Citizens Savings Bank — Consumer Response Profile

How this company responds to consumer inquiries (CFPB data) • Period: 2023-present • Last verified: 2026-04-29

Resolution Rate
100.0%

Consumer inquiries resolved successfully

Timely Response
100.0%

Responded within 15-day window

Total Interactions
17,335

Consumer interactions on record

Services Used by Consumers

Checking or savings account 35.8%
Mortgage 21.1%
Bank account or service 11.8%
Credit reporting, credit repair services, or other personal consumer reports 5.0%
Credit reporting or other personal consumer reports 4.6%

Consumer Feedback Categories

Managing an account 21.1%
Trouble during payment process 7.5%
Incorrect information on your report 5.1%
Account opening, closing, or management 4.5%
Opening an account 4.0%

Response Breakdown

Closed with explanation 13885 (80.1%)
Closed with monetary relief 3065 (17.7%)
Closed without relief 182 (1.0%)
Closed with relief 97 (0.6%)
Closed with non-monetary relief 75 (0.4%)
In progress 26 (0.1%)
Closed 5 (0.0%)

Understanding This Data

The Consumer Financial Protection Bureau (CFPB) tracks how financial companies respond to consumer inquiries. This profile shows Citizens Savings Bank's responsiveness and resolution track record.

  • Resolution Rate — How often the company resolves consumer inquiries with a satisfactory outcome (monetary or non-monetary relief).
  • Timely Response Rate — How consistently the company responds within the required 15-day window — a sign of operational responsiveness.
  • Services Used — Which product categories consumers interact with most frequently.
  • Feedback Categories — The types of inquiries consumers submit most often.

Higher resolution and timely response rates indicate strong consumer service operations. Volume of interactions is not a quality indicator — larger, more established companies naturally handle more consumer inquiries.

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