W
WestSide Loan Company
Contact
BBB:
Part of the TitleMax Title Loans chain · locations
TitleMax Title Loans in River Oaks, TX
River Oaks, TX location of TitleMax Title Loans offers quick title loans at 5060 River Oaks Blvd, open weekdays 10am–7pm and Saturdays 10am–4pm.
Data compiled from public sources · Rating from CreditDoc methodology
TitleMax Title Loans Review
TitleMax Title Loans at 5060 River Oaks Blvd in River Oaks, TX is a dedicated title loan storefront serving the local community. Open Monday through Friday from 10am to 7pm and Saturday from 10am to 4pm (closed Sundays), this location provides convenient hours for working professionals and weekend shoppers in the River Oaks area.
At this River Oaks branch, you can secure a title loan quickly using your vehicle as collateral. The staff at 817-378-0355 can discuss your loan amount, repayment terms, and required documentation before you visit, helping you prepare for the fastest possible approval process.
Residents of River Oaks looking for fast cash against their vehicle should bring a valid government ID, proof of income, and documentation of vehicle ownership and insurance. TitleMax specializes in title-based lending for those who need immediate funds.
Services & Features
Car title loans (secured, up to ~$25,000 based on vehicle value)
Customer web portal (balance, due dates, payment history)
In-store loan applications
Mobile app for account management (iOS and Android)
Motorcycle title loans (secured, motorcycle as collateral)
Online loan applications (select states)
Personal line of credit (revolving credit product)
Phone loan applications
Title pawns (available at Georgia store locations only)
Unsecured personal loans / signature loans (up to $2,500, no collateral required)
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- No credit check required — borrowers with bad credit or no credit history can qualify
- No bank account required, making it accessible to unbanked consumers
- Same-day funding in as little as 30 minutes after approval
- Loan amounts up to ~$25,000 based on vehicle appraisal value
- Borrower keeps and drives the vehicle throughout the entire loan term
- Approximately 900 store locations across 13 states with in-store, online, and phone application options
- Multiple loan products available: title loans, motorcycle loans, title pawns, personal loans, and a revolving line of credit
Cons
- CFPB enforcement actions in 2016 ($9M penalty) and 2023 ($10M penalty + $5.05M consumer redress) for misleading practices and Military Lending Act violations
- Interest rates can exceed 36% MAPR — among the highest-cost consumer lending products available
- Defaulting borrowers face vehicle repossession, potentially losing their only transportation
- Only available in 13 states — not accessible to the majority of U.S. consumers
- Additional state-level regulatory penalties in Pennsylvania ($1.6M), California ($25K), and Illinois ($527K+) raise concerns about compliance practices
Rating Breakdown
Value 4.8
Effectiveness 3.5
Customer Service 4.0
Transparency 4.0
Ease of Use 4.3
Frequently Asked Questions
Is TitleMax Title Loans legitimate?
Yes. TitleMax Title Loans is a registered company, headquartered in Savannah, GA, founded in 1998.
Quick Facts
- Founded
- 1998
- Headquarters
- Savannah, GA
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on TitleMax Title Loans
TitleMax is most appropriate for consumers with poor credit, no bank account, and a vehicle they own outright who face a genuine cash emergency and cannot qualify elsewhere. The critical caveat is that TitleMax's loan costs are extremely high — rates confirmed by federal regulators to exceed 36% MAPR in some cases — and a documented pattern of enforcement actions including over $24 million in CFPB penalties suggests systemic compliance issues. Borrowers who can access a credit union PAL, CDFI, or community lender should do so first.
Best For
- Vehicle owners with bad or no credit who need emergency cash within hours and have exhausted lower-cost options
- Unbanked consumers who cannot meet the requirements of traditional personal loan lenders or credit unions
- Borrowers who own a paid-off or nearly paid-off vehicle and need to access its equity quickly
- Consumers in one of the 13 states TitleMax operates who need amounts ranging from a few hundred to several thousand dollars
Updated 2026-04-29
More Pawn Shops
W
We Buy Everything - Philadelphia
Contact
BBB:
W
We Buy Everything Pawn Shop - Springfield
Contact
BBB:
Financial Wellness Guides
How to Read Your Credit Report (And Spot Errors)
Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Buy Now, Pay Later: How BNPL Really Affects Your Credit
Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Understanding Your Credit Score: The Complete Guide
Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to TitleMax Title Loans and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.