Bank Of Lincoln County — Consumer Response Profile

How this company responds to consumer inquiries (CFPB data) • Period: 2023-present • Last verified: 2026-03-30

Resolution Rate
99.9%

Consumer inquiries resolved successfully

Timely Response
99.9%

Responded within 15-day window

Total Interactions
4,635

Consumer interactions on record

Services Used by Consumers

Credit reporting or other personal consumer reports 22.9%
Credit card 16.6%
Credit reporting, credit repair services, or other personal consumer reports 16.5%
Credit card or prepaid card 15.5%
Debt collection 13.2%

Consumer Feedback Categories

Incorrect information on your report 23.3%
Improper use of your report 9.8%
Attempts to collect debt not owed 6.8%
Problem with a company's investigation into an existing problem 5.7%
Problem with a credit reporting company's investigation into an existing problem 5.3%

Response Breakdown

Closed with explanation 4205 (90.7%)
Closed with non-monetary relief 214 (4.6%)
Closed with monetary relief 190 (4.1%)
Closed without relief 11 (0.2%)
Closed with relief 10 (0.2%)
Closed 4 (0.1%)
Untimely response 1 (0.0%)

Understanding This Data

The Consumer Financial Protection Bureau (CFPB) tracks how financial companies respond to consumer inquiries. This profile shows Bank Of Lincoln County's responsiveness and resolution track record.

  • Resolution Rate — How often the company resolves consumer inquiries with a satisfactory outcome (monetary or non-monetary relief).
  • Timely Response Rate — How consistently the company responds within the required 15-day window — a sign of operational responsiveness.
  • Services Used — Which product categories consumers interact with most frequently.
  • Feedback Categories — The types of inquiries consumers submit most often.

Higher resolution and timely response rates indicate strong consumer service operations. Volume of interactions is not a quality indicator — larger, more established companies naturally handle more consumer inquiries.

Want the Full Picture?

See Bank Of Lincoln County's complete profile including pricing, services, BBB rating, and user reviews on CreditDoc.

View Full Profile Browse All Response Data