TitleMax Title Loans in Tucson, AZ
Tucson, AZ — TitleMax Title Loans at E Broadway Blvd offers quick title loans Mon–Sat with extended hours for working professionals.
Data compiled from public sources · Rating from CreditDoc methodology
TitleMax Title Loans Review
TitleMax Title Loans in Tucson operates at 6915 E Broadway Blvd, a convenient location on the east side of town. The store is open Monday and Friday 9AM–7PM, Tuesday through Thursday 9AM–6PM, and Saturday 10AM–4PM, with Sunday closures. This schedule makes it accessible for working residents in and around Tucson, AZ who need flexible weekday and weekend access.
At this E Broadway location in Tucson, you can apply for title loans with flexible terms, minimal documentation, and fast approval. The team here offers on-the-spot decisions on collateral-based lending, personal loans against your vehicle, and refinancing options. Call 520-886-9167 to discuss your specific situation and learn about available loan amounts and repayment plans.
When visiting the TitleMax location in Tucson, AZ, bring your vehicle title, government-issued ID, and proof of income or address. Title loans work best when you need quick funds and have an unencumbered vehicle. The Broadway Blvd storefront is designed for straightforward in-person transactions and questions.
Services & Features
Feature Checklist
Pros & Cons
Pros
- Same-day cash approval and funding for qualified applicants
- Accepts most credit types, not solely dependent on credit score
- Allows customers to keep and continue driving their vehicle while using title as collateral
- Bilingual staff available at this location
- Extended hours: open until 7pm Monday and Friday, 9am-4pm Saturday
- Google rating of 5.00/5 stars across 481+ customer reviews
- Multiple product options: title pledges, flex lines of credit, and unsecured personal loans
Cons
- Title loans typically carry interest rates significantly higher than traditional bank loans (rates not disclosed on website)
- Risk of vehicle repossession if unable to repay title loan
- Unsecured personal loans only available in 10 states; customers in other states limited to collateral-based products
Rating Breakdown
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Frequently Asked Questions
Is TitleMax Title Loans legitimate?
Yes. TitleMax Title Loans is a registered company, headquartered in 6915 E Broadway Blvd, Tucson, AZ 85710.
Quick Facts
- Headquarters
- 6915 E Broadway Blvd, Tucson, AZ 85710
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on TitleMax Title Loans
TitleMax's Memphis location is best for employed individuals with vehicles who need $500-$5,000 in emergency cash within 24 hours and have fair/poor credit. The critical caveat is that title loans are expensive short-term debt—customers should only pursue this if unable to access payday alternatives, personal loans, or credit union PALs, and should have a clear plan to repay quickly to minimize interest costs.
Best For
- Consumers with poor or fair credit who need emergency cash within 1-2 days
- Vehicle owners facing temporary financial hardship who want to keep using their car
- Borrowers in Tennessee seeking local, in-person loan processing with same-day funding
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Read guide →Financial Terms Explained (10 terms)
New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
Interest & Rates
APR — Annual Percentage Rate
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Lenders must show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the cheapest loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
Compound Interest
Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.
Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.
Example
You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.
MAPR — Military Annual Percentage Rate
A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.
The Military Lending Act protects active-duty servicemembers and their families from predatory lending. Any lender charging above 36% MAPR to military is breaking federal law.
Example
A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.
Usury Rate — Usury Rate (Interest Rate Cap)
The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.
Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.
Example
New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.
How Loans Work
Collateral — Loan Collateral
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example
A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
Fees & Costs
Late Fee — Late Payment Fee
A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.
The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.
Example
Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.
NSF Fee — Non-Sufficient Funds Fee
A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'
NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.
Example
Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.
Legal Terms
Usury — Usury (Illegal Interest)
The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.
If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.
Example
Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you might only need to repay the principal — no interest or fees.
Credit Cards
Cash Advance — Credit Card Cash Advance
Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.
Cash advances are a debt trap: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.
Example
You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
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