Value Pawn & Jewelry is a Miami pawn shop offering collateral-based loans, gold buying, retail merchandise sales, and flexible payment options on pre-owned brand-name items.
Editorially reviewed by Harvey Brooks
Value Pawn & Jewelry operates a physical pawn shop located at 736 NW 183rd Street in Miami, Florida. The business is part of the EZPAWN family of stores and serves the local community by providing quick cash solutions through pawn transactions and merchandise sales.
The company offers multiple financial and retail services: pawn loans (collateral-based loans), gold and diamond buying, auto loans, and firearm sales. On the retail side, they sell pre-owned brand-name merchandise at discounts of 25-70% off retail prices, including electronics, jewelry, tools, gaming equipment, musical gear, handbags, and sneakers. They also provide flexible purchase options including layaway (10% down with monthly payments) and third-party financing plans for up to 12 months depending on credit eligibility.
Value Pawn & Jewelry distinguishes itself through its EZ+ Rewards Program, which allows customers to earn EZ Points on pawn, redeem, sell, or purchase transactions and manage accounts online. The store offers an Instant Quote tool for electronics that provides estimated values in seconds. Additional services include an online shop with daily new arrivals, jewelry and product protection plans, and free jewelry cleaning for VIP members. Store hours are extended Monday-Friday (9am-7pm) and include weekend and Sunday hours.
For consumers seeking fast cash against collateral, this pawn shop provides a straightforward alternative to traditional lending. However, customers should understand that pawn loans involve surrendering physical items as collateral and are subject to fees and specific terms. The store's merchandise sales appeal to bargain hunters but carry the caveat that all items are pre-owned with no manufacturer affiliation or endorsement.
Yes. Value Pawn & Jewelry is a registered company headquartered in 196 N Powerline Rd, Pompano Beach, FL 33069. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
Value Pawn & Jewelry is best for consumers who own valuable items and need immediate cash, or bargain hunters seeking heavily discounted pre-owned merchandise. The primary caveat is that pawn loans require surrendering collateral and involve unspecified fees, making this a short-term emergency option rather than affordable credit; customers should visit in person to understand all terms and costs before transacting.
Family-owned Florida pawn chain with 9 locations offering 30-day collateral loans, outright buying, retail sales, and FFL transfers — no credit check required.
Best for: Florida residents needing fast cash without a credit check using personal valuables as collateral, Buyers seeking discounted secondhand electronics, jewelry, tools, or musical instruments
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