Alliance — Consumer Response Profile

How this company responds to consumer inquiries (CFPB data) • Period: 2023-present • Last verified: 2026-03-23

Resolution Rate
100.0%

Consumer inquiries resolved successfully

Timely Response
99.3%

Responded within 15-day window

Total Interactions
1,019

Consumer interactions on record

Services Used by Consumers

Debt collection 94.1%
Credit reporting or other personal consumer reports 1.9%
Credit reporting, credit repair services, or other personal consumer reports 1.7%
Credit reporting 0.9%
Credit card 0.5%

Consumer Feedback Categories

Cont'd attempts collect debt not owed 23.5%
Attempts to collect debt not owed 17.6%
False statements or representation 12.5%
Communication tactics 10.9%
Disclosure verification of debt 10.8%

Response Breakdown

Closed with explanation 620 (60.8%)
Closed with non-monetary relief 394 (38.7%)
Closed with monetary relief 5 (0.5%)

Understanding This Data

The Consumer Financial Protection Bureau (CFPB) tracks how financial companies respond to consumer inquiries. This profile shows Alliance's responsiveness and resolution track record.

  • Resolution Rate — How often the company resolves consumer inquiries with a satisfactory outcome (monetary or non-monetary relief).
  • Timely Response Rate — How consistently the company responds within the required 15-day window — a sign of operational responsiveness.
  • Services Used — Which product categories consumers interact with most frequently.
  • Feedback Categories — The types of inquiries consumers submit most often.

Higher resolution and timely response rates indicate strong consumer service operations. Volume of interactions is not a quality indicator — larger, more established companies naturally handle more consumer inquiries.

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