Bank Of The Valley — Consumer Response Profile

How this company responds to consumer inquiries (CFPB data) • Period: 2023-present • Last verified: 2026-03-31

Resolution Rate
99.7%

Consumer inquiries resolved successfully

Timely Response
95.3%

Responded within 15-day window

Total Interactions
702

Consumer interactions on record

Services Used by Consumers

Checking or savings account 33.8%
Mortgage 22.4%
Bank account or service 14.8%
Vehicle loan or lease 8.7%
Credit reporting, credit repair services, or other personal consumer reports 6.8%

Consumer Feedback Categories

Managing an account 20.5%
Account opening, closing, or management 8.3%
Trouble during payment process 7.4%
Opening an account 6.3%
Improper use of your report 6.1%

Response Breakdown

Closed with explanation 574 (81.8%)
Closed with monetary relief 93 (13.2%)
Closed with non-monetary relief 20 (2.8%)
Closed with relief 8 (1.1%)
Closed without relief 5 (0.7%)
Closed 2 (0.3%)

Understanding This Data

The Consumer Financial Protection Bureau (CFPB) tracks how financial companies respond to consumer inquiries. This profile shows Bank Of The Valley's responsiveness and resolution track record.

  • Resolution Rate — How often the company resolves consumer inquiries with a satisfactory outcome (monetary or non-monetary relief).
  • Timely Response Rate — How consistently the company responds within the required 15-day window — a sign of operational responsiveness.
  • Services Used — Which product categories consumers interact with most frequently.
  • Feedback Categories — The types of inquiries consumers submit most often.

Higher resolution and timely response rates indicate strong consumer service operations. Volume of interactions is not a quality indicator — larger, more established companies naturally handle more consumer inquiries.

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