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TitleMax Title Loans in Arlington, TN

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Arlington, TN's TitleMax Title Loans at 8939 US-64 offers quick title loans with same-day cash funding for local residents.

Data compiled from public sources

TitleMax Title Loans Review

TitleMax Title Loans operates a standalone location at 8939 US-64 in Arlington, Tennessee, serving the East Arlington community. This location is open Monday and Friday 9AM-7PM, Tuesday through Thursday 9AM-6PM, and Saturday 9AM-4PM, providing convenient access for Arlington residents needing title-based loans. The storefront location makes it easy for locals to stop by and discuss their cash needs in person.

At this Arlington branch, TitleMax provides title loans that use your vehicle as collateral for short-term cash access. Call the location at (901) 266-5556 to speak with the team about loan terms, amounts available, and the application process. The Arlington location handles applications on-site, working to get you approved and funded as quickly as possible.

For Arlington, TN residents facing unexpected expenses or cash shortages, a title loan at this TitleMax location provides faster access to funds than many traditional lenders. Bring your valid government-issued ID, vehicle title, and proof of insurance to the 8939 US-64 address. The location specializes in straightforward title loans designed for people who need cash quickly and reliably.

Services & Features

Auto title loans secured by car title ($500–$25,000)
Bad-credit loan approvals based on vehicle value rather than credit score
Funds delivered via debit card or MoneyGram
In-person loan consultations at approximately 900 storefront locations
In-store vehicle title assessment and valuation
Mobile app account management, payment, and store locator (iOS and Android)
Motorcycle title loans secured by motorcycle title
Personal and signature loans (unsecured, select markets)
Same-day cash disbursement within approximately 30 minutes of approval
Title pawns (pawn arrangement against vehicle title, select states)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Same-day cash disbursement typically within 30 minutes of approval
  • Approval based on vehicle equity, not credit score — accessible to poor or no credit borrowers
  • Nearly 900 physical storefronts across 13 states for in-person service
  • Loan amounts up to $25,000 in select markets — higher ceiling than most title lenders
  • Multiple collateral loan types available: car title loans, motorcycle title loans, title pawns, and signature loans
  • Mobile app on iOS and Android for balance checks, payments, and store locator
  • Google Maps rating of 5.0/5 from 1,127 reviews at the Arlington, TN location

Cons

  • APRs of 100–300% make these among the most expensive legal loans available in the U.S.
  • Two CFPB enforcement actions: $9M fine in 2016 for deceptive practices, and $15M penalty in 2023 for violating the Military Lending Act and falsifying borrower records
  • Active-duty military members and their dependents are legally prohibited from borrowing due to 2023 CFPB action
  • Vehicle repossession risk on default — borrowers can lose their primary transportation
  • Not BBB-accredited; ComplaintsBoard 2.0/5 and PissedConsumer 1.7/5 with recurring complaints about repossession conduct and payment misapplication

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Arlington, TN. It does not confirm that TitleMax Title Loans or this specific location is licensed.

State regulator

Tennessee Department of Financial Institutions

Money services context in Tennessee

Short-term lending status: Legal

General rate context: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act

Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of 15% of the advance.
  • Maximum loan term is 31 days.
  • Borrowers limited to two outstanding payday loans at a time.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does TitleMax Title Loans offer?

TitleMax Title Loans offers 10 services including Auto title loans secured by car title ($500–$25,000), Motorcycle title loans secured by motorcycle title, Title pawns (pawn arrangement against vehicle title, select states), Personal and signature loans (unsecured, select markets), Same-day cash disbursement within approximately 30 minutes of approval, and 5 more.

What profile signals are listed for TitleMax Title Loans?

TitleMax Title Loans has profile signals associated with Consumers with a fully or nearly paid-off vehicle researching emergency-cash options same-day and may not meet traditional credit criteria, Borrowers with poor or no credit history who have been declined by banks, credit unions, and online personal loan lenders, Short-term cash needs where the borrower has a clear repayment plan within the loan term to avoid compounding triple-digit interest.

What are the strengths and weaknesses of TitleMax Title Loans?

Key strengths: Same-day cash disbursement typically within 30 minutes of approval; Approval based on vehicle equity, not credit score — accessible to poor or no credit borrowers; Nearly 900 physical storefronts across 13 states for in-person service. Areas to consider: APRs of 100–300% make these among the most expensive legal loans available in the U.S.; Two CFPB enforcement actions: $9M fine in 2016 for deceptive practices, and $15M penalty in 2023 for violating the Military Lending Act and falsifying borrower records.

How does TitleMax Title Loans compare to similar companies?

In the Pawn Shops category, comparable providers include Accent Jewelers & Loans, Cash America Pawn, Cash America Pawn. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1998
Headquarters
Savannah, GA
BBB Accredited
No
Visit TitleMax Title Loans

CreditDoc Profile Note

Research Note on TitleMax Title Loans

TitleMax is best suited for credit-poor consumers who own their vehicle outright, need cash immediately, and have no viable lower-cost alternative. Its 30-minute funding and nearly 900-store footprint make it genuinely accessible where other lenders won't go. However, APRs of 100–300%, a documented pattern of predatory practices backed by two federal enforcement actions, and real vehicle repossession risk make this a high-stakes last resort — not a routine borrowing option.

Profile Signals

  • Consumers with a fully or nearly paid-off vehicle researching emergency-cash options same-day and may not meet traditional credit criteria
  • Borrowers with poor or no credit history who have been declined by banks, credit unions, and online personal loan lenders
  • Short-term cash needs where the borrower has a clear repayment plan within the loan term to avoid compounding triple-digit interest
Updated 2026-05-08

Similar Companies

Accent Jewelers & Loans logo

Accent Jewelers & Loans

Memphis-based jewelry buyer and collateral lender offering same-day cash for gold, silver, diamonds, and fine jewelry with eligibility claim to verify.

BBB: NR

Profile signals: Individuals researching short-term cash access who own jewelry, watches, or precious metals and want to avoid credit checks, Memphis residents looking to sell gold, silver, diamonds, or valuables without appointment hassle

Cash America Pawn logo

Cash America Pawn

Memphis, TN's Cash America Pawn at 2421 Covington Pike offers short-term cash access for jewelry, electronics, and collectibles.

BBB: NR

Profile signals: Consumers researching short-term cash access who own valuable collateral (jewelry, electronics, instruments), People with poor credit or no credit history unable to qualify for traditional personal loans

Cash America Pawn logo

Cash America Pawn

Memphis, TN's Cash America Pawn at 3305 Austin Peay Hwy offers short-term cash access loans on valuables.

BBB: NR

Profile signals: Consumers with valuable collateral and short-term cash needs who lack access to traditional credit, Those seeking short-term liquidity with eligibility claims to verify or impact on credit scores

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Quick Summary

  • TitleMax Title Loans is listed as a Pawn Shops provider in Arlington, TN on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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