Amscot Financial — Consumer Response Profile

How this company responds to consumer inquiries (CFPB data) • Period: 2023-present • Last verified: 2026-04-08

Resolution Rate
100.0%

Consumer inquiries resolved successfully

Timely Response
100.0%

Responded within 15-day window

Total Interactions
138

Consumer interactions on record

Services Used by Consumers

Debt collection 22.5%
Payday loan, title loan, or personal loan 22.5%
Money transfer, virtual currency, or money service 19.6%
Payday loan, title loan, personal loan, or advance loan 15.9%
Checking or savings account 4.3%

Consumer Feedback Categories

Communication tactics 9.4%
Struggling to pay your loan 9.4%
Problem with the payoff process at the end of the loan 7.2%
Loan payment wasn't credited to your account 5.1%
Problem with customer service 5.1%

Response Breakdown

Closed with explanation 106 (76.8%)
Closed with non-monetary relief 19 (13.8%)
Closed with monetary relief 13 (9.4%)

Understanding This Data

The Consumer Financial Protection Bureau (CFPB) tracks how financial companies respond to consumer inquiries. This profile shows Amscot Financial's responsiveness and resolution track record.

  • Resolution Rate — How often the company resolves consumer inquiries with a satisfactory outcome (monetary or non-monetary relief).
  • Timely Response Rate — How consistently the company responds within the required 15-day window — a sign of operational responsiveness.
  • Services Used — Which product categories consumers interact with most frequently.
  • Feedback Categories — The types of inquiries consumers submit most often.

Higher resolution and timely response rates indicate strong consumer service operations. Volume of interactions is not a quality indicator — larger, more established companies naturally handle more consumer inquiries.

Want the Full Picture?

See Amscot Financial's complete profile including pricing, services, BBB rating, and user reviews on CreditDoc.