Value Pawn & Jewelry in Miami, FL offers collateral-based pawn loans, gold/diamond buying, and pre-owned merchandise sales as part of the EZPAWN family of stores.
Editorially reviewed by Harvey Brooks
Value Pawn & Jewelry at 736 NW 183rd Street, Miami, FL is a retail pawn shop operating under the EZPAWN brand umbrella. EZPAWN is a national chain, and this Miami location serves the local community with a full suite of pawn, buy, and sell services. The store operates seven days a week with extended weekday hours through 7:00 PM, making it accessible for customers who cannot visit during traditional business hours.
The store's core offering is collateral-based pawn loans: customers bring in personal property in decent working condition and receive a cash loan against that item. Additional services include gold and diamond jewelry buying (testing precious metals on-site), retail sales of pre-owned brand-name electronics, jewelry, tools, gaming gear, handbags, and sneakers at 25–70% off retail prices, plus an online shop updated daily. Specialty categories at this location include firearms and auto loans. The store also offers layaway with 10% down and a 'Take Today' option through third-party financing partners for credit-eligible customers.
What distinguishes this location from independent pawn shops is its EZPAWN infrastructure: the EZ+ Rewards Program lets customers manage pawn extensions, layaway payments, and points online from any device. An Instant Quote tool on the website lets customers get an estimated value for electronics before visiting. The Jewelry VIP Program offers guaranteed loan amounts, 100% trade-up credit on future jewelry purchases, and free stone replacement and cleaning for enrolled members.
Pawn loans are a high-cost, short-term borrowing option. Fees and terms are not disclosed on the website — customers must visit a Team Member for details. This is a legitimate, regulated lending channel for consumers who have assets to pledge but limited or no access to traditional credit. It is not suitable as a long-term financing strategy. The online tools and rewards program add real convenience, but the core product carries risks typical of collateral loans: failure to redeem means losing the item.
Yes. Value Pawn & Jewelry is a registered company headquartered in 7290 Bird Rd, Miami, FL 33155. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
Value Pawn & Jewelry is best for Miami-area consumers who have assets to pledge and need same-day cash without a credit check, or who want deeply discounted pre-owned goods. The main caveat is that pawn loan costs are opaque — fees and APR are only disclosed in-store, so borrowers should ask for full terms before committing.
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