Amerifirst Bank — Consumer Response Profile

How this company responds to consumer inquiries (CFPB data) • Period: 2023-present • Last verified: 2026-03-24

Resolution Rate
98.0%

Consumer inquiries resolved successfully

Timely Response
82.4%

Responded within 15-day window

Total Interactions
51

Consumer interactions on record

Services Used by Consumers

Mortgage 96.1%
Credit reporting, credit repair services, or other personal consumer reports 2.0%
Debt or credit management 2.0%

Consumer Feedback Categories

Trouble during payment process 31.4%
Applying for a mortgage or refinancing an existing mortgage 21.6%
Loan servicing, payments, escrow account 11.8%
Closing on a mortgage 9.8%
Loan modification,collection,foreclosure 5.9%

Response Breakdown

Closed with explanation 39 (76.5%)
Closed with non-monetary relief 7 (13.7%)
Closed with monetary relief 4 (7.8%)
Untimely response 1 (2.0%)

Understanding This Data

The Consumer Financial Protection Bureau (CFPB) tracks how financial companies respond to consumer inquiries. This profile shows Amerifirst Bank's responsiveness and resolution track record.

  • Resolution Rate — How often the company resolves consumer inquiries with a satisfactory outcome (monetary or non-monetary relief).
  • Timely Response Rate — How consistently the company responds within the required 15-day window — a sign of operational responsiveness.
  • Services Used — Which product categories consumers interact with most frequently.
  • Feedback Categories — The types of inquiries consumers submit most often.

Higher resolution and timely response rates indicate strong consumer service operations. Volume of interactions is not a quality indicator — larger, more established companies naturally handle more consumer inquiries.

Want the Full Picture?

See Amerifirst Bank's complete profile including pricing, services, BBB rating, and user reviews on CreditDoc.