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TitleMax Title Loans in Irving, TX

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Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers needing emergency cash.

Data compiled from public sources

TitleMax Title Loans Review

TitleMax Title Loans operates at 2720 N Belt Line Rd Suite 100 in Irving, TX, in a convenient standalone location easily accessible from major roads. The store is open Monday through Friday from 10am to 7pm, Saturdays from 10am to 4pm, and closed Sundays. Irving residents can reach this location at 972-957-3840 during business hours.

At this Irving location, customers can secure title loans based on their vehicle's equity. The application process is streamlined, and the staff can answer questions about loan amounts, terms, and documentation requirements. Contact the Irving branch directly to discuss your specific situation and get a loan estimate.

For Irving residents facing unexpected expenses, a title loan from TitleMax can provide funds quickly without sacrificing your vehicle during the loan period. Bring your vehicle's title, a valid ID, and proof of residency. The company specializes in title-secured loans, so having your vehicle's documentation ready will speed up your application.

Services & Features

Car title loans up to $10,000
Customer online portal for account and payment management
Fast Track Appraiser smartphone app for remote vehicle appraisal
In-store loan processing and funding
Motorcycle title loans
No-bank-account-required lending
No-credit-check loan qualification
Online title loan application
Same-day funding in as little as 30 minutes
Title pawns (Georgia stores only)
Unsecured personal loans up to $2,500
Vehicle title lien processing and release

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • eligibility claim to verify — loan approval based on vehicle value and income, not credit score
  • Funds available in as little as 30 minutes — among the fastest title loan turnarounds available
  • Borrower keeps and drives their vehicle throughout the loan term
  • No bank account required to qualify for a title loan
  • 1,100+ store locations across 16 states plus online application option
  • Founded in 1998 — over 25 years of title lending operations
  • Fast Track Appraiser app enables remote vehicle appraisal for online applications

Cons

  • APR not disclosed publicly; industry-typical title loan rates exceed 300% APR annually
  • 2023 CFPB enforcement action resulted in $15 million penalty for violating the Military Lending Act — including altering borrower records
  • Vehicle repossession is a real consequence of default — borrowers risk losing their primary transportation
  • Not BBB accredited; multiple BBB profiles carry complaints about repossession, loan disputes, and identity theft
  • Monthly fees can reach approximately 25% of the borrowed amount depending on state law

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Irving, TX. It does not confirm that TitleMax Title Loans or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does TitleMax Title Loans offer?

TitleMax Title Loans offers 12 services including Car title loans up to $10,000, Motorcycle title loans, Title pawns (Georgia stores only), Unsecured personal loans up to $2,500, Online title loan application, and 7 more.

What profile signals are listed for TitleMax Title Loans?

TitleMax Title Loans has profile signals associated with Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card, Borrowers who do not have a bank account and need a lender with no banking requirement, Individuals needing between $500 and $10,000 secured against their vehicle title.

What are the strengths and weaknesses of TitleMax Title Loans?

Key strengths: eligibility claim to verify — loan approval based on vehicle value and income, not credit score; Funds available in as little as 30 minutes — among the fastest title loan turnarounds available; Borrower keeps and drives their vehicle throughout the loan term. Areas to consider: APR not disclosed publicly; industry-typical title loan rates exceed 300% APR annually; 2023 CFPB enforcement action resulted in $15 million penalty for violating the Military Lending Act — including altering borrower records.

How does TitleMax Title Loans compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Is TitleMax Title Loans accredited by the Better Business Bureau?

TitleMax Title Loans holds a A+ rating with the Better Business Bureau but is not BBB-accredited.

Quick Facts

Founded
1998
Headquarters
Savannah, GA
BBB Rating
A+
BBB Accredited
No
Visit TitleMax Title Loans

CreditDoc Profile Note

Research Note on TitleMax Title Loans

TitleMax is best suited for consumers with no viable credit options who own a vehicle free and clear and are researching short-term cash access — it delivers on speed and accessibility where traditional lenders cannot. The critical caveat is cost and risk: interest rates routinely exceed 300% APR, default leads to vehicle repossession, and TitleMax has faced major CFPB enforcement actions including a 2023 penalty for high-cost lending targeting military families. This is a last-resort product, not a routine borrowing tool.

Profile Signals

  • Consumers with poor or no credit history who own a paid-off vehicle outright
  • People needing same-day cash access who cannot qualify for a bank loan or credit card
  • Borrowers who do not have a bank account and need a lender with no banking requirement
  • Individuals needing between $500 and $10,000 secured against their vehicle title
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

At 5834 Hwy 6 in Missouri City, TX, TitleMax Title Loans offers title-loan profile details with flexible terms.

BBB: NR

Profile signals: Vehicle owners with poor or no credit who have exhausted other borrowing options and need fast emergency cash, Unbanked or underbanked consumers who do not qualify for traditional personal loans

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Quick Summary

  • TitleMax Title Loans is listed as a Pawn Shops provider in Irving, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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