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Part of the US Cash Advance chain · locations
US Cash Advance in Anaheim, CA
Anaheim's US Cash Advance storefront at 254 N Anaheim Blvd offers payday and title loans to local residents.
Data compiled from public sources · Rating from CreditDoc methodology
US Cash Advance Review
US Cash Advance is located at 254 N Anaheim Blvd in Anaheim, CA, operating as a standalone storefront serving the community. The store is open on Saturdays from 10 AM to 7 PM, providing convenient access for working residents throughout Anaheim.
This Anaheim location specializes in payday loans and title loans, designed to help residents bridge short-term financial gaps. Contact the store directly at +1 657-530-5845 to discuss loan options, eligibility requirements, or to begin the application process.
For Anaheim residents considering a payday or title loan, bring a valid government ID, proof of income, and a recent bank statement. US Cash Advance provides fast processing, making it a practical choice when you need emergency cash.
Services & Features
Bad credit loans (up to $50,000 via third-party lenders)
Cash advance loans (up to $1,000)
Cash loans
Debt consolidation
In-person loan assistance at Detroit storefront
Loans without credit check
Online loan inquiry and third-party lender matching
Payday loans (up to $1,000)
Personal loans for bad credit
Quick loans
Same-day loans
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Extended hours — Mon-Fri 8am to 9pm and weekends 10am to 7pm, far beyond typical bank hours
- In-person service available at Detroit storefront for borrowers who prefer face-to-face assistance
- All credit types accepted, explicitly including bad credit
- Customer reviews cite full approvals completed in under 45 minutes in-store
- Same-day funding available for qualifying borrowers
- No collateral required — all loans are unsecured
- 4.4-star customer rating with specific praise for staff transparency on repayment terms
Cons
- Acts as a lead generator, not a direct lender — borrowers are handed off to undisclosed third-party lenders
- No APR ranges, interest rates, or fee schedules disclosed anywhere on the website
- The Detroit location's listed contact email uses a development/staging server domain (kinsta.cloud), not a professional business address
- Bad credit loans advertised up to $50,000 are not a product US Cash Advance controls or underwrites directly
- Limited waiting area noted in customer reviews — in-person experience can feel cramped during busy periods
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Compare the Best Personal Loan Options
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Frequently Asked Questions
Is US Cash Advance legitimate?
Yes. US Cash Advance is a registered company, headquartered in 254 N Anaheim Blvd a1, Anaheim, CA 92805.
Quick Facts
- Headquarters
- 254 N Anaheim Blvd a1, Anaheim, CA 92805
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on US Cash Advance
US Cash Advance is best suited for Detroit-area borrowers facing an immediate short-term cash need who have poor credit and value in-person guidance or after-hours access. The main caveat is that it operates as a lead generator — customers are matched with unnamed third-party lenders, so actual rates and terms are unknown until after personal information is submitted.
Best For
- Detroit-area residents who need small emergency cash ($100–$1,000) and prefer in-person service
- Borrowers with poor or no credit history who have been declined elsewhere
- People needing same-day funding outside normal banking hours
- First-time short-term loan applicants who want staff guidance through the process
Updated 2026-04-29
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Read guide →Financial Terms Explained (10 terms)
New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
Interest & Rates
APR — Annual Percentage Rate
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Why it matters
Lenders must show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the cheapest loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
Compound Interest
Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.
Why it matters
Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.
Example
You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.
MAPR — Military Annual Percentage Rate
A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.
Why it matters
The Military Lending Act protects active-duty servicemembers and their families from predatory lending. Any lender charging above 36% MAPR to military is breaking federal law.
Example
A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.
Usury Rate — Usury Rate (Interest Rate Cap)
The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.
Why it matters
Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.
Example
New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.
How Loans Work
Collateral — Loan Collateral
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Why it matters
Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example
A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
Fees & Costs
Late Fee — Late Payment Fee
A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.
Why it matters
The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.
Example
Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.
NSF Fee — Non-Sufficient Funds Fee
A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'
Why it matters
NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.
Example
Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.
Legal Terms
Usury — Usury (Illegal Interest)
The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.
Why it matters
If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.
Example
Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you might only need to repay the principal — no interest or fees.
Credit Cards
Cash Advance — Credit Card Cash Advance
Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.
Why it matters
Cash advances are a debt trap: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.
Example
You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
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