Citizens — Consumer Response Profile

How this company responds to consumer inquiries (CFPB data) • Period: 2023-present • Last verified: 2026-04-29

Resolution Rate
63.9%

Consumer inquiries resolved successfully

Timely Response
50.0%

Responded within 15-day window

Total Interactions
36

Consumer interactions on record

Services Used by Consumers

Debt or credit management 86.1%
Credit reporting, credit repair services, or other personal consumer reports 5.6%
Debt collection 5.6%
Payday loan, title loan, personal loan, or advance loan 2.8%

Consumer Feedback Categories

Didn't provide services promised 61.1%
Problem with customer service 11.1%
Charged upfront or unexpected fees 8.3%
Unauthorized withdrawals or charges 5.6%
Attempts to collect debt not owed 2.8%

Response Breakdown

Closed with explanation 21 (58.3%)
Untimely response 13 (36.1%)
Closed with monetary relief 2 (5.6%)

Understanding This Data

The Consumer Financial Protection Bureau (CFPB) tracks how financial companies respond to consumer inquiries. This profile shows Citizens's responsiveness and resolution track record.

  • Resolution Rate — How often the company resolves consumer inquiries with a satisfactory outcome (monetary or non-monetary relief).
  • Timely Response Rate — How consistently the company responds within the required 15-day window — a sign of operational responsiveness.
  • Services Used — Which product categories consumers interact with most frequently.
  • Feedback Categories — The types of inquiries consumers submit most often.

Higher resolution and timely response rates indicate strong consumer service operations. Volume of interactions is not a quality indicator — larger, more established companies naturally handle more consumer inquiries.

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