Astra Bank — Consumer Response Profile

How this company responds to consumer inquiries (CFPB data) • Period: 2023-present • Last verified: 2026-03-28

Resolution Rate
100.0%

Consumer inquiries resolved successfully

Timely Response
100.0%

Responded within 15-day window

Total Interactions
1,942

Consumer interactions on record

Services Used by Consumers

Debt collection 80.2%
Credit reporting, credit repair services, or other personal consumer reports 10.7%
Payday loan, title loan, or personal loan 5.4%
Payday loan 2.9%
Credit reporting 0.5%

Consumer Feedback Categories

Attempts to collect debt not owed 27.6%
Written notification about debt 17.1%
Cont'd attempts collect debt not owed 11.3%
Incorrect information on your report 8.9%
Disclosure verification of debt 7.3%

Response Breakdown

Closed with explanation 1929 (99.3%)
Closed with non-monetary relief 10 (0.5%)
Closed with monetary relief 3 (0.2%)

Understanding This Data

The Consumer Financial Protection Bureau (CFPB) tracks how financial companies respond to consumer inquiries. This profile shows Astra Bank's responsiveness and resolution track record.

  • Resolution Rate — How often the company resolves consumer inquiries with a satisfactory outcome (monetary or non-monetary relief).
  • Timely Response Rate — How consistently the company responds within the required 15-day window — a sign of operational responsiveness.
  • Services Used — Which product categories consumers interact with most frequently.
  • Feedback Categories — The types of inquiries consumers submit most often.

Higher resolution and timely response rates indicate strong consumer service operations. Volume of interactions is not a quality indicator — larger, more established companies naturally handle more consumer inquiries.

Want the Full Picture?

See Astra Bank's complete profile including pricing, services, BBB rating, and user reviews on CreditDoc.