over $110B in loans for 600k customers through their digital platform.
Best for: Tech-savvy homebuyers and refinancers comfortable with fully online mortgage processes, Borrowers seeking convenience and streamlined digital experiences over traditional bank visits
CIVIC Financial Services is a real estate investment lender offering fix-and-flip, bridge, rental, and construction loans for experienced and first-time property investors.
Best for: Experienced real estate investors looking to finance fix-and-flip projects with competitive rates, Rental property investors seeking portfolio loans for multiple investment properties
Manhattan Bridge Capital is a NASDAQ-listed hard money lender specializing in fix-and-flip, bridge, and construction loans for real estate investors across the New York tri-state area.
Best for: Professional real estate investors executing fix-and-flip projects in the NYC tri-state area, Small developers financing new construction projects needing rapid capital deployment
InstaLend is a private real estate lender offering hard money and bridge loans for fix-and-flip, rental, and new construction projects with fast approval and minimal paperwork.
Best for: Real estate fix-and-flip investors needing rapid capital deployment for time-sensitive acquisitions, Rental property investors seeking long-term financing (up to 30 years) with flexible asset-based underwriting
Lending Buddy is a residential mortgage lender offering home purchase and refinance loans with a focus on transparent guidance and educational resources for borrowers.
Best for: Veterans and active military members seeking VA loan options with minimal down payment, First-time homebuyers seeking educational guidance and transparent mortgage consultation
The Funding Store is a mortgage brokerage that pre-qualifies homebuyers and shops rates across 100+ lenders for purchase and refinance loans.
Best for: Non-traditional borrowers seeking mortgages with limited or alternative documentation, Investors acquiring non-owner-occupied or multi-family properties outside standard lending profiles
Tomo Mortgage is an online lender offering home purchase mortgages with competitive rates and transparent pricing. They emphasize lower fees and simplified digital application processes.
Best for: First-time homebuyers seeking transparent fee structures and simplified processes, Borrowers prioritizing speed of closing and responsive customer service
Commercial mortgage lender specializing in CMBS conduit loans, bridge financing, and multifamily loans for properties from $1M-$100M with 30+ years of experience.
Best for: Commercial real estate investors and property owners financing $1M+ acquisitions or refinances, Multifamily and hospitality operators seeking non-recourse or bridge financing
New York-based hard money lender offering bridge loans, rehab financing, and investment property mortgages with rates starting at 10% and funding available within 1-5 days.
Best for: Real estate investors executing fix-and-flip projects with tight closing timelines, Experienced developers needing bridge financing between property sales and purchases
Urban Standard Capital is a NYC-based real estate lending firm offering acquisition, construction, and development loans with a team of 100+ combined years of experience.
Best for: Commercial real estate investors and developers in the NYC metro area seeking acquisition financing, Construction project sponsors needing development loans for new projects
NHSNYC is a federally certified CDFI and HUD-approved housing counselor offering affordable mortgages, home repair loans, and comprehensive homeownership education across New York City.
Best for: First-time homebuyers in New York City with modest down payment savings seeking affordable mortgages and financial guidance, NYC residents seeking foreclosure prevention counseling, home repair financing, or homeownership education