Bank Of Hancock County — Consumer Response Profile

How this company responds to consumer inquiries (CFPB data) • Period: 2023-present • Last verified: 2026-03-30

Resolution Rate
100.0%

Consumer inquiries resolved successfully

Timely Response
99.1%

Responded within 15-day window

Total Interactions
542

Consumer interactions on record

Services Used by Consumers

Checking or savings account 40.4%
Mortgage 21.0%
Bank account or service 15.3%
Credit reporting, credit repair services, or other personal consumer reports 5.2%
Debt collection 4.6%

Consumer Feedback Categories

Managing an account 21.0%
Account opening, closing, or management 8.5%
Loan modification,collection,foreclosure 6.1%
Closing an account 5.5%
Opening an account 5.5%

Response Breakdown

Closed with explanation 430 (79.3%)
Closed with monetary relief 68 (12.5%)
Closed with non-monetary relief 33 (6.1%)
Closed without relief 11 (2.0%)

Understanding This Data

The Consumer Financial Protection Bureau (CFPB) tracks how financial companies respond to consumer inquiries. This profile shows Bank Of Hancock County's responsiveness and resolution track record.

  • Resolution Rate — How often the company resolves consumer inquiries with a satisfactory outcome (monetary or non-monetary relief).
  • Timely Response Rate — How consistently the company responds within the required 15-day window — a sign of operational responsiveness.
  • Services Used — Which product categories consumers interact with most frequently.
  • Feedback Categories — The types of inquiries consumers submit most often.

Higher resolution and timely response rates indicate strong consumer service operations. Volume of interactions is not a quality indicator — larger, more established companies naturally handle more consumer inquiries.

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