Coastal — Consumer Response Profile

How this company responds to consumer inquiries (CFPB data) • Period: 2023-present • Last verified: 2026-05-03

Resolution Rate
88.7%

Consumer inquiries resolved successfully

Timely Response
83.1%

Responded within 15-day window

Total Interactions
124

Consumer interactions on record

Services Used by Consumers

Debt collection 29.8%
Credit reporting, credit repair services, or other personal consumer reports 24.2%
Consumer Loan 21.8%
Vehicle loan or lease 21.8%
Mortgage 1.6%

Consumer Feedback Categories

Managing the loan or lease 15.3%
Problems when you are unable to pay 12.9%
Incorrect information on your report 10.5%
Improper use of your report 8.9%
Took or threatened to take negative or legal action 6.5%

Response Breakdown

Closed with explanation 110 (88.7%)
Untimely response 14 (11.3%)

Understanding This Data

The Consumer Financial Protection Bureau (CFPB) tracks how financial companies respond to consumer inquiries. This profile shows Coastal's responsiveness and resolution track record.

  • Resolution Rate — How often the company resolves consumer inquiries with a satisfactory outcome (monetary or non-monetary relief).
  • Timely Response Rate — How consistently the company responds within the required 15-day window — a sign of operational responsiveness.
  • Services Used — Which product categories consumers interact with most frequently.
  • Feedback Categories — The types of inquiries consumers submit most often.

Higher resolution and timely response rates indicate strong consumer service operations. Volume of interactions is not a quality indicator — larger, more established companies naturally handle more consumer inquiries.

Want the Full Picture?

See Coastal's complete profile including pricing, services, BBB rating, and user reviews on CreditDoc.