The Check Cashing Store offers check cashing, payday loans ($100-$1,000), money transfers, and prepaid cards at 30+ year-old locations across Florida, including Tampa.
Editorially reviewed by Harvey Brooks
The Check Cashing Store has operated for over 30 years providing financial services to customers across Florida. The company is a subsidiary of Dollar Financial Group, Inc. and operates under multiple brand names including Money Mart. Their Tampa location at 5105 E. Fowler Avenue serves the local community with extended weekday hours and Saturday availability.
The company's core services include check cashing, payday loans ranging from $100 to $1,000 with terms from 7 to 90 days, MoneyGram money transfer services, money orders, small business financial solutions, mobile check cashing via app, and prepaid Mastercard products (Momentum Prepaid Mastercard issued by The Bancorp Bank). They offer both online and in-store loan applications. All products are available at physical locations, with certain services accessible through mobile platforms.
The Check Cashing Store distinguishes itself through extended operating hours (open until 7 PM Thursday and Friday, versus typical 6 PM closings), Saturday availability, and a 30+ year operating history in Florida. They provide a comprehensive suite of financial services beyond basic check cashing, including small-dollar lending and money transfer options, positioning themselves as a one-stop financial services center for underbanked consumers.
The company operates as a regulated financial services provider. MoneyGram holds NMLS #898432 and is licensed as a Money Transmitter in New York and holds a Massachusetts Check Seller License. However, payday loans carry significant costs and are explicitly noted as short-term solutions only, with the company disclaiming them as long-term financial solutions. Borrowers should carefully review state-specific fees and loan terms, as these vary by location.
Yes. The Check Cashing Store is a registered company headquartered in 5105 E Fowler Ave, Tampa, FL 33617. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
The Check Cashing Store is best for customers in Florida needing immediate check cashing, emergency payday loans under $1,000, or money transfer services during extended hours. The critical caveat: payday loans are explicitly positioned as short-term emergency solutions only, not sustainable financial products, and borrowers should understand the high costs involved and explore alternatives like credit counseling before committing.
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.
Best for: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
ACCC is a non-profit credit counseling agency offering free consultations, debt management programs, and bankruptcy counseling to help consumers escape credit card debt.
Best for: Consumers with $6K–$100K+ in credit card debt who are still current or only slightly behind, Individuals legally required to complete bankruptcy counseling (pre- or post-filing)
Family-owned Florida pawn shop since 1986 buying, selling, and trading jewelry, guns, fishing equipment, tools, and electronics across two Tampa locations.
Best for: Individuals needing immediate cash by pawning or selling tangible assets, Gun owners and fishing enthusiasts seeking to buy, sell, or trade in their categories
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