Community Choice — Consumer Response Profile

How this company responds to consumer inquiries (CFPB data) • Period: 2023-present • Last verified: 2026-05-09

Resolution Rate
98.2%

Consumer inquiries resolved successfully

Timely Response
93.4%

Responded within 15-day window

Total Interactions
1,203

Consumer interactions on record

Services Used by Consumers

Debt collection 46.5%
Payday loan 20.6%
Payday loan, title loan, or personal loan 18.5%
Credit reporting, credit repair services, or other personal consumer reports 5.7%
Consumer Loan 5.0%

Consumer Feedback Categories

Communication tactics 17.3%
Attempts to collect debt not owed 6.6%
Charged fees or interest I didn't expect 5.3%
Cont'd attempts collect debt not owed 5.3%
Can't contact lender 4.7%

Response Breakdown

Closed with explanation 1150 (95.6%)
Closed 22 (1.8%)
Closed with non-monetary relief 21 (1.7%)
Closed with monetary relief 10 (0.8%)

Understanding This Data

The Consumer Financial Protection Bureau (CFPB) tracks how financial companies respond to consumer inquiries. This profile shows Community Choice's responsiveness and resolution track record.

  • Resolution Rate — How often the company resolves consumer inquiries with a satisfactory outcome (monetary or non-monetary relief).
  • Timely Response Rate — How consistently the company responds within the required 15-day window — a sign of operational responsiveness.
  • Services Used — Which product categories consumers interact with most frequently.
  • Feedback Categories — The types of inquiries consumers submit most often.

Higher resolution and timely response rates indicate strong consumer service operations. Volume of interactions is not a quality indicator — larger, more established companies naturally handle more consumer inquiries.

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