Advance America — Consumer Response Profile

How this company responds to consumer inquiries (CFPB data) • Period: 2023-present • Last verified: 2026-03-22

Resolution Rate
99.8%

Consumer inquiries resolved successfully

Timely Response
97.5%

Responded within 15-day window

Total Interactions
1,067

Consumer interactions on record

Services Used by Consumers

Debt collection 41.9%
Payday loan, title loan, or personal loan 21.2%
Payday loan 13.7%
Payday loan, title loan, personal loan, or advance loan 13.3%
Credit reporting or other personal consumer reports 4.6%

Consumer Feedback Categories

Communication tactics 9.6%
Struggling to pay your loan 8.4%
Attempts to collect debt not owed 7.5%
Taking/threatening an illegal action 6.3%
Charged fees or interest you didn't expect 5.1%

Response Breakdown

Closed with explanation 1025 (96.1%)
Closed with monetary relief 20 (1.9%)
In progress 12 (1.1%)
Closed with non-monetary relief 8 (0.7%)
Closed 2 (0.2%)

Understanding This Data

The Consumer Financial Protection Bureau (CFPB) tracks how financial companies respond to consumer inquiries. This profile shows Advance America's responsiveness and resolution track record.

  • Resolution Rate — How often the company resolves consumer inquiries with a satisfactory outcome (monetary or non-monetary relief).
  • Timely Response Rate — How consistently the company responds within the required 15-day window — a sign of operational responsiveness.
  • Services Used — Which product categories consumers interact with most frequently.
  • Feedback Categories — The types of inquiries consumers submit most often.

Higher resolution and timely response rates indicate strong consumer service operations. Volume of interactions is not a quality indicator — larger, more established companies naturally handle more consumer inquiries.

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