UNO CHECK CASHERS logo

UNO CHECK CASHERS

2.3/5

UNO CHECK CASHERS is a check-cashing storefront in Houston, TX offering payroll check cashing, money transfer services via Western Union, and connections to payday and installment loans.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

UNO CHECK CASHERS Review

UNO CHECK CASHERS operates a single physical location at 11103 Briar Forest Dr in Houston, Texas. The business functions primarily as a check-cashing service, allowing customers to convert paychecks and other checks into immediate cash without a bank account. The company is listed on iPaydayLoans, a loan marketplace aggregator, which suggests it may also facilitate or refer customers to payday loans, installment loans, and title loans through partner lenders.

The primary services offered include check cashing for payroll checks, Western Union money transfer and receiving services, and expedited cash access. The storefront operates Friday hours from 9AM to 7:45PM and can be reached at +1 832-831-8867. Customer reviews highlight fast service and friendly staff, with one customer specifically praising the speed of payroll check cashing and Western Union transaction handling.

UNO CHECK CASHERS distinguishes itself through its focus on customer service speed and accessibility. Reviews mention "very fast" service and "nice friendly ladies," suggesting a customer-service-oriented approach. The physical location in the Briar Forest area of Houston provides a convenient access point for nearby residents needing immediate check-cashing services without traditional banking relationships.

Prospective customers should note that while the company maintains a 3.5-star rating, there is at least one negative review reporting a refused check transaction. As a check-cashing service, UNO CHECK CASHERS does not provide the fraud protections, account security, or financial services of a bank. The connection to payday lending products suggests customers should carefully review any loan terms before accepting credit offers.

Services & Features

Payroll check cashing
Personal check cashing
Western Union money transfer
Western Union money receiving
Bill payment services
Payday loan referrals or facilitation
Installment loan referrals
Title loan referrals
In-store customer service and consultation
Fast cash access without bank account requirement

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Fast check-cashing service, specifically praised by customers for quick payroll check processing
  • Western Union money transfer and receiving services available at one location
  • Friendly and courteous staff noted in customer reviews
  • Accessible physical location in Houston's Briar Forest area
  • Extended evening hours (open until 7:45 PM) for working customers
  • No bank account or credit check required for check-cashing services

Cons

  • At least one reported incident of refused check-cashing service with disputed reasoning
  • Limited to single physical location in Houston; no online check-cashing capability
  • Check-cashing services typically charge fees that reduce net cash received
  • Associated marketplace listing prominently advertises payday loans with 311% APR, indicating potential high-cost lending connections
  • No clear information provided on check-cashing fee structure or fee percentages

Rating Breakdown

Value
2.0
Effectiveness
1.5
Customer Service
2.2
Transparency
2.0
Ease of Use
3.9

Frequently Asked Questions

Is UNO CHECK CASHERS legitimate?

Yes. UNO CHECK CASHERS is a registered company headquartered in 11103 Briar Forest Dr, Houston, TX 77042. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
11103 Briar Forest Dr, Houston, TX 77042
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit UNO CHECK CASHERS

CreditDoc Diagnosis

Doctor's Verdict on UNO CHECK CASHERS

UNO CHECK CASHERS is best suited for Houston-area residents without traditional bank accounts who need immediate cash from paychecks or require Western Union services. The primary caveat is that check-cashing fees will reduce the amount received, and the company's prominence on a payday loan marketplace suggests customers should exercise caution regarding any credit product offers, which may carry very high interest rates (311% APR examples shown).

Best For

  • Houston residents without bank accounts needing immediate payroll check conversion
  • Customers requiring Western Union money transfer services in the Briar Forest area
  • Workers paid by check who need same-day cash access
  • Individuals sending or receiving international money transfers via Western Union
Updated 2026-04-02

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