Bank Of China — Consumer Response Profile

How this company responds to consumer inquiries (CFPB data) • Period: 2023-present • Last verified: 2026-03-30

Resolution Rate
100.0%

Consumer inquiries resolved successfully

Timely Response
100.0%

Responded within 15-day window

Total Interactions
36

Consumer interactions on record

Services Used by Consumers

Checking or savings account 50.0%
Money transfer, virtual currency, or money service 16.7%
Credit card or prepaid card 13.9%
Credit reporting or other personal consumer reports 5.6%
Debt collection 5.6%

Consumer Feedback Categories

Managing an account 22.2%
Problem caused by your funds being low 16.7%
Incorrect information on your report 11.1%
Applying for a mortgage or refinancing an existing mortgage 5.6%
Closing an account 5.6%

Response Breakdown

Closed with explanation 34 (94.4%)
Closed with monetary relief 2 (5.6%)

Understanding This Data

The Consumer Financial Protection Bureau (CFPB) tracks how financial companies respond to consumer inquiries. This profile shows Bank Of China's responsiveness and resolution track record.

  • Resolution Rate — How often the company resolves consumer inquiries with a satisfactory outcome (monetary or non-monetary relief).
  • Timely Response Rate — How consistently the company responds within the required 15-day window — a sign of operational responsiveness.
  • Services Used — Which product categories consumers interact with most frequently.
  • Feedback Categories — The types of inquiries consumers submit most often.

Higher resolution and timely response rates indicate strong consumer service operations. Volume of interactions is not a quality indicator — larger, more established companies naturally handle more consumer inquiries.

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