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Part of the TitleMax Title Loans chain · locations
TitleMax Title Loans in Irving, TX
Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers needing emergency cash.
Data compiled from public sources · Rating from CreditDoc methodology
BBB: A+
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TitleMax Title Loans Review
TitleMax Title Loans operates at 2720 N Belt Line Rd Suite 100 in Irving, TX, in a convenient standalone location easily accessible from major roads. The store is open Monday through Friday from 10am to 7pm, Saturdays from 10am to 4pm, and closed Sundays. Irving residents can reach this location at 972-957-3840 during business hours.
At this Irving location, customers can secure title loans based on their vehicle's equity. The application process is streamlined, and the staff can answer questions about loan amounts, terms, and documentation requirements. Contact the Irving branch directly to discuss your specific situation and get a loan estimate.
For Irving residents facing unexpected expenses, a title loan from TitleMax can provide funds quickly without sacrificing your vehicle during the loan period. Bring your vehicle's title, a valid ID, and proof of residency. The company specializes in title-secured loans, so having your vehicle's documentation ready will speed up your application.
Services & Features
Car title loans up to $10,000
Customer online portal for account and payment management
Fast Track Appraiser smartphone app for remote vehicle appraisal
In-store loan processing and funding
Motorcycle title loans
No-bank-account-required lending
No-credit-check loan qualification
Online title loan application
Same-day funding in as little as 30 minutes
Title pawns (Georgia stores only)
Unsecured personal loans up to $2,500
Vehicle title lien processing and release
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- No credit check required — loan approval based on vehicle value and income, not credit score
- Funds available in as little as 30 minutes — among the fastest title loan turnarounds available
- Borrower keeps and drives their vehicle throughout the loan term
- No bank account required to qualify for a title loan
- 1,100+ store locations across 16 states plus online application option
- Founded in 1998 — over 25 years of title lending operations
- Fast Track Appraiser app enables remote vehicle appraisal for online applications
Cons
- APR not disclosed publicly; industry-typical title loan rates exceed 300% APR annually
- 2023 CFPB enforcement action resulted in $15 million penalty for violating the Military Lending Act — including altering borrower records
- Vehicle repossession is a real consequence of default — borrowers risk losing their primary transportation
- Not BBB accredited; multiple BBB profiles carry complaints about repossession, loan disputes, and identity theft
- Monthly fees can reach approximately 25% of the borrowed amount depending on state law
Rating Breakdown
Value 4.8
Effectiveness 3.5
Customer Service 4.8
Transparency 4.0
Ease of Use 4.3
Frequently Asked Questions
Is TitleMax Title Loans legitimate?
Yes. TitleMax Title Loans is a registered company, headquartered in Savannah, GA, founded in 1998. They hold a A+ rating with the Better Business Bureau.
Quick Facts
- Founded
- 1998
- Headquarters
- Savannah, GA
- BBB Rating
- A+
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on TitleMax Title Loans
TitleMax is best suited for consumers with no viable credit options who own a vehicle free and clear and need fast cash — it delivers on speed and accessibility where traditional lenders cannot. The critical caveat is cost and risk: interest rates routinely exceed 300% APR, default leads to vehicle repossession, and TitleMax has faced major CFPB enforcement actions including a 2023 penalty for predatory lending targeting military families. This is a last-resort product, not a routine borrowing tool.
Best For
- Consumers with poor or no credit history who own a paid-off vehicle outright
- People needing same-day cash access who cannot qualify for a bank loan or credit card
- Borrowers who do not have a bank account and need a lender with no banking requirement
- Individuals needing between $500 and $10,000 secured against their vehicle title
Updated 2026-04-29
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