V
Venture Payday Loans
Contact
BBB:
Part of the TitleMax Title Loans chain · locations
TitleMax Title Loans in Forest Hill, TX
Forest Hill, TX's TitleMax Title Loans at 3310 Mansfield Hwy offers quick title loans and payday advances during business hours.
Data compiled from public sources · Rating from CreditDoc methodology
TitleMax Title Loans Review
TitleMax Title Loans in Forest Hill, TX is located at 3310 Mansfield Hwy, a standalone storefront in the Forest Hill area. This branch operates Monday through Friday from 10AM to 7PM, with Saturday hours from 10AM to 4PM, and is closed on Sundays. The Forest Hill location serves customers seeking quick access to title loans and payday advances without the wait of larger institutions.
At this Forest Hill, TX location, you can apply for title loans using your vehicle as collateral or get fast payday advances to cover urgent expenses. Call +1 817-317-8913 during business hours to speak with a loan officer about your options, get pre-approval estimates, or ask about documentation requirements for the application process.
If you're a Forest Hill resident needing funds before your next paycheck, TitleMax Title Loans at this Mansfield Hwy location can process applications on the same day. Bring your government-issued ID, proof of income, and vehicle title (for title loans) to speed up the approval. Located right in Forest Hill for convenient access when you need it most.
Services & Features
Account management via iOS and Android mobile app
Car Title Loans (secured loans up to $10,000 using vehicle title as collateral)
Customer portal at account.titlemax.com (balance, due dates, payment history)
In-store loan applications (available across 14–17 states)
Loan payoff and early repayment with no prepayment penalty
Motorcycle Title Loans (same model, motorcycle as collateral)
Online loan applications (available in Arizona, South Carolina, and Texas)
Personal Loans (unsecured, up to $2,500, available in select states)
Same-day / 30-minute cash disbursement
Title Pawns (Georgia stores only — pawn model rather than loan model)
Vehicle appraisal via Fast Track Appraiser (mobile app feature)
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- One of the largest title lenders in the US with 900–1,100+ locations across 14–17 states
- Funds disbursed in as little as 30 minutes — among the fastest timelines in title lending
- No credit check required for approval — vehicle value is the primary eligibility factor
- No prepayment penalties — loans can be paid off early at no additional cost
- Founded in 1998 with 25+ years of continuous operation in the title loan market
- Mobile app with 'Fast Track Appraiser' feature enables streamlined vehicle appraisal
- Online customer portal (account.titlemax.com) provides balance, payment history, and due-date visibility
Cons
- Industry-reported APRs of 100%–300%+; some Texas disclosures show approximately 225% APR on rolled-over loans
- Defaulting on the loan risks vehicle repossession — borrowers can lose the car or motorcycle used as collateral
- Not BBB-accredited; substantial complaint volume citing balances not decreasing despite payments and unexpected fees
- ComplaintsBoard rating of approximately 2.0/5 with majority of reviewers reporting dissatisfaction
- Available in only 14–17 states — not a nationwide option, and online applications limited to AZ, SC, and TX
Rating Breakdown
Value 1.8
Effectiveness 1.5
Customer Service 2.5
Transparency 2.5
Ease of Use 4.3
Compare the Best Personal Loan Options
See which lenders actually approve borrowers with bad credit. We compared APRs, fees, minimum scores, and funding speed.
Frequently Asked Questions
Is TitleMax Title Loans legitimate?
Yes. TitleMax Title Loans is a registered company, headquartered in Savannah, GA, founded in 1998.
Quick Facts
- Founded
- 1998
- Headquarters
- Savannah, GA
- Employees
- 2,000+
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on TitleMax Title Loans
TitleMax is best suited for vehicle owners with poor credit facing a genuine short-term cash emergency who cannot access bank loans, credit unions, or lower-APR alternatives. The main caveat is severe: APRs routinely exceed 100%–300%, and defaulting can result in losing the vehicle used as collateral — making this a high-risk product that should be considered only as a last resort.
Best For
- Vehicle owners with poor or no credit who need emergency cash and cannot qualify for traditional bank loans or credit union products
- Borrowers needing $200–$10,000 same-day with a clear vehicle title available as collateral
- People in short-term financial emergencies in one of TitleMax's 14–17 operating states who have exhausted lower-cost alternatives
Updated 2026-04-29
More Emergency Cash
U
USA Payday Cash Loans Memphis
Contact
BBB:
U
USA Cash Services
Contact
BBB:
Financial Wellness Guides
How to Read Your Credit Report (And Spot Errors)
Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Buy Now, Pay Later: How BNPL Really Affects Your Credit
Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Understanding Your Credit Score: The Complete Guide
Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Financial Terms Explained (10 terms)
New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
Interest & Rates
APR — Annual Percentage Rate
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Why it matters
Lenders must show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the cheapest loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
Compound Interest
Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.
Why it matters
Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.
Example
You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.
MAPR — Military Annual Percentage Rate
A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.
Why it matters
The Military Lending Act protects active-duty servicemembers and their families from predatory lending. Any lender charging above 36% MAPR to military is breaking federal law.
Example
A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.
Usury Rate — Usury Rate (Interest Rate Cap)
The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.
Why it matters
Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.
Example
New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.
How Loans Work
Collateral — Loan Collateral
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Why it matters
Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example
A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
Fees & Costs
Late Fee — Late Payment Fee
A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.
Why it matters
The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.
Example
Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.
NSF Fee — Non-Sufficient Funds Fee
A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'
Why it matters
NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.
Example
Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.
Legal Terms
Usury — Usury (Illegal Interest)
The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.
Why it matters
If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.
Example
Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you might only need to repay the principal — no interest or fees.
Credit Cards
Cash Advance — Credit Card Cash Advance
Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.
Why it matters
Cash advances are a debt trap: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.
Example
You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
Affiliate Disclosure: CreditDoc may earn a commission when you click links to TitleMax Title Loans and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.